Amagorofa

Anonim

Kugura inzu ku isoko ryisumbuye ryisumbuye. Kuyobora mubyiciro byubucuruzi, bituma kwirinda imitego.

Amagorofa 13125_1

Amagorofa

Amagorofa
Photoxpress.ru.

Niba uhisemo kugura inzu, ugomba guhitamo amafaranga mukubaka amazu mashya cyangwa kugura mumasoko ya kabiri. Kongera ibibazo byo kubeshya abanyamigabane bashishikariza abaguzi benshi kugirango bahitemo amahitamo ya kabiri. Kuri bo, dutanga ubuyobozi mubyiciro byibikorwa nkibi bituma twirinda amabuye ya massmarine.

Remezo rero, uba ugura inzu ntabwo ari mu nyubako nshya, ahubwo ugura isoko rya kabiri, zimaze kuvumwa kandi zifite ibikoresho. Nta gushidikanya ko plus ni nta gushidikanya ko utagomba gutegereza iherezo ry'ubwubatsi no gukeka ko inzu izamurwa ku gihe. Byongeye kandi, mugihe ugura inzu munzu irimo kubakwa, ugomba gukora amezi 6 kugirango witere kuri leta nyiricyubahiro. Ariko, umuntu ushakisha amazu yisumbuye arakenewe kugirango yitonze. Iki gice cyisoko kiriyongera ibyago. Hano hari uburiganya buhanitse, kuruta kubibanza, kandi igihe cyo kugaruka kwamagorofa ni imyaka 3 uhereye igihe cyo kumenya ibitemewe n'amategeko. Awahoze ari ba nyiri amazu arashobora kwigaragambya mugihe runaka (kandi impamvu ziyi misa, rimwe na rimwe zaremwe nkana). Niba hari ukurenga ku mategeko, urukiko rusubije ibirori kumwanya wambere. Umubare wibikorwa byahagaritswe kumasoko yimitungo itimukanwa ntabwo ari ntoya: i Moscou, kurugero, hafi 3% yumubare wabyo. Kugirango tutiyongere imibare ibabaje, ugomba gutekereza kubikorwa byawe byose.

Hitamo inzu

Aho gutangirira he? Birumvikana, hamwe no gushakisha inzu. Niba utagarukira gusa muburyo, hamagara ikigo cyita ku butaka inzobere zizatora umwanya ukwiye. Ibuye rya mbere ry'amazi rigutegereje hano. Umubano n'isosiyete itimukanwa igomba guhabwa inyandiko. Ni ngombwa cyane mumyandiko yerekana ibipimo byose byinzu urimo gushaka: Uturere, ubwoko bwinzu, hasi, hasi, umubare wibyumba. Ibisobanuro birambuye byuzuye umukozi wawe azakira, biroroshye kubona amahitamo akwiye.

Nyamuneka menya ko amasezerano yikigo akwiye kumenya ubunini bwimigero ya realtor. Ndi inama imwe. Guhinduka ganini ku ngingo ivuga ko ikigo kizaguhitamo byibuze amahitamo atatu yimiturire ahaza ibyo ushaka ibisabwa, kandi mugihe runaka. Mu rubanza rutandukanye, rearttor igomba kukugarukira imbere no kwishyura igihano. Birumvikana ko iyi miterere yamasezerano idasobanura ko ushobora kumera kandi ukareka ibyumba byose bitangwa byujuje ibisabwa. Niba ijambo ryabuze amakosa yawe (kurugero, wanze amahitamo yatanzwe n'ikigo ntasobanuye ku mpamvu), uzagarura uburyo bwo kwishyura mbere na rearttor gushakisha inzu.

