Izvo zvave kuda kuziva mhuri dzine vana vaviri kana vanopfuura vanoda kushandisa capital capital kunatsiridza mamiriro ekugara, nyanzvi yepartate inotaurira.
Pamusoro peiyo Federal Maternity Mhuri Capital (MSC), Mhuri dzine vana mumatunhu eRussia ndedzekuti dzinobhadhara kubhadhara munharaunda. Mumwe wavo inzvimbo yedunhu msk yakatungamirwa nemitemo yematunhu. Saizi yeFederal MSC ndeye 453 026 rubles. Iyo Pension Fund yeRussia (fiu) iri kuita mibvunzo yekugadzira kwayo uye kupa chitupa. Yedunhu Msk - kubva pamakumi mashanu kusvika zviuru zana nemakumi mashanu. Zvichienderana nenharaunda.
Iwe unofanirwa kubata izvi pamusoro pekutarisira / dhipatimendi rekuchengetedza munharaunda yehuwandu (szn) kana muMFC kunzvimbo yekugara.
Mari yeFederal MSC inogona kuraswa yakazara kana zvikamu. Zvikamu zvakasiyana zveMSC zvinogona kushandiswa kune akasiyana emhuri anoda zvinoenderana nemitemo yemubatanidzwa uye yematunhu. Kazhinji, Matkapital anoenda kunatsiridza mamiriro ekugara emhuri kana vana.
Kubva munaJanuary 1, 2007, chirongwa chehurumende chehurumende chemubatanidzwa wekuwedzera kumhuri nevana vakapinda musimba muRussia. Mu FZ kubvumidzwa). Panguva imwecheteyo, kuganhurana kwevabereki hakutambe mabasa.
Kutenga kweimba uchishandisa Mathaipal
Funga nezve sarudzo: Mhuri nevana vane mari yakakwana yemahara (pamwe chete ne msk) kutenga imba.
- Iwe unofanirwa kuzivisa mutengesi pakushandisa kweMatkapali kana uchitenga. Haasi munhu wese anobvuma kuwana chikamu chemari yekutengeswa imba 30-50 mazuva mushure mekunyoresa kuendesa kwekutengeserana kwemutengi wemutengi. Kana chibvumirano pakati pemutengesi uye mutengi kukwezva Msk kana achitenga chinhu chinowanikwa (chakarongedzwa muchibvumirano chekutanga chibvumirano), chinodikanwa kugadzirira chibvumirano chekutengesa chikuru uye kutengesa (DCP).
- Imba yacho inofanira kuve yakarongedzwa mumararamiro ese emhuri, kusanganisira vana.
- Mune DCC, mutsara wacho pakushandiswa kweMatkapali kana uchitenga uye ruzivo zvese zveMSC zvitupa uye huwandu hwemari dzemaakaunzi hunoratidzwa maererano nezvitupa kubva kuFiu naSzn.
- Matkapali zvinoreva kuti haigoni kupihwa mari mumari. Naizvozvo, zvakafanira kuteerana chaizvo kuti nhoroondo yeiyo mutengesi's bank account yakaratidzwa nenzira kwayo muDCT. Ichanyorwa nemari yeMSK.
- Nguva dzose yakatarwa kuDKP mushure mekunyoresa mubayiro wemutengi, yakanangana nekuendesa mutengi wezvinyorwa zvese zvinodiwa kuFiu neDhipatimendi rezvemagariro, kutanga maitiro ekufunga uye kuendesa mari. Iwe unogona kusunga chiitiko ichi nezuva rekusaina chiito chekutamisa uye kusunungurwa kwemuviri kwefurati.
- Izwi rekutarisisa rekushandisa kweiyo chitupa mubhedha muFiu ndeye mazuva makumi maviri nemaviri ekushanda kubva pazuva rekusunungura izere mapakeji ezvinyorwa. Mamwe mazuva gumi ekushanda anozodiwa kuti atamise mari kune iyo Mutengesi's Bank account kana sarudzo yakanaka yatorwa.
- Parizvino, kuverenga pakati pemapato ekutengeserana hakuna kugadzirwa zvizere, imba yacho iri muchivimbiso kubva kumutengesi - izvi zvakare zvichinyora muDCP. Mushure mekugamuchira mari yeMSK pane mubatsiri weMutengesi, anofanira kuisa chirevo nemutengi kune iyo icec pane yekuisa kubva kufurati, nyora ratidziro yeiyo huwandu hwese hwefurati hwakatengeswa. Izwi rezviito izvi rakarairwawo muDCC.
Dambudziko racho raizove nechisarudzo chakareruka kana chimiro chekudzoka kweiyo matkapa kune bhajeti yakapihwa - yakagadziridzwa mwero wekuparadza uye kuunganidza kufarira nguva dzese dzekushandisa. Uye nekukwanisa kuita kodzero yavo yeMSC pasina litigation uye tsananguro muhofisi yemuchuchisi. Vazhinji vakagadzirira kudzosera msk zvishandiso zvekutora mukana weiyo mbopa kuti uvandudze mamiriro emhuri.
Imba
Maererano nemirairo yakajairika, unogona kutsvaga msk mumakore matatu kubvira pakuzvarwa kana kubvumidzwa kwechipiri (inotevera) mwana. Asi pane izvo zvinosarudzika. Imwe yacho ndeyekumberi uchishandisa capital capital kana Msk inogona kushandiswa pakarepo nekukurumidza sezvakangoita zvakanaka kwazvo.
