Ungayithenga njani igumbi ngaphandle kwengqondo

Anonim

Iinkonzo zomntu ongenelele ziluncedo xa uthenga indlu, kodwa ayizikhathazi. Sixelela indlela yokwenza intetho ngokuchanekileyo ngaphandle koncedo lwakhe.

Ungayithenga njani igumbi ngaphandle kwengqondo 11482_1

Hambisa

Ifoto: Kaspars Grinvalds / Fotolia.com

Xa uthenga izindlu ozimeleyo, okanye ubhenele kuncedo lwegqwetha elinophawu okanye igqwetha, okanye ukuqesha umlamli - iarhente yepropathi yezakhiwo okanye umrhwebi wezindlu. Okokuqala, siza kuyichazela into ayenzayo kwaye okuninzi okudingayo.

  • Yintoni enye into ethengisiweyo: ityhila ingcali yokuthengisa indlu

Into oyithandayo

Ngokwesiqhelo ubungakanani beKhomishini ye-Arhente yeZindlu nge-3-5% yexabiso lentengiselwano, kwezinye iimeko iBhodi inyusa ukuya kwi-7-10%. Sidwelisa uxanduva lowokwenyani ukuze simisele indawo yaso kwintengiselwano yepropathi.

I-Recreen yenza lo msebenzi ulandelayo:

  1. Iphethe umsebenzi wokuthenga, ukuthengisa okanye ukuqeshisa izindlu nomhlaba egameni kwaye kwimiyalelo yabathengi;
  2. ufumana kwaye usebenze ulwazi malunga nokuthengisa okanye ukuqeshisa ipropathi kunye neemfuno zabathengi abanokubakho okanye abaqeshi;
  3. uhlola imfuno kwaye unikezele kwimakethi yendawo yokuhlala;
  4. irejista izindululo ezingenayo zentengiso okanye ukutshintshela ekuqeshisweni kwepropathi, kuqhuba uviwo lwazo oluqhelekileyo;
  5. Ngamanye amaxesha, izivumelwano ezizodwa zigqityiwe phakathi kwabanini kunye ne-arhente;
  6. Ukukhangela abathengi abanokubakho kunye nabaqeshi, bemisela abafowunelwa beshishini kunye nabo;
  7. Uququzelela ukuqhelana nabathengi okanye abaqeshi ngentengiso okanye kwipropathi yezandla esekwe kwisandla;
  8. Ukuzoba izicelo zabathengi, ukukhetha okanye ukubonelela ngeendlela zokuthengisa okanye ukudlula;
  9. iququzelele iimeko zesivumelwano, iyoyisela imisebenzi ngepropathi yokuthengisa;
  10. unceda abathengi ekuqokeleleni amaxwebhu kunye nentengiselwano yoyilo;
  11. yazisa abathengi malunga neengcebiso ezifanelekileyo, ezicebisa ngemicimbi enxulumene neempawu zezinto ezithathiweyo zepropathi kunye nenqanaba lokuthobela iimfuno zabo;
  12. Uququzelela ukutyikitya kwezivumelwano zokuthengisa okanye ukudluliselwa kwimali yokuqeshisa izinto zepropathi
  13. ikhuthaza uyilo lwexesha elifanelekileyo kubathengi abafanelekileyo ukugqiba ukuthengiselana kwamaxwebhu, kuqinisekisa ukhuseleko lwabo;
  14. Inika iimfuno zabathengi xa ingena kwintengiselwano, iqinisekisa ukhuseleko lwamaxwebhu, inceda ngokubambisana nezinye iingcali ze-Arhente kunye namanye amaziko abandakanyeka kuyilo lwentengiselwano.

Ngapha koko, owokwenyani (okanye umncedisi wakhe) uvelisa uvavanyo oluphambili lwento yepropathi yelifa kwaye iyenza intshayelelo xa kuthengiswa okanye uhlobo lokukhangela xa uthenga indawo yokuhlala. Ingcali yentengiso yezindlu nomhlaba kufuneka ifumane olona hlobo luhle kakhulu lomthengi. Lo msebenzi wokwenyani unceda ekulungiseleleni amaxwebhu, acebisa kwaye ahamba nomthengi kude kube sekupheleni kwentengiselwano, aququzelele iintshukumo zabo bonke abathathi-nxaxheba kwintengiselwano.