Amagorofa y'abaguzi ntabwo yishyura imisoro. Umugurisha azishyura umusoro ku nyungu - 13% yikiguzi cyinzu (hamwe no kugabanyirizwa inyungu). Ariko niba amacumbi ugurisha ari uwawe urenze imyaka 5 cyangwa ugura amafaranga atarenze miliyoni 1, urekuwe kwishyura umusoro. Niba umugurisha yari afite inzu itarenze imyaka 5, agomba kwishyura umusoro n'amafaranga yinjiza avuye kugurisha umutungo utimukanwa urenze amafaranga miliyoni.

Ndetse bigiye kugura inzu binyuze mu kigo, tangira hamwe no kwiga isoko. Umuntu ufite amakuru nkaya ntabwo byoroshye kuzenguruka urutoki - nyuma ya byose, afite igitekerezo cyibiciro mumasoko yinzu, bityo yiteguye kuvuga hamwe nukuri mururimi rumwe.

Niba uhisemo gukora wigenga, utitaye ku bufasha bw'ikigo gishinzwe imitungo itimukanwa, ubushakashatsi ku isoko burakenewe gusa, ubu nuburyo uzabona amahitamo ashyiraho. Ku cyiciro gikurikira, bizaba ngombwa guhamagarira ba nyir'inyungu, bizasaba igihe n'imbaraga.

Mugihe uhisemo amahitamo akwiye yo gutunganya (cyangwa uzabibona wenyine), ugomba kumenyera nabo. Ntusobanuke umwanya wo kugenzura no kumenya ko kenshi ugomba kubara hamwe na gahunda yumunsi wabashobora kubagurisha.

Nyuma yo gusuzuma inzu, ntukibagirwe kubaza uwo nyirayo kandi wiyandikishije kuri iyi nzu. Hano kandi yiteze amabuye akurikira mumazi, mugihe cyo kugura inzu ntabwo ari nyirayo, ahubwo ni umuvandimwe. Kugura na proksi bishobora guteza akaga cyane. Ikibazo nuko umugurisha adashobora kuba adasanzwe - Kubwamahirwe, ntibishoboka kugenzura ukuri kwimbaraga zimyumvire. Bimwe bibaho ko inzu ubwayo ikodeshwa kuva kera kandi ikorera abikorera wenyine. Kugira ngo umenye nyir'umuryango w'ukuri, kuvugana n'ishami ryaho rya serivisi yo kwiyandikisha muri federasiyo ya federasiyo y'Uburusiya.

Kuganira na ba nyir'inzu, menya igihe inzu yarenze iyo iyo nyubako idakwiriye gusenya cyangwa kwiyubaka. Urashobora kugenzura aya makuru mubuyobozi buhujwe. Ariko icy'ingenzi ni ukubaza niba ba nyir'umucunga. Iri jambo risobanura impinduka zose zigomba kugaragarira muri gahunda ya BTI. Umucungamubano wanduye ni undi mabuye y'amazi. Uburyo bwiza bwo gucungura ni igihe kinini kandi busaba amafaranga menshi, kandi amategeko asanzwe agenga imbaraga nyinshi, ibikoresho nigihe. Noneho rero, umva inama zacu: kwikingira, witondere kubaza nyir'umugambi w'amagorofa yahawe Biro yo gukundwa tekinike ya tekiniki. Inyandiko igomba kuboneka kare kurenza amezi 3 mbere yuko ugenzura (kandi wenda ugure) inzu. Kora gahunda hamwe na leta nyayo, witondere aho inkuta ziherereye, kuba hari ibikoresho byinyongera. Niba bigoye kuri wewe, saba ubufasha inshuti.

Wibuke: Imyitwarire idahuye nayo ntabwo ibangaza ihazabu gusa. Dukurikije amahuza maremare (Ishirahamwe rishinzwe guhuza imihango), urashobora gutegekwa kuzana inzu ya leta yumwimerere (niba hashyizweho umucungamico watewe no kurenga ku mategeko, urugero, igikoni cyimuriwe muri kimwe ibyumba byo kubaho cyangwa gusenyuka urukuta rufite).

