Fut Investment mari: Zvinyorwa zvinyorwa, zvakatsaurwa kuMutemo, marudzi uye zviyero zvebasa rePY ints, mashandiro neyekubhadhara, maitiro ekuunganidza mari.
Ngatiti iwe hauna kana imwe yekuwedzera, asi mari yemahara iyo isiri yamboshandiswa parizvino. Ipapo iwe unova munhu anogona kuongorora mari. Chokwadi, kuitira kuti uzive zvizere chimiro ichi chitsva uye unzwe zvakanakira, zvinodikanwa kusarudza kuti guta rako rinoongororwa
Kupi kune mari mu capital?
Kana iwe ukafunga kutenga kuchengetedzeka, iwe uchafanirwa kuita sarudzo maererano nekuumbwa uye chimiro cheyakagadziriswa portfolio, pamwe nemazita ekudyara mari kupinda kwekutengesa. Kunyangwe zvakaringana izvi mutengo wakanyanya kureba (komisheni yeBrokers ndeye 0.05% yekutengeserana, kupinda kwekutengesa - 1-12 zviuru zvokutengesa. Yakawedzerwa mabasa ekutengesa, iwe unogona kupedza mari yekutenderera. Uye zvakare, mutambo uri paStock Exchange inoda ruzivo rwakakosha uye inzvimbo ine njodzi yemari chiitiko.Kupfupisa kwakati, tinocherekedza kuti yakazvimirira capital manejimendi ine nhamba yezvakanakira. Pakati pavo ndewekudzora njodzi uye nekudzvanya kwekudyara, pamwe nemhedzisiro yekudzorerwa kwezvikamu zvemari dzakabhadharwa mari yekukurumidza pane chero nguva. Nekudaro, iyo yakazvimirira Inonhuwirira inoda hunyanzvi hwakakosha uye ruzivo kuti iye, zvinosuruvarisa, hazviwanzo kuve nawo. Nzira dzakanyanya nyore dzekutora capital capital ndeyekutenga kwegove mune yekugovera mari yekudyara (pee) kana Investment muGeneral Banking Fund mari mari (off).
Mari General yemari yekubhengi manejimendi uye mari yekuwirirana zvakafanana, asi iyo mari yekudyara yeiyo yekupedzisira ipepa rinokosha, uye hofisi yemisasa haina. Mhedzisiro iyi mukana wekuvhura zvipfupi zvinzvimbo - tamba kuderera uye uwane mamiriro ezvinhu apo musika wekutengesa pane kuwira mune zvekuchengetedza. Panguva imwecheteyo, mari yehofisi iri munhoroondo dzakakosha muCentral Bank ye Iyo Fean Russian Federation uye haina kuwiriraniswa muBank Bank Speet (uye saka usabatanidzwazve mumakwikwi echiitiko chekubhuroka uye, saka, mari yemari yekuwirirana. maakaundi ebhengi.
Kune zvakare sarudzo yemukati pakati pekuzvimiririra manejimendi uye yekudyara muPass Fund - Iyo Kuendeswa Kwemari kune Yekuvimbika Management yemunhu akavanzika kana kambani. Iyi nzira yekudyara ichave inonakidza kune avo vane ruzivo rwechokwadi kana kunyange chakakosha mumunda wemisika yemari uye unzwisise mamiriro ehupfumi, asi haana nguva yakakwana yekuzvimirira manejimendi. Njodzi yekurasikirwa nekudyara kwakadaro ishoma (muchibvumirano chaunogona kusanganisira izvo zvinodiwa pakutonga zvakarasikirwa, kana kunyoresa huwandu hwekurasikirwa, nekuvhurwa kuti chibvumirano chakamiswa). Investment purogiramu inoenderana nezvinokodzera maneja. Tevere, isu tichakurukura maitiro ebasa remari yekudyidzana mari uye edza kuongorora tarisiro yekudyara kwekudyara kweguta guru.