Uxanduva loluleko kunye nezemali lomsebenzi wokwenyani (okanye inzaliseko) yemisebenzi yayo kwaye yenza umonakalo wezinto ezibonakalayo kucingelwa.

  • Amagumbi okuthengisa ngaphandle kwengqondo: Inyathelo lenyathelo lenyathelo eliza kunceda ukuba zenze iimpazamo

Ungayithenga njani indlu ngokwakho

1. Fumana ukhetho olufanelekileyo.

Ukuba ufuna ukuthenga igumbi, ke, kunokwenzeka, usele ucinge ukuba kufanele ukuba yibani. Ukwazi ubuchule bakho bezemali kunye neemfuno zokuphila, unokuqhagamshelana ngokulula kwezo ntengiso zibekwe kwimithombo evulekileyo. Kwi-Intanethi kukho inani elaneleyo leendawo zentengiso yentengiso yentengiso yepropathi. Nangona, ukuba sithetha ngokuthenga i-ELITE (okanye ngokuthe ngqo), isibongozo kubantu abangenazixhobo siya kuba nemveliso ngakumbi, kuba ezo ziseko zikhokelela kwiiarhente ngokwazo, zingafikeleli kuzo.

Ngapha koko, olikhumbuli uhlalutya izindululo zentengiso, egxile kwizigqibo zakho ozichazayo. Nangona kunjalo, unokusebenza njengecebo lokucoca kwaye wena, kuba ngokungathi lo mthengi kwimakethi yendawo yokuhlala, ukuba wayeziphethe kakuhle, engazi ngokupheleleyo ukuba ufuna ntoni. Kungenzeka ukuba ukhethe inketho efanelekileyo, kodwa ngokufanelekileyo wena nosapho lwakho.

Ngendlela, ungasebenzisa kwaye uvale iziseko zeRiellic, ukuhlawula ukufikelela kubo, umzekelo, inyanga.

Xa uthengisa izindlu, ungalungiselela kwaye ubeke umnikelo wakho kwimithombo efanayo. Apha umbuzo kwakhona ekuqhubeni iifowuni- ukuba ungamkela kwaye uqhubekise iifowuni kubathengi abanokubakho, nihlawulela ngamnye kubo ixesha elifunekayo.

2. Fowuna kwaye ubone

Emva kokuba ukhethe zonke iintengiso ozithandayo, kuya kufuneka ubizeni abanini bamagumbi, ucacisa ulwazi kwaye ucwangcise intlanganiso ukuze ujonge izinto zezakhiwo.

Zilungiselele ukuba kwintengiso ayilunganga, engaphelelanga okanye engahambelani nolwazi lwenyani. Umzekelo, ungathi igumbi alikho kumgangatho wokugqibela weNdlu, kuba kusekho i-attic okanye kumgangatho wobugcisa.

Isicwangciso sendlu

Ifoto: I-Cistimaster / Fotolialia.com

Lungiselela incwadana enemifanekiso ngoluhlu lwemibuzo. Chaza ngokufutshane iimpendulo zeVezavi yakho, iya kunceda emva koko ukuthelekisa izibonelelo ezikhoyo. Umzekelo, unokuchaza ixabiso elithengiswayo lendawo yokuhlala, kwaye ubuze ukuba uhlangabezana nawo; Buza imibuzo malunga nokukhethwa kweeparamitha zezindlu zezo ezingachazwanga kwintengiso; Cacisa imeko malunga namaxwebhu abeka ilungelo kunye nembali yezindlu.

Ukujonga igumbi, kukwanqweneleka ukuhamba nencwadana, kwaye kungcono ngakumbi ukusebenzisa ikhamera yevidiyo (kule meko kubalulekile ukucela imvume yabanini begumbi lokudubula). Zive ukhululekile ukubuza imibuzo-abo bafuna ukuthengisa izindlu ze-hurves baya kuphendula kunye nawe, kwaye ukuba abafuni kuxelela, mhlawumbi banengxaki yento yokuthengisa.