PROTCH?

Intambwe ikurikira ugomba gukora nukwemera agaciro k'inzu ikurura. Witegure kuba umugurisha azita igiciro cyatandukanijwe kumafaranga yasobanuwe mumatangazo. Ingendo - ntabwo ari umururumba, ahubwo nubwenge busanzwe.

Birashoboka gusaba kugabanya ibiciro kubwimpamvu nyinshi: Ahantu hatameze neza (ntabwo ari ahantu heza, kure ya metero, kubura amaduka, ishuri, amashuri, gukenewe byihutirwa gusana, gukoresha uburyo budahuye. Ariko ni ngombwa kumenya ko igiciro gito cyane ari akaga runaka. Ubwa mbere, bibaho ko inzu yihendutse yerekeza ku cyiciro kitavugwaho rumwe - ibi bivuze ko hari amakimbirane y'ubucamanza (urugero, hamwe n'abaturanyi bateje ibyago byo gusana). Icyakabiri, baramenya wa ahumanye ku ntoki bashobora kujya mu rukiko kandi kubona uburyo cyane nyakuri kukuburanya imiturire, niba uba ugaragaje ko mbona ko kubikuza signedly disadvantageous munsi igitutu bihe bigoye mu buzima (ndetse kwiheba, Ubusuizi, iterabwoba), Icyo gihe nkuko wabisobanuye mumasezerano, ikiguzi ni kitari gito ugereranije nubwato. Wibuke: Kutagumaho kandi udafite amafaranga, kandi nta nzu, shyira mu masezerano neza amafaranga utanga ku nzu, uko wakwemeza gute kugirango ugaragaze bike. Icya gatatu, birashoboka neza ko ugura amazu "munsi yinkoni". Kurugero, uwamubanjirije umugurisha wawe kubwimpamvu runaka "Wibagiwe" andika mu nzu ya mwene wabo utanga amazu atarimo abana bato, cyangwa ngo ahishe ko uwahoze ari uwo bashakanye (uwo mwashakanye) avuga ko ari igice cyakarere. Icya kane, niba hagaragaye inzu yaguzwe yigeze kugurwa muhagarariye "itsinda ryibyago": umuntu ugeze mu za bukuru, umuntu ufite ubumuga, mumuryango uhari, mumuryango wanditswe mubisobanuro bya psychoneaurologiya cyangwa ibiyobyabwenge. Birumvikana ko hamwe niyi terambere ryibyabaye, uzamenyekana nkumutimanama utemerera kujya mu gisirikare, bityo amategeko agomba kuba iruhande rwawe. Ariko utegereje urukiko hamwe na byinshi byakoreshejwe, byanze bikunze, igihe cyatakaye, ibintu bidashimishije ... Ariko, uraguhitamo, ushima ku gukoresha ejo hazaza.

Ku cyiciro cyo gucuruza, birakenewe kandi kuganira ku bunini bw'abizigama (amafaranga uha umugurisha kugirango wemeze imigambi yawe ubusanzwe iringaniye ibihumbi 30) na mbere. Iterambere ni ubwishyu mbere; Igice cyababuranyi bavuga muri buri kintu cyihariye, ariko, nkitegeko, byibuze 10% yikiguzi kinini cyinzu kandi yishyurwa mugihe umuguzi nugurisha wemeye kugabana amafaranga yose mo kabiri ibice. Ibi biroroshye niba umugurisha afata umwanya wo gufata ibintu munzu cyangwa gukemura bimwe mubyemewe n'amategeko. Kugirango utatakaza umuguzi, umugurisha arashobora kuguha umwanzuro wo kurangiza amasezerano yibanze (mubyukuri, aya ni amasezerano kumigambi) no gutera imbere. Niba kubwimpamvu runaka ibikorwa bitazabera, ubwishyu bwambere bugomba gusubizwa byuzuye. Naho kubitsa, byose biterwa n'impamvu amasezerano yarangiye. Nibyiza, niba wanze kugura inzu, hanyuma kubitsa bizagumana nugurisha.