Chii chiso che
Sekureva kwemutemo wemubatanidzwa "pakuvira mari yekudyara", chikamu chekubhadhara mari "chinosanganisira mari yekutarisira yekambani yekutarisira neyevavheni (yevashandi) yekuvimbika manejimendi nemamiriro ekubatana Nezvivakwa izvi nefuma yemamwe madhipatimendi ekuvanzika, uye kubva pane iyo nzvimbo inowanikwa mune yakakanganisika manejimendi, chikamu cheizvozvo ndezvekuti zvakasimbiswa nepepa rakakosha rakapihwa nekambani yekutarisira.
Nzvimbo yeCompari yekuona yemari yekudyara mari yekudyara inzira yemari kuburikidza neyekuvhara mari inoendesa mari (kana midziyo) nyanzvi maneja ekutonga. Investors's investment inotungamirirwa neyakajaira portfolio, uko mumwe nemumwe wavo ane chikamu chekudyara chayo. Kuremekedzwa kwebhangi hakuzadzise chero mamwe mashandiro, kunze kwekuiswa kwemari yakagamuchirwa kubva kune vanogovana. Iyo yakakwana nguva iyo iyo paud mari yakagadzirwa ndeye makore gumi nemashanu.
FIP ndiyo investment portfolio uye, saka, haina kusungirirwa kune imwe nzvimbo uye inogona kuita mundima yeiyo nyika yese. Iyo nheyo inoshanda nerubatsiro rwekambani yekutarisira (kodhi), iyo inofanira kunyoreswa seyakawiriranwa mune imwe nharaunda uye inogona kunge ine nhamba isina muganho yemamirimita kana mumiriri mumatunhu. Inodzora zviitiko zveiyo tsotsi kodhi yakakosha dhipoziti.
Iko kukosha kweiyo chikamu hachisi kukosha kwakarongeka. Izvo zvinotemerwa nekukamura kukosha kwezvinhu zveshuwa kwehuwandu hwehuwandu hwehuwandu hwekudyara mari. Iwe unogona kuwana iyo yazvino kukosha kweiyo chikamu muhofisi kana webhusaiti yekambani yekutarisira, mune yakadhindwa yakadhindwa uye yemagetsi midhiya. Iyo profitability yehomwe yezvakare mune yakapfuura haigone kushandira sevimbiso yekuwana mashekero mune ramangwana
Kubva munhoroondo yekudyidzana
Iyo yekutanga mari yekudyara yakavambwa muna Nyamavhuvhu 1822. MuBelgium, mari yacho yakaonekwa muSwitzerland neFrance. Asi misa muXix. Kuunganidza mari yekudyara haina. Pakutanga kwezana ramakumi maviri Nhamba yevashandi vega vakatanga kukura, iyo yakakonzera kuumbwa kwekutanga kwekudyara kwekutanga kwekutanga kambani. Yakanga yakagadzirwa muUnited States uye yakapihwa shayera mabasa ekusarudzwa kwekambani-kuvimba, izvo zviri nani kuisa mari yekuchengetedza kwavo. Mari yekudyara yave iri kushingairira kushamisika mushure meHondo Yenyika II, zvishoma nezvishoma vachiita kuti mabhangi makuru.Insolihood, mari yekudyara yekudyara yakatanga kuoneka pakati-90s. Uyezve, avo vavaive vakasikwa pamberi pe "mutema Chipiri" Nyamavhuvhu 1998, musika wakachengeteka wakawanda uye nekuvhunduka kwezvematongerwo enyika uye kuvapo kusvika pari zvino. Kufarira kwePypms kunoenderera mberi nekukura pamwe nekuwedzera kwekubatsira kwePaevhi: Maererano neNational League yeVatungamiriri, panguva ino kune anopfuura 300 mutsi muRussia.
Investor Dictionary
Pyft mumiririri Chinhu chepamutemo chakabatanidzwa mukuiswa uye kudzikinurwa kwedzidzo yemari yemari. Inotsanangudza pane hwaro hwechibvumirano chemirairo yakagumiswa nekambani yekutarisira, simba reGweta uye mitemo yeiyo mari yekudyara.