Qaphela ukuba xa ujonga phantse yonke indawo oya kuyifumana ngempendulo. Iingqondo zihlala zizama ukwenza imincili, bonisa ukuba kunjalo kule ndlu kukho imfuno enkulu. Nangona kunjalo, akufuneki kukhawulezile, nangona inkqubo yokukhangela yendlu inokuthatha ixesha elide.

Nokuba uyithandile nyani igumbi, ungalibali ukuba elinye inqanaba elibaluleke kakhulu kuya kufuneka lijonge ubunyulu olusemthethweni.

3. kufuneka

Ukuba uthenga indlu kwisakhiwo esitsha, emva koko ujonge ukucoceka okusemthethweni kwentengiselwano akuyi kuthatha ixesha elininzi. Iya kuba sezi meko xa ingekabikho malunga nekhonkco lokutsha.

Okokuqala, jonga ukuba indlu ithengisa umniniyo okanye unxibelelana netrasti yakhe. Buza ipasipoti yomthengisi kunye namaxwebhu aphelayo kwigumbi lokuphumla.

Ukuba indlu ithengisa umlamli, kunye nomniniyo kufuneka uthethe ngefowuni, kwaye ungcono kakhulu - kwi-skype ukubona umntu.

Vavanya amandla egqwetha, ikhutshwa okwethutyana (oko kukuthi, igama lesenzo lilinganiselwe) kwaye licinga ukuba itrasti ikwazi ukusebenzisa uluhlu oluchaziweyo lwezenzo. Ukuba alinalo igama malunga nokuthengiswa kwenqununu ye-New Estate, musa ukuvumelana nentengiselwano.

Okwesibini, funda amaxwebhu enqaku elifanelekileyo kwindlu (umzekelo, isivumelwano kunye nomphuhlisi wokudluliselwa kwendlu, kunye nezivumelwano zokuthengisa, umnikelo, Umxholo wobomi bonke wokuxhomekeka, isatifikethi sokubhalisela urhulumente);

Okwesithathu, kunokwenzeka (kwaye kufanelekile) ukufumana isicatshulwa kwirejista yomhlaba omanyanisayo (e-Egly) kwiCandelo leRosterera yeRosrestra. Ukusuka kule nto iya kucaca ukuba mangaphi abanini abatshintshe igumbi, kwaye ngubani na ngoku. Ukongeza, ukuba kukho ukungavisisani kwindlu (ukubanjwa kuya kubekwa, umzekelo), kuya kuboniswa kwingxelo.;

Okokugqibela, kunyanzelekile ukuba ucele umniniyo ukuba akubonise ukukhululwa kwencwadi yendlu (kuyalelwe kwiZiko leZinto ezininzi, okanye ungajonga ulwazi kwi-Intanethi ukuba umthengisi ubhalisiwe kwiPortal yeNkonzo yoLuntu). Ke uyakufumana ulwazi malunga nokuba ngubani obhalisiweyo okanye obhalisiweyo okwethutyana kwigumbi, akukho "nye" (njengokusebenza kwesigwebo sendawo yokuvalelwa) okanye ingxaki (abantwana abancinci) yabahlali .

Isakhiwo esinee-onli

Qaphela ukuba ngamanye amaxesha ubuqhophololo buzama ukuthengisa iimitha ezifanayo zesikwere kubathengi abaliqela, bonisa iikopi zokufihlakeleyo ukuba zifihle ngemali de kube kuthathwa intengiselwano. Ifoto: i-chariy hriar / fotolia.com

Hlala unikele ingqalelo kumhla wokukhupha onke amaxwebhu: Kuya kufuneka kufunyenwe iintsuku ezintlanu ukuya kwezisixhenxe ezidlulileyo.