Akenshi akaba mu giciro cyo kugura inzu irimo komisiyo zabo, n'ikiguzi cyo gushyira mu bikorwa ibikorwa, utabimenyesheje umuguzi. Kubwibyo, mumasezerano, asobanura umubare wimishahara (ibyiza - umubare wagenwe), kimwe no kwerekana umuguzi cyangwa ugurisha - gutwara ibiciro byo gushushanya.

Gukora no kubitsa, kandi iterambere rigomba gutangwa mu nyandiko. Iyo wimukiye bombi, kandi uzi neza ko wakiriye kwakira amafaranga umugurisha agomba gusinya. Byanditswe muburyo bubizigamye, ariko muriyi nyandiko bigomba gusobanurwa:

  • Ninde uhindura amafaranga (Passeport ya Mauder);
  • Ninde wakira amafaranga (Passeport yumugurisha);
  • Ni ayahe mafranga yanduzwa - ubusanzwe bandika mu inyemezabwishyu: "... nkubwishyu mbere yinzu";
  • Aderesi nyayo y'amazu yawe azaza, utanga kubitsa cyangwa gutera imbere, kugeza aho byerekana hasi;
  • Ibiranga nyamukuru biranga inzu (umubare wibyumba, imiterere, metrah);
  • Amafaranga yatangajwe numuguzi nintego yayo ni iterambere cyangwa kubitsa;
  • Itariki yo kwishyura.

Izere ariko kugenzura!

Ingorane nyamukuru ziragutegereje murwego rwo kugenzura ubuziranenge bwemewe nigikorwa kizaza. Mbere ya byose, ugomba kugenzura amateka yinzu. Niba uhisemo kudakoresha serivisi za realtor, icyo gihe umurimo wawe uragoye. Uhereye kubagurisha uzakira inyandiko zikurikira zizagufasha kumenya uko ibintu bimeze:
  • Passeport cyangwa indi nyandiko.
  • Kwagura inyandiko kumanyugu (yatanzwe nicyemezo cyurugererungano cyo kwiyandikisha, amasezerano yo guhana cyangwa gutanga, amasezerano yo kugurisha hamwe nizindi nyandiko, ukurikije uko nyir'ubwite ashinzwe), bikaba byarangije kwiyandikisha kwa leta iteganijwe. Mu nyandiko iboneye buri gihe hariho izina rya nyir'imiturire;
  • Fasha kubiciro byagereranijwe byamazu (ibiciro byibarutse) hamwe na pasiporo ya tekinike ku nzu (izi nyandiko zahawe biro yo kubara tekinike zizemeza ko ugura inzu ku masezerano n'imiterere isobanuwe mu masezerano);
  • Impamyabumenyi ziva muri ERC n'umugenzuzi w'imisoro ku nkunga ku kwishyurwa kw'ingirakamaro n'umusoro ku misoro y'imitungo itimukanwa (cyangwa kopi ya konti yawe cyangwa icyemezo cya konti mu micungire y'inzu);
  • Uruhushya rw'umurinzi n'umubiri w'abarinzi wa Komisiyo yo kugurisha (niba bigize ingaruka ku nyungu zanditswe mu nzu y'abana bato)
  • ;

  • Ibice byo mu gitabo cy'inzu kirimo (kwiyandikisha) mu nzu y'abantu;
  • Kureka ku rubanza rw'uwo mwashakanye cyangwa uwo bashakanye, abavandimwe bagurisha amazu muri komisiyo yo kugurisha no kugurisha (niba abo bashakanye cyangwa abavandimwe ari bo-bafatana).

