Ndemanga pa Lamulo ali ndi nyumba zogwirizana. Mfundo zopangira mgwirizano, dongosolo la zopereka, ufulu ndi maudindo a mamembala a LA.
Lamulo la Federal No. 215 DECE Disembala 30, 2004. "Kugwira ntchito zochulukirapo" zomwe zidalowa mu mphamvu ya 1aprel2005G. Zimapanga nzika zathu zamakina enanso kuti akapeze nyumba zomwe zili mnyumba.
Komabe, muyenera kudziwa kaye kusiyana pakati pa nyumba zochulukirapo (Lng) kuchokera kwa anthu okhala ndi anzanu komanso mogwirizana ndi nyumba zomwe zimagwirizana ndi HSSC ndizogwirizana.
Mamembala awiri omaliza amapeza / kumanga nyumba imodzi, yomwe ili pamalo ena ku adilesi inayake. Maloto omveka kuchokera kwa omwe ali ndi mamembala a LNA poyamba amatchulidwa, zomwe zimakwaniritsa zofunikira za iwo (Emtsogolo Enity Estate) Ndiye chifukwa chake anthu awa saika pachiwopsezo kukhala oyandikana nawo nyumba ndi khomo.
Onse omwe akugwirizana ndi nyumba imodzi kapena a JSC Lowani nyumba zawo nthawi yomweyo. Omenyera iwo eni amasankha njira zomwe zimachitika chifukwa cha zomwe zikugwirizana (kuchokera). Mapulogalamu azachuma awa amapereka masiku osiyanasiyana, kuchuluka kwa zoperekazo, kukula kwake .D. Pomaliza, muzomwe zimakhala ndi mfundo zokwanira zimakhudza lingaliro loti "likuluikulu".
Polowa ndalama zomwe zili mu Lng, mutha kugula osati nyumba imodzi yokha m'magawo, komanso nyumba yanyumba (kanyumba). Pomwe malinga ndi nyumba yogwirizana ndi Mwala, umangokhala nyumba.
Lng, mosiyana ndi enawo "abale" awiriwo, amaika ndalama zake popezeka / zomanga za nyumba za mamembala agwirizane. Packyo ikadzisonkhanitsa ndalama zomwe mwapatsidwa ndi momwe amatenga nawo gawo la LNA (30 kapena 50% ya mtengo wa nyumba), mgwirizanowo adzawonjezeranso ndalama zofanana (zokwanira).
Chiwerengero cha ogawana ife titha kulima ndipo pamapeto pake kuchuluka kwa anthu 5000, pomwe chiwerengero cha mamembala a chipangano ndi nyumba chimakhala ndi chiwerengero chochepa ndi nyumba.
Lng ili ndi ufulu wochita bizinesi, ndipo zothandiza zina sizingapeze ndalama. Kupatula kumapezekanso ndi mgwirizano wa nyumba kapena chipembedzo chifukwa cha kutumiza kwa malo opulumutsidwa (Article 128 a code.
Mamembala a mogwirizana ndi mgwirizano ndi HSSC amatenga nawo mbali pomanganso ndi zomwe zili m'nyumba zawo (zolemba 1010 za nyumba ya nyumba). LNng imapangidwa kokha "kuti mukwaniritse zosowa za mamembala azomwe zimagwirizana ndi zophatikiza zophatikiza ndi" zopereka "(1). Nditalipira gawo lonse ndi nyumbayo, munthu amasiya kukhala membala wa mgwirizano, amakhala mwini wathunthu nyumba kapena kunyumba ndipo amathanso kujowina eni ake.
Mu Hulp ndalama, muyenera kupanga ndalama mwachangu: kuchuluka kwathunthu kwa zaka ziwiri, pomwe nyumba yomanga ikuluikulu imamangidwa. Njira ya VLhnp mwachiwonekere ndiopendekera pang'onopang'ono, ndipo liwiro la zopereka zimasankha mwini nyumbayo.