Mazhinji mabhangi anokubvumira kuti iwe ukwewe msk kune ese wekutanga mupiro uye kuchenesa iyo yakakosha chikwereti uye / kana muzana pane yakambonyorwa mari yekutenga. Muzviitiko zvese izvi, vabereki (uye mamwe makodhi, kana paine) anyora chisungo chekusimbisa pane simba rekupa simba mufurati rakatengwa mushure mekutengeswa gation. Mari yekugovana kwemwana haigone kuve yakaderera pane chikamu cheMSK (Federal + Dunhu) Per Capita.
Sberbank inobvumira vanokwereta kuti vasanganisira vana pakati pevaridzi veimba yekuchemo. Izvo hazvitombodikanwa kune mvumo yeVaruchengeti iyo imba ine varidzi vadiki vachatongerwa nebhangi.
Kana iyo Mattachapital, maererano nemamiriro ezvinhu ebhangi, inogona kushandiswa seyekutanga mupiro (kana chikamu chazvo), pazuva rekupedzerwa kwekutenga nekutengeserana kweparamende yebhangi / muchitokisi chebhangi ye Iye mutengesi anouya / akaradzikwa kubva kubhengi iyo yakazara mutengo wefurati, kusanganisira MSK.
Iye mutengesi haadi kumirira sarudzo yeiyo fiu / szn uye kuendesa msk kubva kubhajeti. Rondedzero yakadaro ichaitwa mukuda kwebhangi kana uchiendesa zvinyorwa zvese zvemari uye dcp nemutengi mune fiu / szn.
Kana chikwereti chikuru kana chikamu chechikwereti kana chikamu chechikwereti, ipapo bhanga racho rinoziviswa nekweretesa chikumbiro chechiratidzo uye ruzivo rwezvakapihwa zvitupa izvo zvinyorwa zvine chekuita nazvo zvinotumirwa kune zvinodiwa.
Izwi rekutarisisa rekushandisa kweiyo chitupa mubhedha muFiu ndeye mazuva makumi maviri nemaviri ekushanda kubva pazuva rekusunungura izere mapakeji ezvinyorwa. Mamwe mazuva gumi ekushanda anozodiwa kuti atamise mari kune iyo Mutengesi's Bank account kana sarudzo yakanaka yatorwa.
Imbomira kugoverana muHousimu yevana - Iva nechokwadi
Kazhinji vabereki, vachishandisa matkapital muchitenga chemari, usarwadzisa kana kuti haudi kuzadzisa zvisungo zvavo kuti vape vana nenzvimbo. Dzimwe nguva mushure memakore mashoma anongokanganwa nezvazvo. Kusagadzikana kuri pachena. Chibvumirano cheMupiro weMaganhu weVana INE SUNIONA NTORIAT. Pamwe chete neHurumende basa panguva yekuzviisa pasi pekunyoresa - vanosvika zviuru makumi maviri nezvinomwe zvbras. Kuwedzera kutengeswa kwefurati yakadaro mvumo yekumanikidza mvumo yemiviri yekuchengetedza. Kana iwe uchida kuvandudza mamiriro ekugara nemari - dambudziko. Muenzaniso: Izvo zvaive zvisingaite kuti uwane kuchengetedza mvumo yekutengesa yeimba yemakamuri maviri-yekurara, uko kugovana kwaive nevana vaviri n / s. Vabereki vacho vaive neiyo yakabvumidzwa Sberbank imba yeSberbank pane imwe nguva yekutenga yeiyo yakakura nhatu-yekurara imba. Bhangi rakataura muchibvumirano chechikwereti icho vana vachange vari varidzi mukuwedzera kune hanya. Iyo DHD purojekiti yakarairwa neyakagoverwa yevana, kwete pasi penzvimbo iyi uye mutengo wezvikamu zvavo pane imwe nzvimbo yakatengeswa. Iko kutengeserana kwakatora mhando nhatu dzeinishuwarenzi, kusanganisira yeinishuwarenzi yeinishuwarenzi. Hapana chakabatsira. Ini ndaifanira kutora chikwereti chemutengi pane diki diki uye neDracician muzana.
Mari yemugove wemwana haifanire kunge iri shoma pane chikamu chenyaya yekutevera (Federal + Dunhu) Per Capita.
Usagovanisira vana vevana kana uchishandisa MSC. Tenga imba iyo isina kuitwa, ine njodzi. Paakasvika makore gumi nemasere, "mwana" akanyimwa kana pakutanga kwake mari yake anogona kuisa mhosva, uye kutengeserana mukamuri ine vana vasiri vekutora chikamu vanozogumiswa nedare. Kana iyo imba yakarongwa yekutenga kweiyo imba uye varidzi vane vana vezera rakakodzera, bvunza kupa chitupa kubva kuFiu nezve zvakasara zveMSK.
Rugwaro: L. StarsHinova, nyanzvi yezvivakwa.
Chinyorwa ichi chakabudiswa mumagazini "imba" Nhamba 2 (2019). Iwe unogona kunyorera kune yakadhindwa vhezheni yebhuku racho.