Birumvikana, ndetse nuru rutonde rurerure rwinyandiko ntabwo bihagije kugirango urangize cheque. Urashobora kwinjiza uruhushya rwumugurisha no gufata ububasha bwa avoka na kopi yerekana neza inzu, shaka ukuwe mu gitabo. Azagufasha kumenya neza ko uzi abantu bose biyandikishije muriyi nzu. Ibi bivuze ko nyuma yo gusoza ibikorwa utazategereza gutungurwa imbere yabasabye umwanya wo kuba bene wahoze ari nyir'inzu. Kugirango ubone ingwate zinyongera, shyiramo kugura no kugurisha muburyo bwo kugurisha kugirango urekure ibibanza byo gutura nyuma yo gusoza amasezerano. Kugaragaza neza inyandiko ko nyuma yo gusimbuka gukwirakwiza kwimuka, ubona uburenganzira bwuzuye bwo kwinjizamo gufunga kandi ntibirekura uwahoze ari nyir'inzu, ubu ubu uri uwawe.

Ariko imitego yihishe iracyakomeza kuba nyinshi. Kurugero, nyirubwite - blower aratangaza ko ikigo cya leta cyo kwiyandikisha yatakaje amasezerano yabanjirije, kandi asaba kwemeza uburenganzira bwe bwo gutura. Kubera ko aya masezerano adahari akurikije amategeko yo kwigana, atangaho gukuramo igitabo kimwe cya leta yuburenganzira kubintu bitimukanwa nibikorwa. Nyuma yigihe, nyir'igorofa ya mu nzu ashobora kwakira ibyangombwa byinshi (munsi yicyatsi kimwe nongeraho amasezerano yo kugurisha, abizere mubiro bitandukanye bya noteri, akusanya amafaranga no gutoteza. Kubwibyo, nibyiza ko umugurisha, nkibimenyetso byerekana uburenganzira bwe bwo amazu, akwereke amasezerano yo kugurisha amazu hamwe na nyirubwite. Ariko, uzagira impamvu yo kuba maso niba, ahubwo, azerekana icyerekezo cyanditswe cyavuzwe.

Ugomba kugenzura ugurisha cyane inzu: Ugomba kumenya neza ko bishoboka rwose (ni ukundi koherezwa muri psychonelogiya), bitabaye ibyo kugurisha bishobora kumenyekana bitemewe. Reba ibyangombwa bye, niba bishoboka, ubike amafoto ye muri pasiporo no kuri konti mumeza ya pasiporo, baza abaturanyi ... Witondere kuba bafitiye inzu, - bose bagomba kwemera kugurisha imitungo yabo . Gushidikanya ko ibikorwa cyangwa ngo winjire ku masezerano y'ubwishingizi. Iremeza ko yishyurwa ry'igihombo cy'amafaranga mu kwamburwa uburenganzira bw'umutungo, niba urukiko rwemeye kimwe mu bikorwa bifitanye isano. Ibiciro bigize 0.3-2.5% byumugabane wishingiwe.

Niba uguze inzu binyuze mu kigo gitimukanwa, abakera bazitabira ibibazo. Bazamenya ibintu byose bishobora kubuza umwanzuro wo gucuruza cyangwa kugora ubuzima bwawe nyuma yo kwiyandikisha amasezerano yo kugurisha. Nubwo bimeze bityo ariko, hari ikibazo cyingenzi - Ese umutware azabazwa ubuziranenge bwemewe nubucuruzi? Ntushobora gutanga igisubizo kidasobanutse. Amasezerano ayo ari yo yose yo guhagarikwa mu rukiko, kubera ko yemewe rwose ko amasezerano azasozwa kandi ibintu byose bizashira neza, ntamuntu numwe wagize imitungo itimukanwa, ndetse ni inararibonye. Kubwibyo, Icyitonderwa: Ikigo kishinzwe amakosa yakozwe nabakozi bayo mugihe cyo kugurisha, ndetse no kurenga ku nshingano zayo. Ikigo ntigishobora gusubiza umugurisha, ariko kudashyira mu kaga ry'ubucuruzi, mu buryo bw'ikigo, birumvikana ko ari ukugerageza kugenzura buri mukiriya n'inzu yatanzwe kuri bo.

