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Uma unjiniyela engazange afeze izibopho zawo, umthengi wefulethi esakhiweni esisha unelungelo lokunxeshezelwa. Okuhlinzekiwe, yiqiniso, ukuthi inkontileka yokubamba iqhaza kwezokwakha (i-DDU) yahlanganiswa kahle.
Ingabe unqamula inkontileka?
Isikhathi sokudluliswa kwempahla I-Real Estate yisimo esidingekayo sesivumelwano sokubamba iqhaza kwe-Equity ekwakheni, ngakho-ke kufakwe emthethweni. Uma igama lingacaciswanga, inkontileka ngeke ibhaliswe kwirejista yombuso. Uma onjiniyela besizathu esithile abakwazi ukuqeda ukwakhiwa kwendlu bayifaka kuleso sikhathi, esisungulwe kwinkontileka, kunesibopho sokuthumela umhlanganyeli imininingwane efanele kanye nesiphakamiso sokushintsha imigomo yenkontileka.Ngokwezidingo ze-Article 6 of Law No. 214-Fz "ngokubamba iqhaza ekwakheni izakhiwo zamafulethi nezinye izinto zezezakhiwo", akumele kwenziwe kungakapheli izinyanga ezimbalwa ezichazwe kwinkontileka . Uma kwenzeka ukuthi umnikazi wamasheya avuma ukulinda kancane, unjiniyela ulungiselela isivumelwano esengeziwe ngoshintsho ngesikhathi sokwakhiwa kanye nesikhathi sokudluliselwa kwefulethi.
Uyacelwa uqaphele: Isivumelwano esingeziwe esivumelwaneni sokubamba iqhaza kufanele sidlulise ukubhaliswa kombuso ekuphathweni kweTartestra
Umthengi unenguqulo ehlukile yezenzo - kungenzeka angalindi ukuphela kokwakhiwa futhi anqamule i-DTD Unilateraly. Kulokhu, kwanele ukuthumela unjiniyela ngesaziso esibhalwe phansi ngeposi ebhalisiwe. Nqamula inkontileka noma uvumele ukulinda - ukuxazulula kuphela umnikazi wamasheya. Okokuqala, kuyadingeka ukuhlaziya izizathu zokuthi kungani unjiniyela enganaso isikhathi sokufeza ingxenye yaso yesivumelwano sosuku olumisiwe. Uma izizathu zingasuswa (ngokwesibonelo, usonkontileka wephule isikhathi sokulethwa kwezinto zokwakha), kanye nethemu yokwelulwa kokwakhiwa akukukhulu kakhulu, kungenzeka ukulinda ukuphela kokwakhiwa. Uma isizathu sokushintshwa konjiniyela noma, ngokwesibonelo, uma kungekho izimvume, noma izinsuku zokuqeda lolokwakhiwa zihlehliselwe unyaka noma ngaphezulu, umthengi unazo zonke izizathu zokunquma ukunqanyulwa kwenkontileka.
Ukuze ungabi nephutha ngokuzikhethela, kungcono ukwethemba ochwepheshe bese uthola izeluleko zommeli obhekele ukwakhiwa okwabiwe.
Izimangalo kunjiniyela
Uma unjiniyela engazange abike ukubambezeleka ekugcineni kokwakhiwa (noma uma umnqamulajuqu ochazwe esivumelwaneni esengeziwe sekufika ekugcineni, futhi indlu ayikanikezwa), kuyadingeka ukuthumela isimangalo esibhaliwe kunjiniyela, Ukufeza isibopho, ukukhipha izinkinobho zokudlulisa indlu futhi ukhokhe inhlawulo yokubambezeleka.Umnqamulajuqu lapho unjiniyela kufanele aphendule khona umnikazi wamasheya, izinsuku eziyishumi (kufanele ziqokwe esimangalweni esibhaliwe). Isimangalo sithunyelwa ngohlamvu olubhalisiwe ngesaziso serisidi. Umnikazi wamasheya angaphinde anikeze isimangalo kunjiniyela noma ummeleli wakhe uqobo. Kulokhu, lungiselela izehlakalo ezimbili zedokhumenti. Umuntu uzohlala esuka kunjiniyela, owesibili, owesilisa kanye nesiginesha yeqembu lokutholwa, uzithatha. Kuzoba wusizo uma kufanele uye enkantolo. Uma unjiniyela engaphendulanga esikhalazo (akazange ahlongoze ukusayina isivumelwano esengeziwe, akazange achaze imbangela yokubambezeleka), sicela uxhumane nenkantolo.