Cerage, ngakhale nyumba zokwanira ndizochepa. Mwachitsanzo, zomwe zidatha kupeza pa intaneti (ndipo lna iliyonse iyenera kukhala ndi tsamba lawolo!), Ali kutali ndi mitu, ku Irkutsk, perm ndi mizinda ina. Nthawi zambiri, mabungwewa amalembetsedwa ku 1aprer 2005, ndiye kuti zikalata zawo zopangidwa ndi njira yochitira zinthu sizingakwaniritse zonse zofunika kuchita zamalamulo. 215. Malingaliro omwe ali ndi nthawi yokwanira tsiku lolingana la 2006. (Ndiye, pafupifupi miyezi isanu ndi umodzi) kuti iyambitse (malinga ndi bungwe 57 ya lamulo latsopano).
Mwa zina, zosintha za lamulo la LNA tsopano zakonzedwa, zomwe zakonzedwa kuti ziganizidwe pophukira gawo la State Duma. Zotsatira zawo sizinafotokozedwe.
Malingaliro Ogwiritsa Ntchito Malamulo (Article 2)
UTHENGA WABWINO WABWINO - Mgwirizano wogula unapangidwa ngati gulu lodzifunira la nzika zochokera pa umembala kuti akwaniritse zosowa za malo okhala pophatikiza ndi zithandizo zopereka.
Zochita kukopa ndikugwiritsa ntchito ndalama za nzika kuti zitheke malo okhala - kuti akope ndi kugwiritsa ntchito ndalama zokhudzana ndi ndalama zomwe mwapeza kapena zomangamanga zokhala ndi nyumba) kuti muwasunthirepo pambuyo pake Kupanga zopereka zogwirizana ndi mamembala a mamembala a mgwirizano.
Malo okhala - nyumba kapena nyumba yogona yomwe imakwaniritsa zofunikira zomwe zimakhazikitsidwa ndi malamulo a nyumba za Russian Federation (Article 15 ya Ndege).
Chindapusa - Ndalama zoperekedwa ndi membala wazogwirizana ndi zomwe zimagwirizana ndi nthawi imeneyo, zomwe zimaperekedwa chifukwa cha kutengapo gawo pazinthu zomwe zimathandizira kuti zitheke ndikugwiritsa ntchito ndalama zogulira malo okhala. Ndalamazo zimatsimikizika molingana ndi lamulo la Fedan. Chopereka chonsecho chimaphatikizapo ndalama zomwe zimalandiridwa ndi mgwirizano kuchokera paukadaulo wawo ndikugawa pakati pa mamembala ake molingana ndi mthunzi wawo.
Wolowera - Cash nthawi yomweyo yopangidwa ndi nzika kuti aphimbe mtengo wa maphunziro a ogwirizana ndi nzika za mamembala agwirizane.
Chindapusa chaumembala - Ndalama, zomwe zimayambitsidwa nthawi zonse ndi membala wazogwirizana. Amatumizidwa kuti akwaniritse ndalama zomwe zimagwirizanitsidwa ndi kukhazikitsidwa kwa ntchito zomwe zidaperekedwa ndi pangano lawo, kupatula zochitika zokopa ndikugwiritsa ntchito ndalama zogulira malo okhala.
Malipiro owonjezera - Ndalama zomwe zimathandizira kwa membala wazogwirizana kuti mukwaniritse zotayika za mgwirizano.
Pestaphople - Gawo la zopereka zomwe membala wazomwe adayambitsa tsiku linalake.
Gawa - Gawo la pa parennaclation kwa aliyense wa Commenting Thumba la Lng iyi.
Pass Pass - Uwu ndiye kuchuluka kwa makolo onse a mgwirizano.
Mtengo weniweni wa Paj - Gawo la mtengo wa ndalama za mgwirizano, zomwe zikugwirizana ndi kukula kwa gawo. (Katundu wodetsedwa ndi mtengo womwe umapezeka chifukwa cha kuchotsa ndalama zomwe zimagwiritsidwa ntchito pazochuluka za bungwe.)
Mawonekedwe otenga nawo mbali Membala wazomwe zagwirizana ndi zomwe zikugwirizana ndi zomwe nzika zimakola ndi ndalama za nzika kuti zipeze malo okhala - uku ndi njira yopangira mamembala azopereka (kukula, pafupipafupi, ndi zina) ku US Kupita pamaziko ogwirizana mogwirizana ndi zofunikira za lamulo la feduro, zosankha za kusankha kwa iwo ndi mamembala a mgwirizano.