Kwinqanaba lokutshekisha indawo ekungcono ukusebenzisa uncedo lwabasebenzi. Uninzi lwabantu beqonda kunye namagqwetha alodwa banxibelelana neearhente zokunyanzelwa komthetho ezibandakanyekileyo ekuqinisekiseni ubunyulu botshintshiselwano lwentengiselwano.

Ungalufumana njani ukhuphele i-egrr

Ikhupha i-tyrn-uxwebhu oluqinisekisa inyani yobhaliso lukarhulumente. Olu xwebhu luqinisekisa ukuba ngomhla ochaziweyo kuyo njengomhla wokukhutshwa, kumntu ocacisiweyo wabhalisa ilungelo kuyo kwisiseko samaxwebhu empahla echazwe kwipropathi echazelweyo, irekhodi lokubhalisa lenziwa phantsi kwenombolo yosuku elifanelekileyo.

Xa uthenga okanye uthengise igumbi, kunokuba yimfuneko okanye isicatshulwa malunga nepropathi yepropathi yezakhiwo (ezona mpawu ziphambili kwaye zibhaliswe kuyo), okanye zikhuphe amalungelo enguqu.

Ukufumana isicatshulwa, kubalulekile ukuba unxibelelane ngokwabantu okanye ngetrasti kwiCandelo leRosrestra okanye igumbi leCadatural, kwaye unokwenza inkonzo yokwamkela, usebenzisa inkonzo ye-Intanethi kwiwebhusayithi yeSebe. Esi sicelo, kufuneka uchaze into (okanye izinto) zepropathi yokuthengiswa, ulwazi malunga nokona kunina.

Ukongeza, kunokwenzeka ukuba ufumane isicatshulwa kumaziko amaninzi (MFCs) "Iimodi", kunye neposi ngokuthumela isicelo esifanelekileyo (ngentlawulo eyongezelelweyo). Ngolwazi, uyakufuna incwadana yokundwendwela kuphela kwaye ufumane intlawulo yeenkonzo. Ixabiso lokukhutshwa kubantu abathile kwi-ruble ezingama-300, kwiifom ze-elektroniki - i-ruble eyi-150.

4.Rhwebo

Ngokuphathelele kubuchule bezinto eziyinyani, yihlisa ixabiso lezimvo zabathengi abavumelani. Kwelinye icala, inyani inomdla kakhulu ekuxoxisweni, oluqondakalayo - umvuzo wakhe kuxhomekeke kwinani lentengiselwano. Kwelinye icala, amaxabiso anelisayo yomthengi aya kukhuthaza i-proby yakhe kubahlobo kunye nabantu oqhelileyo, baya kubhala ingxelo entle ngokusebenzisana kwi-Intanethi. Oku kuthetha ukuba loo mbhalo uya kuziqinisekisa nabathengi abatsha kunye nokufumana umvuzo.

Ngayiphi na imeko, inyani iyandisa, kodwa ayilobi ngokwako. Xa uthenga indlu kwimarike yesibini, ungazixoxa malunga nemeko yezindlu ("" Andifuni ukulungisa ngokukhawuleza emva kokushukuma, kodwa apha), kwaye malunga umgangatho, njl njl.

Xa uthenga izindlu kwisakhiwo esitsha, abathengisi abanamava abafundisa ukunikela ingqalelo kumanqaku alandelayo.

