Imveliso yokwakha igqityiwe

Izindlu ezingafezekanga ezazibiza ngamagqwetha izinto zokwakha ezingapheliyo, zibonakale ngenxa yezizathu ezahlukeneyo. Zeziphi iingxaki ezivela xa kubhalisa, i-inshurensi kunye nokuthenga iimveliso "ezigqibileyo"?

Ukubandakanywa kwimarike yezindlu zelizwe okanye i-cottages, ngokweenkcukacha-manani ezingekho semthethweni, iqhelekile- enye okanye ezimbini kwezi zivakalisi zonke. Zihlala zibonakala ziluncedo. Kodwa akufuneki ngokukhawuleza, kukho imigibe yethu apha.

Sakha kwaye singafakwanga ...

Ulwakhiwo-ixesha elide, lixabiso kwaye lihlala linxulumene nenkqubo yomngcipheko. Phambi kokuphela kwayo, indlu ngenene imele umyili, iseti yezinto zokwakha. Akukho nkcazo ingasemthethweni ye-engathandekiyo evela kwinto yolwakhiwo olungapheliyo. Ngapha koko, le ikwicandelo elithile lomhlaba oluthile, ukwakhiwa komhlaba okunqunyanyisiweyo (ubukhulu becala ngenxa yokunqongophala kwemali (ikakhulu ngenxa yokunqongophala kwemali), kwaye kuyilonge, kunjalo ayinakwenzeka. Into enjalo inezinto ezininzi, ngakumbi, akufuneki zibe ngumxholo wekontrakthi yangoku yemvumelwano yemvumelwano yemvumelwano. Ngalo lonke ixesha ikhontrakthi yokwakha isemthethweni (umzekelo, ayiphelelwanga), ayizukubhalisa ubunini bendawo yokuhlala. Lowo uthathe isigqibo sokuthengisa indlu engafakwanga kuya kufuneka ukuphelise isivumelwano. Ukuba ithuba elinjalo alibonelelwanga kwaye libhalwe kwangaphambili, iKontraktha inelungelo lokufaka isohlwayo esithile.

Kungenxa yokuba kungaqinisekanga ngokusemthethweni ukuba imeko inokuvela xa indlu yeplanga ingathengiswa njengento yepropathi, kodwa njengeseti yezinto zokwakha okanye i-jikelele njengezixhobo zobunini bomhlaba. Ngenxa yoko, kwimbono yo "kufutshane" kakhulu, unxibelelwano olungathethekiyo nomhlaba, apho kumi khona izindlu nomhlaba. Ukuba indawo inomvelo wokwakha (ekhaya) kwisiseko sebhlokhi, esinokudluliselwa kwenye intsimi, ayisondelanga.

Ngaba zizizathu zokumisa ukwakhiwa? Ewe, ngakumbi xa uthenga engafakwanga. Yinto enye ukuba abanini bayobala amandla okanye iimeko eziguquguqukayo. Umzekelo, sagqiba kwelokuba sifudukele kwenye idolophu, sithenga iyelenqe elahlukileyo okanye liphelelwe yimali kwindawo yokwakha (oku kuyenzeka rhoqo). INdlu ephantsi kolwakhiwo inokufunwa ngenxa yentlekele yemvelo (yithi, izikhukula). Uninzi lwalo lonke, umthengisi, kunye nomthengi bacwangcisa ukhetho olunjalo xa ikhefu lokwakha linxulunyaniswa nemozulu ebandayo okanye kunye neempawu zokwakhiwa kwezindlu (umzekelo, kuthatha ixesha ukuncipha isiseko). Kodwa izizathu zokuthengisa zezinye: umzekelo, abathengisi bangeyiyo iprojekthi eyakhiwe indlu. Ukuba njengokuba babenomntwana ozelwe, kwaye ikhaya labantwana alinikezelwanga, mhlawumbi alibalulekanga kakhulu kumthengi onokubakho. Kodwa ukuba ingxaki kukuba indlu engapheliyo ithatha uninzi lwendawo kwaye ayinakukwazi nokuhamba, ubunzima bunokubakho xa bethengisa ukungafezeki. Imeko enjalo inokwenzeka: Indlu iphantse yakhiwa, kodwa iintsilelo ezithile ziye zafumanisa, nto leyo ebonakalayo. Ngothando, ekuvavanyweni kokuthenga okunokwenzeka, kufanelekile ukufunda izizathu zentengiso engafakwanga.