Kupanga mgwirizano
Koma cholembedwacho chikuyenera kulembedwa (chomwe loya adayitanidwa kuti apange apakompyuta), kenako ndikukhazikitsa msonkhano wa mamembala a LNA, pazomwe, malinga ndi Article, chikalatacho chidzafunika kuvomereza. Msonkhanowu ndi thupi lalikulu kwambiri (Articy 34): Iyenera kuchitika chaka chilichonse, ndipo aliyense m'gululo ali ndi mawu amodzi.
Luso losokoneza pamsonkhano waukulu wa mamembala a LNA, kupatula kuvomerezedwa ndi panganolo, kumaphatikizapo kusintha ndi zowonjezera; Kuvomerezedwa ndi zikalata zamkati kumayambitsa ntchito za mgwirizano; kupanga chisankho pa kukonzanso kapena kufalikira kwa mgwirizano; Chisankho ndikusintha koyambirira kwa maluso a mamembala a Board ndi Audit Communsit Commission (Auditor). Kuukira, kusankha kapena kusankhidwa kwa matupi a mgwirizano (wotsogolera kapena kuwongolera; kuyang'anira kapena kusamalira bungwe); Kusaka koyambirira kwa mphamvu zawo (ngati charter ya lnf iyi, yankho la mavutowa silikudziwika ndi luso la gulu la mgwirizano). Pa msonkhano wa General, mitundu ya kutenga nawo mbali pa ntchito za mgwirizano ndivomerezedwe; Mtengo wokwanira wa nyumba umatsimikizika, womwe ungagulidwe kapena womangidwa ndi wogwirizana ndi membala m'modzi; Njira yopangira mapangidwe ndi kugwiritsa ntchito ndalama zogwirizana zimalembedwa, kupatula thumba lamphamvu. Kuphatikiza apo, Msonkhanowu umakhazikitsa malire a kugwiritsidwa ntchito kwa ndalama kuti atsimikizire za LNA, lipoti la pachaka ndi lipoti la maakaunti pa kulondola kwa malipoti, kuyerekezera-kuwerengera, kuyerekezera kwa mtengo wokonza mgwirizano ndi malipoti awo pophedwa.
Comweomer adapangidwa popanda kuchepetsedwa ndikuyamba ntchito yake kuyambira tsiku loti alowetse gawo logwirizana ndi mabungwe ovomerezeka a Malamulo (Artic 3). LNA ili ndi nyumbayo, imatha kukhala ndi kukhazikitsa katundu ndi ufulu wosakhala nyumba m'malo mwake, kuti akhale wotsutsa kukhothi, kuti akhale wotsutsana ndi mabanki a ku Russia Festation. Ayenera kukhala ndi chisindikizo chozungulira ndi dzina la bungweli, ndipo amathanso kukhala ndi masitampu, zolembedwa, chizindikiro chake ndi njira zina zothandizirana.
Kachitidwe
Kodi chikondwerero cha LSNA chikugwiritsidwa ntchito bwanji? Choyamba, kupeza nyumba kwa mamembala a mamembala a mgwirizano (Article 26). Kuukira kubwezera ndalama zomwe zatchulidwa muukadaulo. 24. Pali pakadali pano pa ntchito kuti mukope ndikugwiritsa ntchito ndalama za nzika kuti zipeze ndi kutsimikizira nyumba; Kuwongolera mikhalidwe yogula (kukonza, kumaliza) ya malo opezeka kapena omangidwanso pamlingo wolingana ndi zofunikira zomwe zafotokozedwa povomerezeka kwa mamembala a LNA; Zomwe zili, kukonza nyumba; Kulipira kwa ntchito zothandizira (musanatumize malo kuti agwiritse ntchito membala wazomwe zikugwirizana); Ntchito ndi kubweza kwa ngongole ndi ngongole zomwe zidakopeka; Kulipira Misonkho, Ndalama ndi Malipiro Ena Yovomerezeka Iko.D.