Amasezerano afite agaciro noneho amafaranga?

Mu rwego rwo gusoza amasezerano yo kugurisha, abaguzi bakeneye pasiporo gusa. Niba uguze inzu ntabwo ari wenyine, ariko mu mutungo ufatanye, uzakenera uruhushya rwanditse rwa banyiri bose ejo hazaza kugirango dukore umurimo.

Amasezerano yamasezerano yifuzwa kwitegura mbere uzabona umwanya wo gusobanura ibikoresho byayo kandi wemera kubibazo bitavugwaho rumwe. Gutegura amasezerano bisaba ubuhanga bumwe, niko nibyiza kubiha abanyamwuga. Amasezerano atangwa muri kopi eshatu mubyanditse byoroshye, kandi impapuro zayo zose ziradindiza. Emeza imikono y'ababuranyi. Nibyiza gufata amasezerano imbere ya noteri: nubwo ku masezerano y'igihugu cy'Uburusiya, nomero y'amasezerano yo kugurisha ntabwo ari itegeko, ubu buryo bworoshye bwemewe n'amategeko azatanga ingwate z'umutekano wawe.

Kugura gutura bigomba kwerekana byanze bikunze:

  • itariki n'aho umwanzuro wacyo;
  • Amasezerano y'impano yo kugurisha;
  • Aderesi yukuri nibiranga inzu (umubare wibyumba, umunyamuryango); Igiciro cy'inzu;
  • Ingano yo kubitsa no gutera imbere (niba aribyo);
  • Ikiringo aho umugurisha yiyemeje kubusa aho atuye;
  • Ninde wishyura ikiguzi kijyanye no gutegura amasezerano yo kugurisha no gukodesha banki umutekano;
  • Amakuru ya pasiporo hamwe numukono wababuranyi. (Amasezerano agomba gushyira umukono kuri bose ba nyiri bakuze munzu. Ibimenyetso byabana kuva kumyaka 14 nabayiza bataragera kumyaka yabe, byemejwe numukono w'ababyeyi babo.)

Umutekano cyangwa "Diplomar"?

Ubu duhindukirira icyiciro cyingenzi cyo gusoza amafaranga. Ibi mubisanzwe bibaho nyuma yamasezerano yashyizweho umukono kandi umuguzi yabonye urufunguzo rwinzu. Muburyo bwo kwimura amafaranga, igikombe cya palmwork ni icyabarwa binyuze muri kasho ya banki. Mubisanzwe, ibigo byihuse birashimangira ko abakiriya babo bakoresha serivisi zabigenewe kandi bimurira amafaranga murubu buryo. Umuguzi asoza amasezerano yo gukodesha akagari keza muri banki ayishyiramo amafaranga. Under amagambo amasezerano, urufunguzo Akazu banki akorera ari "amatavu" ngo amafaranga, kugira nyuma insozero amasezerano sale, amashyaka bashishikajwe (baramenya kandi umuguzi, akenshi aherekejwe realtor) zoherezwa ku Banki aho byose biba bibi. Ibishanga, byemeza ibanga n'umutekano, umugurisha arashobora kumenya neza ko amafaranga ari mu kagari kayo. Kugira ngo ukore ibi, birahagije gufungura urufunguzo rwabaguzi bamutanga raporo kuri we, banki umutekano. Niba ibikorwa bisenyutse, urufunguzo rwugurisha ntabwo rutangwa, nuko umuguzi arashobora guhora atora amaraso ye umutekano.