Muridzi Munhu wepanyama kana wepamutemo akaremekedza kuti inyanzvi yevaridzi vevaridzi vevaridzi vevaridzi vevaridzi vakanyora yekupinda pane huwandu hwenhamba dzekudyara.
Kuregererwa kwekudyara mari Kutengeswa nemuridzi weiyo mari yekudyara kwehomwe yemari nenzira yakatarwa nemirairo yechishanu.
Investment kubhadhara Kuchengeteka pachako kwakaratidza kodzero yemuridzi wayo kunoda kambani yekutarisira yekudzikinura kugovera mari yekudyara naye kunoenderana naye nemitemo yemitemo.
Investor Iye munhu akazadzika zvichienderana nemirairo yehomwe yekubhadhara iyo yakawana mari yekudyara. Iko kuwanikwa kwemunzari kunopinda mugwaro revaridzi veiyo mari yekudyara kwehomwe.
Mvura yePyfa- Kutevedzana kwezviito zvine chekuita nekumisikidzwa kwezviitiko zvehomwe uye zvakanangana nekugoverwa kwezvinhu zvehwaro pakati pevanokweretesa neMitemo yemitemo uye mutemo wazvino.
Kuwedzera kukosha kwekukosha kweimwe mari yekudyara Mari yemari yakabhadharwa nemuridzi wekutengesa kana uchiwana mabhenefiti ekudyara kunze kwemutengo wegove, sekubhadhara kwemunhu achibvuma chikumbiro chekutenga uku.
Ndima yekudyara mari (chiti) - Iyo pfuma yakaoma pasina kusikwa kweiyo yepamutemo sangano, kuiswa kwenzvimbo iyo inotakura iyo kambani yekutarisira.
Kuisa mari yekudyara Kuwanikwa kwekudyara kwehuwandu hwehuwandu hwehomwe nenzira yakatarwa nemirairo yayo.
Rejista yekudyara mari yekugovera yeiyo Fund Iyo hurongwa hwemarekodhi yehomwe, huwandu hwehuwandu hwehukuru uye hwakatengwa uye hwavaridzi uye huwandu hwenheyo, zvinyorwa, izvo zviri izvo zvekugadzira zvinyorwa pakuwana kana kuregererwa kwehwaro.
Discount yemutengo weimwe mari yekudyara Iyo huwandu hwemari yemari dzakabatwa kubva kumari nekuda kwekudyara kwemari kana uchigunun'una mari yekudyara, sekubhadhara kwemunhu kugamuchira chikumbiro cheruregerero.
Nyanzvi yepamhepo pifa- Sangano repamutemo, pahwaro hwechisimba, kuitisa kudzora kweiyo accounting yehusimbe, chikamu chemubhadharo webhuruu, kutonga pamusoro pehupfumi, accounting nekuchengetera zvekuchengetedza yehomwe.
Mutengo wegove Iko kukosha kwakatemwa nekukamura mutengo wezvinhu zvakachena zvenheyo kune nhamba yekuisa mari yekudyara.
Mari yeNet Midziyo (NAV) - Iko kukosha kwakatemerwa nekubvisa kukosha kweiyo mari yezvikwereti kubva mukukosha kwezvinhu zvayo.
Management Kambani- Chishamiso chepamutemo chinoburitsa kuita zviitiko pane zvekuvimbika manejimendi ezvivakwa zvemari yekudyara mari.
Mutengo wekuregererwa kweimwe mari yekudyara Kutsunga sezvo mutengo weimwe mari yekudyara, yakaderedzwa pane saizi yeiyo centunt yakagadzwa nemitemo yemufundisi.
Mhando dzeMaficha
Kune matatu marudzi ematanho ekuzadzika: kuvhurika, kupindirana uye kuvharwa. Pai yakavhurika gomba inogona kutengwa kana kutengesa kambani yekutarisira pane chero zuva rekushanda, kupindirana (rudzi rwakakosha rwemari yakavhurika) - pane dzimwe nguva dzenguva (nguva dzenguva dzose.