Isimangalo singahlanganiswa ngokuzimela noma sisebenzise izeluleko zomthetho. Ungafaka isimangalo endaweni yonjiniyela noma endaweni yakho yokuhlala. Qaphela ukuthi awukwazi ukufuna hhayi kuphela ukukhokhwa kwezinhlawulo, kepha futhi ukunxeshezelwa ngomonakalo wokuziphatha (noma kunjalo, usayizi wawo uzothanda ukucacisa okubhalwe phansi), kanye nenhlawulo yokungalandelwa kwezidingo zabathengi ngokuzithandela.
Imibhalo elandelayo kufanele ifakwe esimweni:
- inkontileka yokubamba iqhaza ekwakhiweni okwabiwe;
- Izivumelwano ezingeziwe kwisivumelwano (uma zikhona), uma zilawula isikhathi sokudlulisa sento ngumhlanganyeli wokwakha okulinganayo;
- amadokhumenti aqinisekisa ukukhokha ngakuwe;
- Eminye imibhalo eqinisekisa izindleko ezengeziwe (ukuqashwa kwezindlu noma ukukhokha ngokweqile kwemalimboleko);
- Isimangalo sakho kunjiniyela ngesiphakamiso sokufeza izidingo ngokuzithandela zokukhokha izinhlawulo;
- Impendulo yesimangalo (uma bekunjalo,.
Amathuba okuwina icala lokubambezeleka kwemikhawulo likhulu kakhulu. Ukuphela kwento ochwepheshe abanaka ukunaka nokuthi ukucubulwa kwendlela yokwahlulela okubonisani, usayizi wenhlawulo ememezelwe ecaleni angancishiswa kakhulu.
Isinxephezelo sokulinda
Ngosuku ngalunye lokubambezeleka, isinxephezelo sincike. Uma i-prolonnel ifuna ukuqeda isivumelwano, unjiniyela ngemuva kokuthola isaziso esifanele kungakapheli izinsuku eziyishumi zomsebenzi ibophekile ukubuyisa imali ekhokhwa imali ekhokhwa efulethini futhi ikhokhe inhlawulo yokusebenzisa imali yabanye abantu. Ubukhulu benhlawulo bunqunywa kusukela ekubalweni kwesilinganiso sokucwilisa esingu-1/15, okwenza ngesikhathi sokubuya kwemali.
Kusukela ngonyaka ka-2016, usayizi wenani lokuphindwayo lilingana nezinga elisemqoka, usayizi walo kufanele uchazwe ngokwahlukile
Isibonelo, ngo-06/18/2017, bekungu-9.25%. Inani liyaqokwa kusukela osukwini lapho umnikazi wamasheya enza imali (ngokugcwele noma engxenyeni yabo yokuqala) ngaphansi kwenkontileka, kuze kube suku lapho ebuya khona. Ake sicabangele. Ifulethi libiza ama-ruble ayizigidi ezingama-8.5., Alethwe izinsuku ezingama-96, usayizi wenani lokucolisiswa ngu-9.25%. Inani lesinxephezelo kuleli cala lizoba: (Intengo yefulethi / i-100 × izinga lokucwilisa / 150) × inani lezinsuku zokubambezeleka, okungukuthi: (85 000 × 150 × 150) × 96 = 509 199.00 руб. Uma unjiniyela enqaba ukukhokha isijeziso ngokuzithandela, ngokuya ngomthetho we-Federal "ekuvikeleni kwabathengi", inkantolo ingavimba inhlawulo ka-50% yenani lenhlawulo evela kummangali.Ngaphezu kwalokho, umnikazi wamasheya unelungelo lokuthola isinxephezelo sokudala umonakalo wokuziphatha odale, ngokwesibonelo, elinde isikhathi eside. Inani olinqumayo njengesinxephezelo sokulimala kuzofanele siqinisekise ukuthi libhalwe phansi. Ukuze wenze lokhu, kuyadingeka ukuqoqa wonke ubufakazi bephepha ophethe izindleko ezengeziwe ngenxa yokwephulwa kwemikhawulo. Sinikeza izibonelo. Uma uthatha izindlu, ngaso sonke isikhathi ungakwazi ukuya efulethini lakho, uchitha imali eyengeziwe. Ungaqinisekisa izindleko zakho ngokwethula ikhophi yesivumelwano sokuqashisa ukuze ubeke indawo yokuhlala kanye namawadi, ufakazele ukuthi uhumusha imali kumnikazi wefulethi (noma, ngokwesibonelo, kuzoba yizindleko zehhotela noma ehostela).