Inzira ya kabiri yo kwimura amafaranga - yimuremo no kwishyura bidafite amafaranga ni byiza cyane: ntabwo ari ngombwa kugenzura ukuri kwa fagitire (kugirango iki gikorwa muri banki kigomba kwishyura). Kugirango ugurisha ahabwe icyo aricyo, birahagije kugirango yuzuze gahunda ikwiye yo kwishyura muri banki. Biroroshye cyane gukora ibi nyuma yo gusinya amasezerano no kuba ugurisha: kandi uzabyemeza neza ko amasezerano yabaye, kandi ugurisha azemeza ko amafaranga yoherejwe kuri konti ye.

Hariho ubundi buryo "butari amafaranga" - kubara banki ukoresheje ibaruwa yinguzanyo cyangwa gahunda yo gukusanya. Kubwibi wabitse amafaranga ahwanye nigiciro cyinzu. Bibone kumaboko cyangwa uhindure kuri konte yawe ya banki umugurisha azabishobora gusa iyo agaragaje umukozi wa banki yemejwe namasezerano adafite amazina yo kugurisha.

Kugira ngo biregure mu manza aho umugurisha yaje kurenganya, kandi umuguzi yatewe no kwangirika kw'ibintu, ikigo gitimukanwa cyishingira ku nshingano zayo. Kuvuga ko umutware afite ubwishingizi, agomba byanze bikunze kwinjizwa mu mazu yawe no kugurisha.

Mugurisha inzu, benshi bashaka kugabanya umubare wumusoro bagomba kwishyura, kandi ntibashaka guteza imbere ukuri kubona amafaranga menshi (nkuko amategeko abiteganya, banki ategekwa kumenyesha umugenzuzi w'imisoro ko Amafaranga arenga ibihumbi 90 yakiriwe bishyuye umukiriya). Kubwibyo, urashobora gutangwa kugirango wohereze amafaranga mumafaranga. Imibuto yubu buryo bwo kwimura amafaranga ni ibirenze ibyiza: birakenewe kuzana amafaranga menshi kandi witondere kubigeza aho ahantu hizewe. Byongeye kandi, umugurisha arashobora kutazasubiza gusa amafaranga, ahubwo agenzura ukuri kwa fagitire, kandi kubwibyo uzakenera ibikoresho byihariye. Urebye ingorane zose, ntabwo dusaba kohereza amafaranga murubu buryo. Niba nta bundi buryo, wemera ugurisha kubyerekeye iyimurwa ry'amafaranga mu karere kidafite aho zibogamiye hamwe n'Abahamya. Muri uru rubanza, gukora inyemezabwishyu mu bwana, ntukibagirwe kuvuga ko abatangabuhamya bariho kandi bagaragaza amakuru yabo ya pasiporo.

Twinjiye muburenganzira

Nyuma yo gusoza amasezerano no guhererekanya amafaranga, ugomba kuba mu biganza byawe ntabwo ari urufunguzo rwo kuva murugo rushya, ariko kandi ibitabo byo gukemura byingirakamaro. Ni ngombwa gukora igikorwa cyo kwakira inzu, aho zerekana, ni mu buhe buryo wabonye amazu (by'umwihariko, ntukibagirwe kuvuga ibintu biri mu ba nyir'ubwite). Bamwandikiye mu kuboko muburyo bwubusa, ariko basinyire impande zombi (umuguzi nugurisha).

Amasezerano yo kugurisha no kugura umutungo utimukanwa ni itegeko ryiyandikwa mu cyumba cyo kwiyandikisha cyangwa amashami yacyo. Kumenyekana, kwemeza no kwemezwa icyemezo cyumutungo mushya ugomba kwishyura amafaranga agera kuri 500. Inyandiko zemeza amakuru waguze inzu mu gitabo kimwe cya Leta yuburenganzira bwibintu bitimukanwa hamwe nibikorwa byihuse bizagutwara ibisanzwe, ariko bizatwara iminsi igera kuri 5 gusa). Ato akabaho uzahinduka nyir'inzu yuzuye.

Soma byinshi