Ukuba into eyaphulweyo engaphelelanga kukunika imeko esemthethweni, inokuthengiswa okanye irente, ukuyisebenzisa njengesibambiso semali kwimali mboleko (nokuba indlu engafanelekanga ingaphezulu kokwakha i-wokon. Inokuba (kwaye inyanzelekile) ukuqiniseka ukukhusela icandelo lendalo kunye nezenzo ezingenakukhathalelwa okanye ezingakhathaliyo zabantu besithathu.

Ukuthenga, ukuthengisa, i-inshurensi okanye ukusebenzisa indlu esungulwe njengento, kufuneka uhambe kwinkqubo yobhaliso lukarhulumente kuyo.

Imeko entsha

Ubunini bento yolwakhiwo olungapheliyo kufuneka bubhaliswe, kungenjalo akunakwenzeka ukuba wenze intengiselwano ngayo. Imveliso "yemveliso egcweleyo" inokubhaliswa kwirejista yelizwe elimisiweyo yezinto zokucwangciswa kwedolophu.

Ngokuhambelana noMthetho woMbuso "kubhaliso lukaRhulumente kumaphondo kunye nentengiselwano kunye naye" ukubhalisa ubunini bento yento engafezekanga, la kufuneka la maxwebhu alandelayo:

Isatifikethi sobunini bommandla womhlaba apho into ethanjisiweyo ifumaneka khona;

Ukuba iyelenqe alikho-amaxwebhu, ngokungqinelana nandawo oyisebenzisayo (umzekelo, isivumelwano semfundo ende, isivumelwano sentengiso sexesha elide, isivumelwano sokuthengisa, ummiselo wequmrhu lezemimandla lomhlaba malunga nokwakhiwa kwayo. D.);

Imvume yokwakha, ukuba kwakuyimfuneko ukufumana (umzekelo, ukuba uyayakha indlu engeyiyo kumhlaba wentsebenziswano yegadi okanye hayi emhlabeni, ngokukodwa ukwenziwa ngokwakhe ilizwe);

Uyilo kunye noqikelelo lwamaxwebhu kuyo yonke into;

Amaxwebhu anenkcazo yento yolwakhiwo olungafakwanga (bayadingeka ukuze bakwazi ukufumanisa iimpawu zomntu ezakhiwayo).

Ke, onke amaphepha afunekayo adluliselwa kubhaliso. Emva koko, intlangano evelisayo inelungelo loncwadi olunesiseko senkcazo yendawo yokuhlala, kunye noxwebhu lokurekhoda ukuvavanya indawo eyakhiweyo yolwakhiwo olungapheliyo lolu xwebhu olungapheliyo lolu xwebhu olungapheliyo lolu xwebhu olungapheliyo lolu xwebhu olungapheliyo lolu xwebhu olungapheliyo lolu xwebhu olungapheliyo lolu xwebhu olungapheliyo lolu xwebhu olungapheliyo lolu xwebhu olungapheliyo lwalo xwebhu. Oku kwenziwa ukuze kukhutshelo kubhaliso lwezakhiwo ezibekiweyo, kunye nokuchonga iindawo zokwakha zokwakha apho imigangatho yokucwangcisa iidolophu kunye nemithetho kunye neesilayidi ziyaphulwa. Ukongeza kulwakhiwo lobhaliso, yonke imithwalo yayo nayo iphantsi komibini imithwalo (umzekelo, njengokusebenza, i-Mubbage, ukurenta, okoko into engafakwanga), kuba into engekhoyo yesibambiso.