Ngaphandle kwesivumelwano
Ngokwamukelwa komthetho we-Federal "ngokubamba iqhaza ekwakheni ukwakhiwa kwezakhiwo zamafulethi nezinye izinto zezezakhiwo" Cha Noma kunjalo, ngesinye isikhathi inkontileka yokubamba iqhaza kokulingana ekwakheni (i-DDU) ayikwazi ukuvikela ngokuphelele umthengi wezindlu.
Ngakolunye uhlangothi, isinxephezelo ngokwephulwa kwezikhathi zokwakha singatholakala emcimbini wokuthi ifulethi lithengwa ngaphandle kwenkontileka yokubamba iqhaza kwe-Equity. Kuzoba nzima ngokwengeziwe (imvamisa kwizinkontileka zokutshalwa kwezimali noma izinkontileka zokuthengisa ezenzelwe kuqala azinawo umnqamulajuqu wokuphela kokwakha kanye nokudluliselwa kwezindlu).
Uma igama lesivumelwano lichaziwe, khona-ke ungafaka isicelo ngokuphepha enkantolo. Ngesikhathi kuqhubeka icala, kufanele kwenziwe isinqumo ngenxephezelo kufanele senziwe, futhi, kulandela izinhlinzeko zobuciko. I-COILD CODE CODE ye-Russian Federation, noma ngabe inkontileka ingaqophanga izibopho zomthengisi ukuthola isinxephezelo ngomonakalo, umthengi angadinga ukukhokhwa inhlawulo. Usayizi wayo uzonqunywa yimithetho yobuciko. I-395 Code Code of the Russian Federation, okungukuthi, ngokususelwa kumazinga okubalwa kwezimali ebhange eliphakathi le-Russian Federation ngosuku lokugcwaliseka kwesibopho. Kunzima ngokwengeziwe uma isikhathi singachazwa yinkontileka. Kodwa-ke, bese umthengi akufanele adumazeke - aqinisekise amazwi akhe athi amade aphansi aphulwa, ungabuthana kahle ubufakazi. Ukuphela kwento kulokhu kungakwazi ukwenza ngaphandle kokuxhaswa ngokomthetho okunekhono.
Isenzo sokudluliselwa kweminyaka yobudala
Ngemuva kokuthi indlu ithumele, unjiniyela kufanele athumele umyalezo kubaninimasheya, okubhekisele ekulungiseni into kanye nesimemo sokwamukela amakamelo ngokulandelana. Uma unjiniyela ethanda iqiniso lokuthi abaninimasheya bazothola amamitha abo, kungenzeka bangazikhawulele ngomyalezo weposi, futhi babize abaninimasheya noma (futhi) ukubathumelela umyalezo we-imeyili. Noma ungabheka njalo ikhasi lonjiniyela ezinkundleni zokuxhumana kanye nendawo kwi-Intanethi, khona-ke uzoba nolwazi lwakamuva.