Njira yopangira gawo logawana limatsimikizika mogwirizana ndi membala wosankhidwa mwa mgwirizano wa mgwirizano wa Lyn, zogwirizana ndi zomwe mungachite. Mafomu awa amatanthauzira nthawi yochepa kwambiri yogwiritsa ntchito, komanso kukula kocheperako kwa gawo la choperekacho, pomwe membala wa LNA amapezeka kuti agwiritse ntchito ndalama zomwe zidalipo, nthawi yopanga gawo lokhala la choperekacho, kukula komanso pafupipafupi pazomwe zimapereka. Machesi a Togo, mikhalidwe yokopa ndalama zobwereketsa (Artic 27), kukula kwa zomwe sangathe kupitirira 70% ya memoni yothandizira membala wa Condiority (Article 47). Nkhaniyi ili ndi zoperewera zingapo nthawi. Chifukwa chake, nthawi yochepera yomwe muyenera kupereka zoperekazo mpaka mutha kuyenera kugula / zomanga kwa inu ndi mgwirizano wa nyumba, ndizochepa kwa chaka chachiwiri (kuyambira chaka chachiwiri cha Comwet Commentive). Asroce akupangitsa kuti wotsalira wa zoperekazo sangathe kupitirira kangapo ndipo theka lokwezeka kuposa nthawi yoyamba.
Nayi chitsanzo chosavuta komanso chowoneka bwino kwambiri. Mukufuna kusonkhanitsa theka la nyumba yaukwati (kunyumba) kwa zaka ziwiri (ndizosatheka kuwerengera mwachidule; malinga ndi nkhani 47, zitha kukhala zochulukirapo). Mumalipira gawo la kuchuluka kwake, mwachitsanzo, pamwezi pamwezi, pambuyo pake mumalandira ufulu wolandila. Kenako mukulowa m'nyumba (kapena mgwirizano umayamba kukumangirani). Tsopano nthawi yapano kwa zaka zitatu mumapanga ndalama zotsalazo. Koma m'choncho zabwinozi pali mabotolo atatu. Choyamba ndi mtengo wa nyumba, womwe m'zaka ziwiri ungawonjezere, ndipo udzafunika kuti ubwezeretse kusiyana ndi zopereka zowonjezera kuti zitheke kugulitsa katundu. Kuchuluka kwa kuchuluka kwake kungawonjezereka? Funsoli limakhala lotseguka. Malo opapatiza achiwiri ndi nthawi yomwe mgwirizano uyenera kukupatsirani nyumba zofunika. Mwinanso mzerewu kuchokera ku mamembala omwewo, omwe akufuna kukhazikitsa cholinga chofananira. Nyumba zogona otode zimaperekedwa moyenera (Artict 28). Chachitatu- ngati mukufunsira nyumba yatsopano, ndiye kuyambira nthawi yomwe wophunzirayo akuyamba kukumangirani, mpaka tsiku lotumiza chithandizo lingadutse kwa zaka zingapo musanayike nyumbayo.
Kuchokera kwa inu monga membala wazomwe zikugwirizana kungafunike kulipira zopereka zowonjezera (kuwonjezera pa mamembala ndi kutherera). Koma ndalamazi zimayenera kugwiritsidwa ntchito pokhapokha ngati zimatayika za lna, ngati, Mulungu aletse, adzauka (Article 2).
Kodi nchiyani chikuyenera kukhazikitsidwa mu mgwirizano wa mgwirizano (Article 11):
Dzinalo la mgwirizano ndi malo akumalo;
Chinthu ndi zolinga za zomwe zikugwirizana ndi izi;
Njira yovomerezeka kwa mamembala a LA ndi kuchotsedwa kwa mamembala ake mmenemo;
Njira yodziwira kukula kwake, kapangidwe ndi machitidwe opanga mankhwala ena.
Udindo wa mamembala a mgwirizano pakusokoneza maudindo olimbitsa thupi ndi zopereka;
Njira yolipira membala wa mtundu wa mtengo weniweni wa gawo limodzi ndi kufalikira kwa umembala;
ufulu ndi maudindo a mamembala a mgwirizano;
Ufulu ndi maudindo a mgwirizano ndi mamembala awo;
kapangidwe kake ndi luso la matupi a LNA, njira yopangira chilengedwe komanso kusankha zochita pankhani zosiyanasiyana;
magwero a mapangidwe ndi njira zogwiritsira ntchito katundu wa mgwirizano;
Ndalama zopangidwa ndi LNA;
Njira yolumikizirana ndi mamembala a mgwirizano womwe mwapeza mwa kutaya;
Njira yoperekera chidziwitso ndi zidziwitso za mamembala ake komanso udindo wawo chifukwa cha kulephera kwake;
Njira yogwiritsira ntchito njira zotsatirira zakunja za zochitika zachuma za mgwirizano;
zambiri za nthambi ndi maofesi oyimilira ogwirizana;
njira yokonzanso zosintha ndi kufalitsa kwa mgwirizano;
malo ena omwe amaperekedwa ndi lamulo la feduro.