  1. Buza malunga nesaphulelo sesaphulelo, rhoqo lo mbuzo ulula wanele ukuqinisekisa ukuba umthengisi (okanye ummeli wakhe) uya kwiminye imvume. Xa uthenga izindlu kwisakhiwo esitsha ithuba lokufumana isaphulelo esingaphezulu kwekota (okanye unyaka), xa abathengisi kufuneka benze isicwangciso.
  2. Thelekisa ixabiso lamagumbi okubekwa okufanayo kumgangatho ohlukileyo (ukuba uthenga izindlu kwisakhiwo esitsha). Rhoqo, amashumi amawaka i-ruble ayizizo ezongezelelweyo, kodwa umbono osuka kwifestile okanye kude kwi-iflenter kwi-iflenter. Ixabiso leyona nto ibaluleke kakhulu kuwe - ukukwazi ukubona isikwere ukusuka kwifestile okanye ukuthenga okungxamisekileyo, njengezixhobo zekhaya zendlu entsha.
  3. Buza isaphulelo semali yokubambisa okanye ukuhlawula kwangaphambili, kuba kule meko umthengisi uya kufumana imali yakhe kwangoko, akufuneki alinde. Ikhawuleza umphuhlisi ufumana imali kumthengi (kunye nexabiso eliya kubakho), kokukhona kuya kuba nenzuzo. Oku kungasetyenziselwa uthethathethwano kunye nomthengisi.
  4. Ukuba uthenga igumbi elisezantsi, jonga, liliphi ixesha eliphezulu. Kuyimfuneko ukwazi, kuba ukuba unethuba lokuhlawula iindleko zendlu, unokukhawuleza ucele isaphulelo.
  5. Okokugqibela, njengesizathu sentengiso, ungasebenzisa ukuthenga okongezelelekileyo (indawo-yendawo), kodwa awukakufuni ukuthetha ngayo kwangoko.

Xa unika imali

Sukukhawulezisa ugqithiselo lwedipozithi. Kwithiyori, le mali kufuneka isebenze njengobungqina bokugqitywa kwentengiselwano kwixesha elizayo. Ukuziqhelanisa, kuhlala kukho amatyala xa umthengi engxamile, bacela ukuqinisekiswa kweenjongo zabo zokudlulisela isixa "se-goonce". Nokuba irisithi inokunika omabini amaxwebhu efungeni ukuba idluliselwe ukuqala inkqubo yokuyila isivumelwano. Ayisiyonto, kodwa ziikopi. Kwaye hayi umthengi omnye onokubakho, kodwa bambalwa.

Ukuthenga indlu

Nikela ingqalelo kwindlela ebekiweyo ngayo intlawulo: Lindela kungekuphela isatifikethi sesivumelwano, kodwa nexesha lenkululeko yabanini bendawo yokuhlala; Zonke iintlawulo ezihlawulelwayo kufuneka zibhalwe phantsi. Ifoto: I-RIPO / FOTOLIALILI.com

Indawo yokugqibela yenziwa kakuhle kwi-bhanki yebhanki. Kwangelo xesha, kuyimfuneko ukwenza uluhlu lokuncamathela kwiseli, ngaphandle kokuchasa imali. Ngaphandle koko, xa uphela ikhontrakthi ongayi kuyibuyisela imali yakho. Umthengisi uya kuba nakho ukufumana imali yakhe emva kokungeniswa kwi-Bhanki isivumelwano sokuthenga esibhalisiweyo.

5. Nxibelelana negqwetha okanye u-heary

Ukwala ngokupheleleyo ukunceda ekuthengeni ukukhusela izindlu akufanelekanga. Ukuba awufuni ukuqhagamshelana neenkonzo zegolide, kusekho amagqwetha awodwa kunye neeyasekhulu.

Alithandabuzeki elokuba isatifikethi esingachazwanga sesivumelwano senye yezona ndlela zikhuselekileyo zokugqiba intengiselwano. Ngenxa yokuba inyani yayo inyanzelisa i-inshurensi yoxanduva lobuchule kwaye inoxanduva (kubandakanya ipropathi), ikhomishini yakho yokuthengisa iya kuba phantsi kokhuseleko oluthembekileyo. Kwanakwimeko apho ilingo lingakupheli, i-alharring iya kuba kwicala lakho kwaye iya kubizwa kwiNkundla njengomntu wesithathu. Iifom ezisetyenziswa nguHarry ziphantsi kwe-Akhawuntingi kwiChamber Chrumba yengingqi, kwaye oku kuthetha ukuba kunzima kakhulu ukubuqhekaba (kwaye, ngokufanelekileyo, kulula ukubona isiqinisekiso).

Nokuba ungazimisele ukwenza isicatshulwa semvumelwano yemvumelwano, ongumncedisi (okanye umncedisi wakhe) ngokuqinisekileyo uya kuyijonga, kodwa uninzi uya kunikwa ukuba usebenzise isicatshulwa esenze iingcali.