Ngemuva kokuthi uthole isimemo, udinga ukuxhumana nonjiniyela futhi ucacise inqubo. Imvamisa amafulethi akhishwa ngokulandelana komugqa ojwayelekile (uma bengasatshalaliswanga ngaphambi kwesikhathi). Ukuze uthole amadokhumenti futhi uhlole ifulethi, ukuba khona kwabo bonke abaninimasheya obuyelwe inkontileka kuyadingeka. Uma umuntu ovela kubatshaliswa bakho bezofika (ngokwesibonelo, wathenga ifulethi nomlingani wami, ngesikhathi esisha, wayesesohambweni lwebhizinisi olusebenzayo), kuyadingeka ukwenza amandla ommeli Kulokho kwabaninimasheya abazothola ifulethi. Uma udinga usizo ochwepheshe - ngokwesibonelo, iphrojekthi yeqembu elilungisiwe nelokwakha, elizoqeda izindlu zakho, lingamenywa futhi ukuthi lihlolwe. Uyacelwa uqaphele: Ngokuvamile onjiniyela ngqo emhlanganweni aphakamisa ngokushesha asayine isenzo sokwamukelwa nokudluliselwa, futhi ngemuva kwamuva. I-Ablere akufanele, ngenye indlela, uma kukhona ukusilela, kuzofanele uyiqede ngezindleko zakho.
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Sifuna ukushiyeka
Kumele kushiwo ukuthi i-prolonnel kumele iqiniseke ukuthi ilungele iqiniso lokuthi ngeke abone izindonga noma ubulili obufanele. Ngakolunye uhlangothi, bavumelana nabo bonke abaphansi nabo abakufanele. Embhalweni woMthetho, akukho ukwahlukaniswa okucacile kwamaphutha, zivame ukuhlukaniswa zibe zibalulekile futhi zincane.Kukhona bonke labo okungenakwenzeka ukuhlala kuyo efulethini. Isibonelo, laba baphuthuli abanjengokuthi: Ukukhucululwa kwendle okungasebenzi, izimbobo ezindongeni nasewindows, iminyango yokungena ephukile, azikho izindlela zokuvalwa kwamafasitela. Noma ngabe kunenani elikhulu leyodwa, awukwazi ukusayina isenzo sokwamukelwa nokudluliselwa.
Akunasidingo kungabizwa ngokuthi iziphambeko ezingaphazamisi ukuhlala efulethini: imigodi kanye nezimbungulu ngodaka, amafasitela emafasiteleni. Kokubili ukushiyeka okubalulekile, futhi okungasho lutho kudinga ukwenziwa esitatimendeni esingenaphutha, okunamathiselwe eMthethweni wokwamukelwa nokudlulisela, okukhombisa ukuthi okukhonjwa okukhonjwe. Kodwa-ke, akudingekile ukuthi uphuthume ngokusayina koMthetho, ngoba unjiniyela kufanele anikeze usuku lapho kuzoqedwa khona iziphambeko ezibalulekile. Kungemva kokuqedwa kwazo, umakhelwane wamasheya angaphephe kakhulu esikhwameni sakhe ukusayina isenzo sokudluliselwa kokwamukela.
Uma unjiniyela ekholelwa ukuthi ama-detaul akhonjwe efulethini awasho lutho, kufanele akuhlose ukusebenzisa ubuchwepheshe obuzimele bokwakha. Uyacelwa uqaphele: Noma ngabe uthole noma yikuphi ukushiyeka ngemuva kokusayina isenzo sokwamukelwa, ungabhekisa kunjiniyela ukuze uwaqede. I-Federal Law No. 214-Fz ihlinzeka ngokuthi isikhathi sewaranti sokuthi indlu uqobo lwayo yiminyaka emi-5, kwimishini yobunjiniyela (amapayipi, amasistimu wokuphefumula kanye nomoya omncane.
Imvamisa, abathuthukisi abavumelani ukunxephezela izindleko zamasheya zokuqeda ukushiyeka, futhi baphakamisa ukuthi bazilungise ngamabutho osonkontileka bawo. Uma lokhu kuyicala lakho, lungiselela ukulinda. Umthetho uphoqa onjiniyela ukuze asuse ukushiyeka okuthi "Esikhathini Esinengqondo," kepha igama ngokwalo alisunguli. Imvamisa ekuqedeni ukwabiwa kuze kube inyanga. Uma usuvele uthathe okhiye, unjiniyela kuzofanela avumelane nawe lapho iqembu lokwakha nelokulungisa lizosebenza efulethini lakho.