Huwandu hwevanhu venhamba dzezvakavhurika mari yekudyara mari inogona kuwedzera kana kuderera, uye hazvidikanwe kuti uwane kugadzirisa kwevamwe vanogovana. Vhura mari yekugoverwa vanogoverwa mari inodyarwa mumidziyo ine mvura. Dasch yezvinhu zvakavhurika inosanganisira "pfuma yenyika", "AVC Dunhu", "Kit", "Troika Dulog Dobryny Nikitich"; Kune huwandu hwekupindirana- "Lukoil Fund yekutanga" uye "Lukoil Fund yekuvimbisa mari."
Nhamba yemari muhomwe yakavharwa isimbe, saka kusikwa uye kusunungurwa kwemamwe migove kana rudzikinuro rwepaevhizheni kazhinji inoda kubvumirwa kwevanhu vevatsigiri. Pail of the cless fund inogadzirwa kune iyo yekubhadhara iyo kambani yekutarisira chete mushure mekubuda kweiyo Trust Makement Chibvumirano. Cash inodyarwa munzvimbo yezvivakwa, morcoge moreji, mapurojekiti echienda ari mune yakadzika-pop pfuma. Ziva kuti chete muPIFA yakavharwa PIFA kubhadhara Intermediate mari.
Mukuwedzera, kukanganisa kwakakamurwa kuita zvikamu zvinoenderana nenzvimbo dzekudyara: mari yekudyara, mari yemari, mari yekudyara, mari yekudyara, mari yekudyara mari uye mari yekudyara. Inodzorwa uye chibvumirano manejimendi kambani inofanirwa kuratidza kutaridzika uye chikamu chehomwe.
Mashandiro emhuka
Hwaro hwekudyidzana kweMugodhi, Chishanu nekambani yekutarisira chibvumirano chekuvimba kwekuvimba. Maererano naye, ivo vaimutya vefaira vanofambisa mari kune maneja ekuvimbana pakurasa mari yakaumbwa kubva pamasaini evanogoverwa. Muchokwadi, zviitiko zvechishanu zvakashandisirwa nemasangano akati wandei: Iyi ndiyo kambani yekutarisira (mari yekudyara yedhisheni), kuitisa mashandiro ezvivakwa zvehomwe), nyanzvi yekunyorwa (inoronga accounting yereveri yeiyo Fund PAI), iyo ongororo yekuongorora (inotarisa kutengeserana kwemunda), inoongorora mari (inoongorora midziyo yehusimbe uye zvivakwa zvezvivakwa), pamwe nevamiririri vehomwe (tora Kugamuchirwa kwezvikumbiro zvekutenga, kuchinjana kana kubhadhara kwePaev).Njodzi iyo peji peji ichapera kuvapo uye kuramba kubhadhara, kubvira mabasa emari ndeyekutonga nyika, vese vatori vechikamu mune yekudyara mari vanogashira marezinesi uye vanodzorwa neFSFR. Kunyangwe kana fund yacho ikaputika, mainjizi anozobhadhara muripo mukugoverwa kugoverana mune yakakwana pfuma ye fund
Tora mari yekudyara yekudyara nekuisa yavo zvikamu zvemari mumabhangi, kutendeuka kune kuchengetedzwa, zvivakwa zvekutengesa. Mari inowana mugove weyekugovaniswa mari inopa mari yekugovaniswa uye kubhadhara mari yekubhadhara, pamwe nekuwedzera kwekukosha kwekuchengetedza kwakabatanidzwa muzvivakwa zvehomwe. Maitiro ekudyara mari yekudyara mari yekudyara mari inoenderana neyekudyara neyemagetsi misika yemari (FSFR): Inopa marekodhi yeiyo mapepa uye inosimbisa zvinodiwa nekuronga kwavo zviitiko.
Kubhadhara kwekambani yekutarisira, nyanzvi yemitambo, registrar, appraiser uye iyo Auditor inobhadharwa mukubhadharwa kwenzvimbo yeiyo hupfumi. Panguva imwecheteyo, huwandu hweyemubhadharo haufanire kupfuura gumi muzana yemutengo wegore rose wemidziyo yejari.