Ngokutsho komthetho, iimazies zicebisa abo babongoza iSatifikethi seZenzo ezibalulekileyo, oku kuthetha ukuba uya kukucacisela iziko elisemthethweni lezenzo ozenzayo kwaye ulumkisiwe kwiimpazamo ezinokwenzeka.

Ingcaciso malunga nentengiselwano egqibeleleyo iya kudweliswa kwirejista yezenzo ze-atalial. Enye yeekopi zoxwebhu eziqinisekisa ukuba intengiselwano ihlala ihleli kwimeko yomenzi-magama, kunye neekopi ze-poinction kunye namanye amaxwebhu. Kwimeko yelahleko okanye ukonakaliswa kumaxwebhu entsusa, isilumkiso kwisicelo sakho siya kunikwa ikopi.

Isakhiwo esinee-onli

Isigqibo sokuba umncedisi ufuna ukuba umntu ongenelele okanye igqwetha-ukugqiba isivumelwano, umthengi uyazithatha; I-Bhanki inelungelo lokuqhubeka komthengi ukutsala inyani kuphela xa uthenga izindlu kwisakhiwo esitsha usebenzisa imali ebolekiweyo. Ifoto: Anton Gvozdikov / fotolia.com

I-TIRTRARY YOKHUSELEKILE kukuba kuya kufuneka uqokelele onke amaxwebhu ngokwakho, kuba engazange abe nophawu okanye umncedisi wakhe owenza le misebenzi. Ewe, ubungakanani bamaqela aphambili kunokuvavanya kuphela intengiselwano, ayiyi kuba yimpumelelo kumthengisi wezatifikethi kunye neziyobisi, kunye nokubonelela ngevidiyo yevidiyo yenkqubo ye ukusayina ikhontrakthi.

Olunye ukhetho kwabo bangafuni ukunxibelelana nabaFundo bafuna igqwetha elisebenza kwicandelo lepropathi. Iingcali ezinjalo zinokufumaneka kwingcebiso kwezomthetho.

Inkxaso yezomthetho yentengiselwano iya kuba ngolu hlobo lulandelayo:

  • Ukuqinisekiswa kokuvalwa kunye namanye amaxwebhu kwindlu (imvume yeqabane, into engenziwa ngokutsha ngokutsha;
  • Akukho gumbi lokurenta;
  • Ukufumana izicatshulwa ezifanelekileyo kwirejista yendawo enye eqinisekisa ukungabikho kwamabango efundweni, umzekelo, kwiindlalifa ezinokwenzeka zeli zindlu (nangona kunokuba nawuphi na umntu onomdla, Ukunxibelelana nesazisi kunye nengxelo eRosrestr, ekuboneleleni ngomsebenzi ofanelekileyo);
  • Uncedo ekufumaneni imvume yegunya lokulungiselela, ukuba umthengisi wezindlu unepropathi unezindlu nge
  • Ukuzoba ikhontrakthi ethathela ingqalelo amatye asezantsi asezantsi (isohlwayo sokungathobeli inkululeko, isohlwayo sokwala ukuthengisa izindlu kwintengiselwano).

Kuyanyanzeleka ukuba sisebenzise icebiso legqwetha ukuba ufumana izindlu nomhlaba phantsi kwesivumelwano serente kunye nobomi bobomi bobomi bangaphambili.

Okokugqibela, kunokuba yimfuneko ukunceda ingcali ezimeleyo yoVavanyi onokuthi acacisa iindleko zendlu oceba ukuyithenga. Eyona nto ifanelekileyo oku kuyakuba yiyo ukuba uceba ukusebenzisa imali mboleko yokuthenga ukuthenga izindlu okanye ukuba amaxabiso abhengezwe nguMthengisi aphantsi kakhulu kunemarike ephakathi. Kuyinyani, kule meko, iingcali zesebe lebhanki zebhanki zinokunyanzela ukulungisa "ukuze" zisebenze kwi-apredy, ekungathandabuzekiyo.

Funda ngokugqithisileyo