MARARD of the Coormative ikhoza kukhalanso ndi zinthu zina zomwe sizikugwirizana ndi malamulo a Federation waku Russia akuwongolera chilengedwe ndi zochitika za mgwirizano wa abale apamtima pazochita za mgwirizano. Mcheriwo umavomerezedwa ndi msonkhano wamba wa mamembala a Condic. Zosintha kwa Chingwecho zimapangidwa ndi lingaliro la Msonkhano waukulu.
Umembala wa Umembala
Membala wogwirizana amakakamizidwa kutsatira zisankho ndikugwiritsa ntchito matupi ogwirizana, munthawi yake kuti azithana ndi zopereka ndi zoperekazo ndi ziwalo zogwirizana ndi ziwalo za mnzake (zolemba zake) 8). Ndiye udindo wake ku lna, mwachitsanzo, ngati ungachepetse kusungitsa ndi zopereka zina (ndi nkhani 6). Kuchuluka kwa chindapusa cha kuphwanya izi kumakhazikika mu mgwirizano wa mgwirizano, koma sizingakhale zapamwamba kuposa 1/300 zopatsirana za ku Russia Federation (tsopano 13%) tsiku lililonse lachedwa.
Umembala wa Coormelity amathetsa pamenepa adatuluka mwamphamvu kuchokera ku LNG, zomwe zimapangitsa kuti mugwirizane ndi wogwirizana, kusamutsa kwa munthu wina, kufa kwa meng, kuphedwa kwa Pai, ndikupanga kugawana nawo gawo lonse ndikusamutsa nyumba ndikusamutsa nyumba kupita kwa membala wa mgwirizano ndipo, zoona, kukhazikika kwa mgwirizano, pakati pa zinthu zina, chifukwa cha banbeple yake (yakale 9). Atasiya kukhala membala wa mgwirizano, munthu komanso abale ake ayenera kumasula nyumba zomwe zili ndi ufulu wawo, kwa miyezi iwiri (Article 32). Mosamala zimawachotsa, malingana ndi nambala yatsopano ya nyumbayo, ndizotheka pokhapokha khothi la khothi (komanso popanda kuperekedwa kwa nyumba zina).
Amasilira ndi mgwirizano chifukwa cholephera kutsatira ntchito, kokha kukhothi (!), Pamaziko a chigamulo cha Msonkhano waukulu kapena gulu la mgwirizano (Article 10). Koma asanalowe mu chigamulo cha khothi kuti akakakamize munthu amene walandila kale kuchokera ku lna kuti agwiritse ntchito nyumba, ali ndi ufulu wopanga gawo limodzi loti abweretse nyumba yake kapena katundu.
Lng sayenera kukhala ndalama zachuma za Russia yatsopano. Boma lidzawongolera mosamalitsa kutsatira miyezo yomwe idapangidwa mwachindunji kuti ayesetse kudalirika kwa ndalama zokhala ndi zothandizazi, komanso kukhazikitsa lamulo pa LNA.
Kulamula
Mamembala a Board ndi Audit Commissit Commission, mosiyana ndi malingaliro okhazikika, malipiro azochita zawo nthawi zambiri samalandiridwa (ngati izi sizikuperekedwa ndi charter a Chlar). Koma amatha kubweza kubweza ndalama, "amagwirizanitsa ndi kukhazikitsa" m'matupi ogwirizana. Nawonso, wowongolera komanso oyang'anira ali ndi ganyu, omwe amagwira ntchito ku LNA, monga m'gulu lina lililonse kapena kampani ina iliyonse. Mamembala a bolodi amasankhidwa pamsonkhano wapadera wa mamembala a mgwirizano, zomwe, tikukumbukira, zimachitika chaka chilichonse. Kuweruzidwa kamodzi patsiku, msonkhanowu utachitika, mphamvu za bolodi zimatha.