Kuwedzeredza kubviswa kwezviitiko zvehomwe yekudyara mari yekudyara, pfuma yacho inoiswa mukushandiswa. Mari yemari yemari uye mari yakagamuchirwa kubva kutengeswa kweiyo Chishanu inoparadzirwa pakati pemakwereti ezveshuwa, iyo iyo kambani yekutarisira uye inobhadhara (yavo inobhadhara yavanogamuchira mune chero mamiriro ezvinhu).
Iyo goho remaguta kwemwedzi miviri ye2006 (maererano neRBC)
| Chembere. | Mitengo yeGroin inogovana,% | Kukwira kwaNav,% | Kugadzirisa Kambani (CC) |
|---|---|---|---|
| Vhura Mari Dzakavhenganiswa Investment | |||
| "Maxwell Capital" | 47,1 | 214,1 | "Maxwell Esset Management" |
| "Pakati" | 40.7 | 695.6 | "Kubata-capital" |
| "Capital-Yakaringana" | 22. | 194.9 | "Capital" |
| Vhura masheya ematanda | |||
| "Kit-Russian Electric Magetsi Indasitiri" | 37,4 | 234. | "Kit mari" |
| BCS Fund yeBlue Chip | 33.1 | 583,1 | Brokercredetitserimisi |
| "Peter Stolypin" | 27.4 | 269. | "Ofg invest" |
| "Alliance Rosno-Mahura" | 21.8. | 186.6 | "Alliance Rosno Asset Management" |
| Vhura Bond Mari | |||
| Renaissance Zvisungo | 9.7 | 90. | "Renaissance capital" |
| "Lukoil Foundation Conservative" | 7.9 | 201.2. | "Uralsib" |
| "Troivika Dialog-Sadko" | 7,1 | 1514,1 | "Troika Dhuruu" |
Chii chinonzi pai.
Investment Pai isisiri-zvinyorwa zvisina-kubviswa zvakanyoreswa kuchengetedzwa. Anoruramisa chikamu chemuridzi wayo mune kodzero yehukama hwechikamu chezvivakwa zvezvivakwa, kodzero yekuda kubva kuKutonga kwekutarisira kwekutarisira mari yekubhadhara mari yekubhadhara mari yekudyara. Vese vekudyara mapundu vanozivisa danda rimwe chete muhomwe, uye saka, kodzero dzakafanana. Sezvo mubhadharo kuchengetedzeka, zvinogona kubhowekana.Mitemo yeFundment Fund Inosvina mukana wekugovana zvikamu zveimwe basa rekutarisira Pai haana kukosha kwechokwadi, uye huwandu hwemagove uyo ane mugove mumwe anogovaniswa anoratidzwa sehuwandu hwese uye hunzara, iye anodyara, semuenzaniso, imwe nehafu nehafu.
Mashandiro nehaha
Yakatengwa pais panguva yekubvuma kwekushandisa kwekambani yekutarisira kana iyo yemazwi (kana mubhangi kutengeserana mumabhiza kana muhofisi yakasarudzika yebroge. Isu tinofanirwa kutora pasipoti General uye chitupa chekunyoreswa nemutero wechiremera (Inn).
Iyo yekupinda newe ichaitwa kuzadza chikumbiro chekutenga kana kubhadhara kwemigove. Mamwe macautal maitiro akagadzirira kugamuchira chikumbiro chekutorwa kweiyo chikamu uye netsamba, mune ino nyaya iwe unofanirwa kuvimbisa siginecha yako pachishandiswa pakunyorera.
Pai inobhadharwa nekuchinjisa mari kubva kune yako pachako kubhengi account kune iyo nhoroondo yeiyo manejimendi kambani. Mushure mokunge mari yanyorwa, iwe unove mugove wehwaro, sezvavanopinda muhurongwa hwekunyoresa varidzi vekuchengetedzwa. Iyo kambani yekutora ichatora basa newe (surcharge) mune iyo kusvika kune 1.5% ye Kukosha kweiyo yakatengwa chikamu. Iyo huwandu hwese hwemitengo yekutenga haifanirwe kupfuura gumi muzana yemutengo wayo wekutanga.