Rhoqo, abanini beento abangafakwanga azingxami ukuba babhalise. Isizathu soku, njengommiselo, ngumnqweno wokusindisa kunye nokungabhatali irhafu yokuthengisa izilwanyana. Ewe kunjalo, akukho mntu unokukwenza ubhalise ngendlela emiselweyo engekalungile ekhaya. Nangona kunjalo, kuya kuba yinto engenakwenzeka ukucwangcisa ubhaliso lwabaqeshi kwimveliso "yemveliso egqityiweyo".

Ukuba ulwakhiwo lwaqalwa kwakhona emva kobhaliso oluphambili lwelungelo lobunini, ngesiseko samaxwebhu amatsha obuchwephesha besicelo selungelo lokushicilela kungeniso lwamalungelo kunye nentengiselwano nge Yenza utshintsho. Inokwenzeka ukuba, eli tyala alithinteli ubukho bayo, kwaye into egqityiweyo ixhomekeke kubhaliso lukarhulumente.

Engafakwanga-le yindawo yokuhlala yelifa lelifa lelifa lomhlaba, olungenakwenzeka ukuba luhambe ngaphandle kwecalucalulo kwindawo oya kuyo. Ayinakuba ngumxholo wemvumelwano yangoku yemvumelwano yokwakha.

I-inshurensi engafakwanga

Ulwakhiwo luhlala lunxulunyaniswa nomngcipheko othile. Ke ngoko, akukho ndlela ingcono yokukhusela imali yakho kunokuba inyanzelise indawo yokwakha. Uninzi lwee-inshurensi zikulungele ukuqukumbela isivumelwano nangaliphi na ixesha-ukusuka kwizinto zokwakha ngaphambi kokwakhiwa kwendlu (kude kube kwinqanaba lomgangatho).

Xa uqukumbela umnqophiso wolwakhiwo kunye nemingcipheko yokufaka, kunokwenzeka ukutyhilelwa kuphela into engafezekanga, kodwa ngokulandelayo:

izinto zokufaka;

Ipropathi ekwindawo yokwakha kwaye yeyomkhethe;

izixhobo zokwakha;

Izakhiwo zethutyana kunye nezinye izixhobo zezakhiwo zokwakha

Izixhobo zibekwe kwindawo yokugcina ngaphandle kwendawo yokwakha.

Inxalenye yesibongozo yemvumelwano yeinshurensi yimingcipheko enomgangatho (umlilo, umbane, ukuwa kwenqwelomoya, iintlekele zemvelo, iimpazamo ezingekho mthethweni (iimpazamo zobunjineli bobuchwephesha , umhlaba, umhlaba wamanzi omhlaba, uwa okanye wonakalise izinto phantsi kolwakhiwo, ukuthoba kweprojekthi). Unokukuqinisekisa uxanduva lwaseburhulumenteni lwekontraktha ngaphambili kobuntu besithathu kunye noxanduva lwasemva kwewaranti. Kwimeko apho imbuyiselo ixhomekeke kumonakalo obangelwe kukufa okanye ukonakala kwinto eyakhiweyo, ukuba yayisisiphumo seentsilelo ezenziweyo ekuphunyezweni nasekuthumezeni, i-wireenting kwaye ityhilwe ngexesha lokuxelwa kwewamasi .

Okokugqibela, xa uqukumbela ikhontrakthi yeinshurensi, kuyimfuneko ukuba unikele ingqalelo kwixabiso le-inshurensi. Ngokwesiqhelo, xa inyanzeliswa into engafakwanga, imali yeinshurensi isekwe kwinani leprojekthi (kuqikelelwa) iindleko zendlu, kwaye ngexesha lexabiso lexabiso.