Mamembala ambiri - Chingwe chachikulu kwambiri cha mgwirizano (Articy 34) - amatenga zisankho zazikulu zonse zokhudzana ndi ntchito yofunika ya LNA. Chisankho pa nkhaniyi chomwe chimaperekedwa pavoti chimapangidwa ndi mavoti ambiri (membala aliyense ndi mawu amodzi). Mavoti awiri mwa atatu ndi ofunikira kuti avomereze ngongole ya LNA, kusintha ndi zowonjezera za zomwe zikugwirizana ndi zomwe zikugwirizana ndi ndalama zomwe zimagwiritsidwa ntchito ndi zomwe amagwiritsa ntchito , komanso kupanga chisankho pa kukonzanso kapena kufalikira kwa Lng ndi kuyika kwa ntchito yochepetsera.
Mtundu wa msonkhano wamba ukhoza kukhala nthawi yonse komanso makalata (Article 36). Aesli kuchuluka kwa mamembala a Comulanity Ambiri Ambiri, msonkhano wonse ukhoza kuchitidwa mu mawonekedwe a zovomerezeka. Amasankhidwa kuchokera kwa ziwalo za Lng, zomwe siziri gawo la bolodi kapena opambana a mgwirizano (Article 41). Mamembala aomwe amagwirizana (osachepera 10% mwa onse) ndipo, mwachidziwikire, bolodi, Commissit Commissive ndi Extimive Misonkhano Yachilendo Yachilendo (NKHANI 35). Mwa njira, ziyenera kulumikizidwa chifukwa cha kutayika kwa zotayika zomwe zimaposa 25% ya thumba lamphamvu. Kupatula apo, adzabwezeretsedwa ndi zopereka zina za onse a mgwirizano!
Bungwe Lolamulira "Amagwira ntchito ya ogwirizana nthawi ya misonkhano yayikulu ya mamembala a mgwirizano" (Article 42). Mamembala a Board ayenera kukhala osachepera atatu, omwe ali tcheyamani. Gawo limodzi mwa magawo atatu a mamembala a gulu (mwachitsanzo, amodzi mwa atatu) ali ndi ufulu kuphatikiza zochita zawo ndi ntchito yomwe ili pa mgwirizano wantchito.
Kupereka kwa Board Board nthawi zambiri kumakhala:
Phwando mwa mamembala a mgwirizano ndi kuchotsedwa kwa mamembala;
Khazikikani ndi kugwiritsitsa misonkhano yamisonkhano ya mamembala a Condiphulitsa;
Chisankho kapena kusankhidwa kwa matupi a ophunzirawo, kuwongolera zochitika zawo, kutha kwake kwa mphamvu zawo;
Kuvomerezedwa ndi njira yosamutsa nyumba kuti mugwiritse ntchito membala wa LNA;
Kuvomerezedwa kwa Auditoto ndi kuwunika kwa mgwirizano ndi mawu a mgwirizano ndi iwo;
Kuvomerezeka koyambirira kwa mitundu ya kutenga nawo mbali pazochita za mgwirizano, lipoti la pachaka ndi kuwerengera malipoti, ofufuza;
kupanga zisankho pa kukhazikitsidwa kwa nthambi ndi kutsegulidwa kwa maofesi oyimilira a Lng;
Kuvomerezedwa ndi mapangano omaliza ndi ngongole;
Nkhani zina zoperekedwa ndi lamulo.
Zisankho zonse zimatengedwa kumisonkhano ya bolodi ndipo imapangidwa mu mawonekedwe a protocols, omwe amasainidwa ndi tcheyamani wa Board ndi Secretary of Msonkhano. Atsimikizireni, mamembala am'mumbi kwa miyezi isanu ndi umodzi ali ndi ufulu woti abweze mlandu kukhothi lomwe bolodi limasungidwa malamulo a malamulo, charder kapena zikalata zina zamkati mwa mgwirizano.
Komiti Yowunikira (Seeditotor) lng m'malo mwa misonkhano yonse ya mamembala amagwirira ntchito zomwe zimayambitsa ndalama ndi zachuma za gulu. Osewera sangathe kuphatikiza zochitika zawo ndi ntchito mu mgwirizano wa mgwirizano (Article 43).