Kubva pane iyo yakavhurika stock, iwe unogona kuenda pane chero zuva rekushanda; Kubva panguva yekupindwa, semutemo, mukati memavhiki maviri mukati mechivimbo chimwe nechimwe; Asi kubva muhomwe yakavharwa, kutanga kwekutanga hakuna kupihwa. Chirango chekubuda kubva mumari yakavhurika uye yekupindirana haina kubhadharwa.
Kana kuregererwa (kutengesa), maitiro ekuita ndekwekutevera: iwe zvakare uchibata nzvimbo yekutambira uye kuzadza magwaro anotengeswa. Pamusoro pePasipoti uye iyo Inn, iwe unofanirwa kuunza yakambotaurwa yekudzokorora chirevo. Mazuva matatu emazuva ako application ichagutsikana. Mutengo wekutengesa wegove wakaiswa maererano nemhedzisiro yekutengesa (kazhinji iri pasi peshanduko ye2-3%, huwandu hwemusiyano hunonzi hunonzi mutengo). Izvo zvinowanikwa (Minus Commission) mukati megumi nemashanu zvichanyorwa pane yako account.
Isu tinofunga purofiti
Iyo purofiti yakagamuchirwa neyeshanu investor musiyano uripo pakati pemari kubva kutengeswa kwegove uye nemitengo yese yekuwana kwayo. Ngatipei muenzaniso: Iyo Investor yakatenga piees gumi kune chiuru chiuru., Commission kana uchitenga mugove wechipiri waive 1.5%. Nekudaro, yedu investor yapedza 10 1000 (1 + 0.015) = 10150 rub.Kuwedzera kwekukosha kweiyo chikamu chegore yaive 50% (izvi zvicharatidzwa mune izvo zvinyorwa zvemashoko emari), kureva kuti, iyo investor) 10 paas yezviuru zve1,000. Discount (komisheni yekubhadhara iyo chikamu) yakaenzana ne3%. Saka, yedu Investor ichagamuchira 10,500 (1 - 0.03) = 14550 rubles.
Mari inowanikwa yaive 14,550 - 10150 = 4400 rubles.
Mutengo wekutarisira kwehomwe wakatoverengerwa mumutengo wemugove wekugoverwa uye hauzopomerwa mhosva kubva kune mumwe nemumwe mugove. Yakatarisirwa purofiti, senge kubva kune chero mari, mugove anosungirwa kubhadhara mutero wemari.
Muyero wetiresi iri 13% yevateresi (vagari vemuRussia Federation kugamuchira mari iri muRussia Federation) uye 30% yevasiri vagari vasiri vagari vasiri.
Enderera kuwerengera kwemari yemberi. Net purofiti yemunzari: 4400 - (4400 0.13) = 3828 rub.
Mitero inopihwa mutengesi wega wega yekutengesa migove, pamwe kana uchibvisa mari kubva ku account ye broker kana kuvimba maneja. Maneja emakambani ezvikamu, brokers uye maneja ekuvandudza vateresi - vanosungirwa kutarisira uye kubhadharisa mitero kubva kune vepachivako vanopinda uye kuendesa kune iyo Federal Bhajeti.
Kana iye anogovana achienderera mberi achichengeta vaviri vaviri pakupera kwenguva yemutero, ndeimwe gore rekarenda, ipapo mutero wemari haachabhadhara. Mukuwedzera, kana iyo investor yakarasikirwa nekurasikirwa kana kutengesa chikamu, iyewo haafanire kubhadhara mutero (nekuda kwekushayikwa kwemari). Pane imwezve nyaya iyo mutero kubva kune iyo mutero isiri kutorwa: Kana iye ane mari yake yemakore matatu kana anopfuura, inogona kuitwa mutero muhuwandu hwekutengesa izvi kuchengetedzeka.
Sarudza chembere.