Ukufumana isatifikethi sokubhaliswa korhulumente kwiNdlu "yelaphu", yimfuneko ukuba i-Dloc yenzelwa ukwakhiwa kwezindlu

Sithenga "iimveliso ezigqibileyo"

Ukuba uza kufumana into yolwakhiwo olungafakwanga, kubalulekile ukugcina izinto ezininzi. Okokuqala, kuyimfuneko ukuba bahlole i-SORBE kwaye baqhubeke nokuyifumana ukuthenga okuqikelelweyo. Ewe kunjalo, ixabiso lendlu- "imveliso egqityiweyo" iphantsi kune-thework (umahluko kwixabiso lokugqibela kwaye yakhiwe ngama-70%, ukuya kuthi ga kwiipesenti ezingama-40). Kodwa ukuba ukusondela kume ngaphandle kophahla kangangeminyaka eliqela, kunokuba njalo kuya kuba yinto enexabiso eliphantsi ukuyithwala ukuze ikwazi ukwakha kwakhona. Ke, abakhi bathi le nto ngaphandle kwesitena ngaphandle kokukhuselwa itshatyalalisiwe ngesantya semiqolo emihlanu ngonyaka. Kuyenzeka ukuba uvavanye into yolwakhiwo olungapheliyo ukumema ingcali-ingcali yomakhi. Oku kuyakuphepha ukuthenga indlu ngo "Hamed" - iingxaki ezifihliweyo zolwakhiwo lweentlobo ngeentlobo.

Kukwakufanelekile ukuqikelela iprojekthi yeNdlu ukuba inxalenye eyakhiweyo ayivumeli ukuba ifumane umbono wokuba iziphumo ziya kuba njani. Ngokuqonda ukuba ifumane isizathu sokuthengisa. Ukuba kukho iingxaki ngokwakhiwa, ngenxa yokuba umnini wokuqala akavumi ukuyizisa kude kube sekupheleni, unokufumana umthwalo wokwenyani.

Nika ingqalelo kwiindleko ezingafakwanga. Ixabiso liquka iindleko zedale, unxibelelwano, izinto zokwakha kunye nemisebenzi eyenziweyo ngexesha lokuthengisa. Umthengisi kuya kufuneka anciphise ixabiso ukuba umthengi akangekhe kuphela ngesakhiwo kuphela, kodwa nakwindawo yokuthumela kwelinye ilizwe kunye nokulahlwa kwenkunkuma yokwakha.

Xa uqukumbela ikhontrakthi yokuthengiswa kwento yolwakhiwo olungaphelelanga kobunzima obukhethekileyo, kuhlala kungenzeki. Kubalulekile ukuba uthathele ingqalelo oku kulandelayo:

Kwikontrakthi yokuthengisa, kuyimfuneko ukubonisa ezona mpawu ziphambili zendlu- "Imveliso egqityiweyo" (kubandakanya indawo yayo kwicandelo lemihlaba) - bangumxholo wemvumelwano kwaye ke ngoko kufuneka bachaneke ngokuchanekileyo ;

Ngombandela wemvumelwano ekufuneka ichazwe ngokupheleleyo, olu xwebhu lunokuqhotyoshelwa kwimeko yezobuchwephesha beNdlu. Ukwenza oku, kuya kufuneka umeme ummeli we-BTI, oya kuthi enze inkcazo yobugcisa;

Ukuba usondele kakhulu kumhlaba oqeshiweyo, hayi kubunini, kuya kufuneka wenze ukuthengiselana kabini - ukukhupha isabelo samalungelo abaqeshisayo kwaye ufumane into engafakwanga ngayo.

Ukushwankathela phezulu, siphawula ukuba ukuthenga indlu engafakwanga kunokuba yinzuzo ukuba onke amaxwebhu alungile ukuba, akukho ngxabano kunye nonxibelelwano lobunjineli nonxibelelwano lobuchwephesha. Ukujonga ngenyameko kunye nokubonisana kweengcali kwicandelo lokwakha kuya kukunceda uthenge indlu "egqityiweyo" egqityiweyo "yamaphupha akho.

Imveliso yokwakha igqityiwe

Sakha kwaye singafakwanga ...

Imeko entsha

I-inshurensi engafakwanga

Sithenga "iimveliso ezigqibileyo"

Funda ngokugqithisileyo