Mkulu wakampani (Direftorate) - Thupi la Executive of the Lunks limagwira ntchito zamakono za mgwirizano (Article 44). Ngati pali zilembo zopitilira 500 m'gululi, chitsogozo, thupi laudindo ndikofunikira. Comweomer imakana kugwira ntchito zamalonda zomwe zidalipo ndikuzisamutsa mphamvu izi ku bungwe lina lalamulo kapena bizinesi yamunthu. Adzakhala ngati bungwe loyendetsa kapena manejala. Nthawi ya ofesi ya Executive Madongosolo amalembetsedwa mu pangano la mgwirizano ndipo sangathe kupitirira zaka zisanu. Amakhala nthawi yayitali ngati kuli kofunikira, kokha chifukwa cha lingaliro la Msonkhano Wapadera wamembala.
Lamulo limapereka zokambirana zokopa kwambiri kwa oyang'anira othandizira (Article 45). Membala wa Board ndi Audit Communsit Commit, Wotsogolera kapena membala wa mbiri yakale ya LNA sangakhale munthu yemwe wakhala kale mwazomwe zakhala zikugwirizana kale, ngati nthawi ya Khotilo ili ndi zisankho pa Kudzikuza kwa bungweli kapena kugwiritsa ntchito kwa icho kwa nthawi yayitali kwadutsa zosakwana zaka zitatu. Ndikosatheka kutsogolera a Lng ndi anthu omwe ali ndi mbiri yaupandu pazachuma.
Aliyense ataimirira pamutu wa gululi ayenera kuchita zofuna za mgwirizano, kuti akwaniritse ufulu wake ndikukwaniritsa ntchito "m'chikhulupiriro chabwino komanso zomveka" (NARITRE 46). Akuluakulu Elna ali ndi udindo (oyang'anira, ndipo nthawi zina a milandu) chifukwa cha zomwe zimachitika chifukwa cha zomwe akuchita kapena zomwe amachita. Palibe chifukwa choti adzadzitsimikizire. Udindowu sunyamula mamembala akomwe okha mwa matupi a Condiomer a Comweve, omwe adafotokoza motsutsana ndi chisankho chomwe chidawonongeka.
Pazinthu za mipando
Ndikufuna kumvetsera mwapadera kuti mmodzi mwa okwatirana angakankhidwe ndi membala wa Lng, koma regimen ya okwatirana akwatiwe imagawidwa. Pofunsidwa ndi mmodzi wa iwo, mukalembetsa ukwati wa nyumba zomwe ali nazo, gawo lililonse limatha kutsimikizika, ndipo aliyense mwa okwatirana amalandila satifiketi ya ufulu wa boma. Aliyense wa mgwirizano ali ndi ufulu wosankha wa iye, kuphatikizapo kuti afotokozere wina wa mgwirizano kapena gulu lachitatu lomwe silingakanidwe kuvomerezedwa ndi anthu a LA. Kumvera imfa ya membala wa olowa m'malo ogwirizana ndi chilamulo kapena muadzalandira zopereka zauzimu zake ndipo ali ndi ufulu wofanana ndi a LNA.
Kuwongolera boma ndikutsimikizira
Dongosolo lopeza nyumba kudzera mu Lng likuwoneka wokongola kwambiri. Koma kodi sizingakhale kuti mgwirizano wotereyu amakhala piramidi yotsatira ya Russia yatsopano? Ayi, sayenera. Lamulo Lalamulo No. 215 Mutu wonsewo umakhala wodzithandiza kukwaniritsa ndalama za LA ndi kuwongolera zochita zawo.