Iko kusarudzwa kweChishanu zvinoenderana nezvinangwa zvako zveMunzari. Maitiro ekuongorora iyo kugovana mari ichave inofungidzirwa huwandu uye nguva yekudyara; Njodzi iyo iyo iyo Investor yagadzirira kuenda, pamwe nemari inotarisirwa. Zvese izvi maitiro anoenderana. Semuenzaniso, kana iwe uchifarira kwenguva refu yekudyara mari, sarudza iyo yakavharwa kana yemukati mabvumirano mazviri mazviri inogona kukwirira. Zvekuiswa kwemari pane imwe nguva pfupi (isingasviki gore), mari yakavhurika ichave yakakodzera, iyo shoma yekudyara mari yakawanda mune iyo idiki (anenge zviuru gumi zvendarira). Zvinofanira kurangarirwa kuti zvinhu zvemukati uye zvakavharwa mari zvinogara zvakadzika mvura, uye saka zvimwe zvine njodzi. Chokwadi, kana kambani yekutarisira inomiririra Pai paStock Exchange, iyo Investor ine mukana wekutengesa Pai mumusika wechipiri.
Iyo yechishanu inogumisa zviitiko zvaro kana iyo nguva yeiyo trustomerent kontrakiti chibvumirano chapera, rezinesi rekambani yekutarisira kana yakasarudzika pikicha yakamiswa kana kubviswa. Kodhi yematsotsi inogona kusarudza yakazvimirira pane yekudzimwa (mune ino kesi, mari yechishanu ichagoverwa pakati pevakagovana) kana kuendesa kune hwaro kune mumwe maneja
Vashandi veVenture uye Real Estate Mari inopa kudzoka kukuru, asi vanogara vakavharwa. Kubva panguva yekupindirana uye yakavhurika maitiro, iyo yepamusoro chikamu chebetsero - mari yechitoro uye index mari. Izvi zvinotevera mukudyara kwemari zvakanyorwa, uyezve zvisungo. Ukasatevera mamiriro ari mumusika wemasheya kana kuti usaite kuti zviome kusarudza mari, iyo inonzi Fund Fund Fund, iyo inonyatsoshandiswa mukudyara mari yayo mune imwe nzira inogona kuve yakanakisa nzira yekugara mari. Bhatiri remari dzakadaro dzinobatanidza zvinosanganisira, semuenzaniso, iyo Federal Fund ye Mari (RTK-Invest Management Kambani).
Kuvimbika kweMhuri yeMhuri kunoenderana zvakananga kuvimbika kwemakambani manejimendi. Ichi chiratidzo chinogona kuongororwa neyakayera, iyo inopihwa jekiseni ratidziro "nashor" uye "nyanzvi".
Chimwe chechiratidzo chikuru chinoitwa nemabasa ePyfev inofungidzirwa - mutengo wezvakachena zvinhu zvehomwe. Izvo zvinoverengerwa semusiyano mune zvese zvehwaro hunofungidzirwa pane iyo musika kukosha, uye zvisungo zvacho zvese (zvinodhura zvekushandisa, iyo yekubhadhara kambani yekutarisira.D.). Iwo masimba ezvipfuyo zvakachena zvePIFA anokutendera kuti utarise gohwo remangwana, pamwe nekufanotaura mamiriro ezvinhu criss. Semutemo, muhomwe imwe neimwe pane "yakanyanya kujairika kugovana", iyo inosvika kubva muhomwe pakutanga zviratidzo zvekushushikana. Panguva imwecheteyo, iyo NAV ye fund inoderera kwazvo mukati memazuva mashoma. Uyezve, mamiriro ezvinhu ane njodzi anogona kunge akakura, uye saka zvichave zviri nani kana iwe uchiisa mari mukuchengetedza kwete anopfuura makumi maviri muzana ekuchengetedza kwako.
Saka, ngatizipembedze. Pashure pesarudzo yenyaya yekudyara mari yemahara, iwe haugamuchire manejimendi emari yako, iyo ichakutadzisa kuchengetedza marudzi ese enjodzi, asi zvakare kune yakakura kuderedza zvinhu uye tempol / e mutengo. Kutenga kwemari yekudyara mari ndeimwe yenzira dzakanyanya inonakidza dzekudyara mari mune yako yemberi.