Thatha noma ungamukeli?
Ngemuva kokuthi uthole isimemo esivela kunjiniyela ukuthatha ifulethi, udinga:
- Qoqa bonke abaninimasheya abachazwe kwinkontileka yakho;
- Thola amandla ommeli kulabo abangakwazi ukubamba iqhaza ekwamukelweni kwezindlu;
- lungiselela amaphasiphothi, amandla ommeli (uma kukhona) kanye nenkontileka yokulingana ekwakheni;
- Hlola ngokuphelele ifulethi, hhayi ukushesha futhi ungasayini ukwenza isenzo sochwepheshe kuze kube sekuphothuliwe;
- Uma kwembulwa amaphutha amakhulu, agcizelele ukuthi abhalwe phansi, kepha isenzo sokwamukela asisayini.
Umthuthukisi ubophekile ukuqeda ukushiyeka efulethini isikhathi esibekiwe noma acacise ukuthi kungenzeka isinxephezelo semali kumthengi wezindleko zokulungiswa kwazo. I-Federal Law No. 214-Fz ayiqinisekisi noma ikhwalithi yefulethi, noma amapharamitha acaciswe kwinkontileka (indlela, isakhiwo), ngoba unjiniyela unelungelo lokuthola lokhu kubhalwa phansi kulokhu Abaninimasheya, ukufeza isivumelwano abasolwa ngaso, ngoba bangathanda ukuhambisa ngokushesha ezindlini zakhe.
Amamitha angeziwe futhi alahlekile
Lapho ukwakhiwa sekuphothuliwe, kungatholakala ukuthi indawo oyithengile oyithengile ihlukile kuphrojekthi. Ngokomthetho, ukwethula into ekusebenzeni, umthuthukisi ubophekile uku-oda isilinganiso sazo zonke izakhiwo zesakhiwo ezivela kochwepheshe abavela ku-Technory Inventory Bureau (BTI). Ngemuva kwenqubo, usayizi wokugcina wefulethi ngalinye uthola. Uma izindlu ziphenduke zaba ngaphezulu, unjiniyela uzodinga izindleko ezengeziwe; Uma le ndawo incane - kuzodingeka inxepheni umnikazi wamasheya umehluko.
Uma iphrojekthi ukuphambuka kwangempela kuveziwe, umnikazi wamasheya kufanele alethe uhlelo (ngamakhophi amabili) wokunxeshezelwa konjiniyela, lapho acele ukuphindwa kabusha (okukhombisa imininingwane yasebhange). Isibonelo sabaninimasheya kufanele sigcinwe okungenani kuze kube yilapho izinqumo zokugcina ngentengo yezindlu zizokwamukelwa. Abanye abathuthukisi bafaka entweni ye-DDA Ngokusho kwayo ukuchezu kwendawo yephrojekthi kusuka kwangempela ngaphakathi kwe-1-2% kubhekwa njengevunyelwe, ngakho-ke ukuphinda kuvulwe kabusha akudingi. Uyacelwa uqaphele: Uma unjiniyela engabeki inani eliphakeme kakhulu lokungafani kwephrojekthi nendawo yangempela, umthengi ngeke akwazi ukufuna imali kunjiniyela wamamitha skwele angaphelele.
Uma unjiniyela eba nesixazululo senkinga yokubuyisa inani lokukhokha ngokweqile noma anqabe ukuphinda akwazi ukuphinda aguqule ushintsho ekusebenzeni kwaleso sakhiwo, umnikazi wamasheya unelungelo lokuthola ukweqiwa enkantolo. Ukuze wenze lokhu, kuyadingeka ukufaka isimangalo sokuvikelwa kwamalungelo omthengi, ngokufana, ukusho izimangalo zokululama kwenhlawulo ekulethweni kwefulethi kanye nokunxephezelwa ngomonakalo wokulethwa kokuziphatha.