Kugwirizana kwa kudalirika kwachuma kwa mgwirizano kumaperekedwa ndi zokambirana kwambiri (zaluso.47). Choyamba, kukula kwa gawo la kumodzi, pambuyo pake membala wa LNA akuwonekera ufulu wogula kapena kumanga nyumba, sipangakhale yochepera 30% ya kuchuluka kwa zomwe zikuyembekezeka zopereka zothandizirana. . ndalama ngati momwe adadzipangira yekha. (Chifukwa chake, pankhani ya 30% yodzikuza, ina 40% ya mtengo wa nyumba sizikhala zokwanira.) Ndi kusowa kwa ndalama zogulira kapena zomanga nyumba zomwe zimagwirizana ndi Gawo, atha, inde, labwereka ndalama komanso ndalama zobwereka, koma pansi pa bank bank. Chifukwa chake ndikopindulitsa kwambiri kudziunjikira 50% ya mtengo wa nyumba. Kenako wophunzirayo adzawonjezera theka lachiwiri, ngati limaperekedwa ndi pangano lawo. Chachitatu, nthawi yochepa yopanga membala wa Lng gawo la zoperekazo, pambuyo pake ali ndi chidwi cholandila kuchokera kwa mgwirizano wogwira ntchito, mwina sangakhale ochepera zaka ziwiri. Asroce akupangitsa kuti wotsalira wogawana nawo sayenera kupitirira nthawi yoyamba yopanga gawo loyambalo kuposa kanthawi pang'ono ndi theka. (Chifukwa chake, ngati mutagunda theka loyamba la wogulitsayo, ndikuti, kwa zaka zitatu, muyenera kulipira yachiwiri kwa zaka zitatu.) Chachisanu ndi chija, chothandizirani, sichingathandizenso mamembala, sangathe Wonongerani ndalama pofunafuna ufulu womanga nyumba komanso mwachindunji pakupanga kwake ndi 20% ya mtengo wa LNA. Ayenera kumulola ndalamayo pogula nyumba mumsika wachiwiri, kuti akhale pachiwopsezo chochepera, nyumbayo sidzamalizidwa mwadzidzidzi?
Zolinga zomwe zafotokozedwazo zafotokozedwapo m'Chilamulo. 215 Vomerezani mgwirizano wa zochitikazo (NKHANI 48). Mwachitsanzo, LNA siili ndi mwayi woti abweretse ngongole, kuti apereke malo okhala, kusamutsa nyumba kuti azigwiritsa ntchito mwaulere, kuti akhale ngati mkulu, kuti athandizire ku likulu laukadaulo. Mphotho, zomwe zapangidwa kapena zomangidwa ndi mgwirizano, zimatha kusamutsidwa ku gawo (ngongole), koma chongopereka zofunikira kuti chibweretse ngongole (ngongole) pakugula kapena kumanga.
Malangizo apadera amapangidwa kuti ayesetse kudalirika kwa ndalama za LNA, omwe njira zawo zotanthauzira ndi mphamvu zimakhazikitsidwa ndi boma la Russian Federation (Article 49). Izi ndi miyezo ya chitetezo cham'nyumba, chitetezo chonse cha LNA, zomwe zikugwirizana ndi zomwe zikugwirizana ndi zomwe zili mu LNA, ngongole yayikulu kwambiri ya mamembala a UTHENGA, Ngongole ya LNA, ngongole ya mamembala a mgwirizano, komanso inayo, yomwe inakhazikitsidwa ndi malamulo ndi ntchito zowongolera za boma la Arf. Thupi la boma la Federal lidzatsatiridwa ndi kutsatira, lomwe limagwira ntchito kuwongolera ndi kuyang'anira poyang'anira ndalama zandalama, ndi matupi awo. Izi zikutanthauza misika yazachuma ntchito (FSFR). Makina owongolera ndi oyenera: Ngati mgwirizanowo sugwirizana ndi mfundo zosachepera zisanu ndi ziwirizo, sayenera kuchita zomwe zimachitika kuti zithandizire mamembala atsopano.
Tikukhulupirira kuti ma minza ambiri adzaonekera ku Russia posachedwa. Njira zina zomwe adzagwirizanitsa m'mabungwe odzilamulira - mayanjano mwaufulu ndizofanana ndi mfundo zomwe zingachitike. Mabungwe awa adzayamba ndikukhazikitsa malamulo ndi miyezo yomwe ikutsimikizira kutsatira zomwe a LNA ndi kukhazikitsa ntchito kuti athe kupeza nyumba, kuwunikira kutsatira malamulo a lamulo. Zonsezi ndi zomwe zili m'tsogolo kwambiri.
Okonza zikomo loya la Lybov Danilov kuti athandize pakukonzekera zinthuzo.