Inqubo Yezindlu Yabazingempumelelo: Izinzuzo Nezindlela Zenqubo, imininingwane yezomthetho yokwakhiwa kobunikazi bendlu, amadokhumenti adingekayo.
Uma usazibuza, ukwelapha izindlu noma cha, ukuyixazulula ngokushesha ezintshisakayo zakho. Isikhathi sokuphelelwa yisikhathi samahhala sobumfihlo, futhi kungekudala, ukuze kufakwe ngokusemthethweni ubunikazi befulethi ohlala kulo, kuzofanela ukhokhe inani laso kumnikazi wezindlu. Siphakamisa ukuthi uhlole inqubo yangasese futhi uhlole izinzuzo kanye namaminithi, kuzosiza ekwenzeni isinqumo esifanele.
Isigaxa esikhulu sabanikazi bezindlu zangasese sesivaliwe sesivele senziwe, kepha kusekhona labo abangatholanga isinqumo esinjalo ngezizathu ezahlukahlukene.
Ubuhle nobubi
Cabanga ngezinto ezithile ezingokomthetho. Abantu abaphila efulethini elingaphumeleli balisebenzisa ngokuya ngesivumelwano sezenhlalo, isiqinisekiso esibhalwe phansi se-oda. Lesi sivumelwano sisho kuphela ukuba nempahla nokusetshenziswa kwefulethi - ngeke kuthengiswe noma kuxwayiswe.Imiphumela yokwelashwa kwendlu yangasese iba impahla yabantu abahlala kuyo. Isitifiketi esikhishwe sokubhaliswa kobunikazi bezakhiwo zokuhlala sibhalwe ukuthi inqubo yokuzazisa izimele isiphothuliwe.
Umnikazi angenza ukuthengiselana nokuthengisa okwenziwa ngefulethi, ukuyinika noma ukudluliselwa kwintando, kudlule noma kwenze inkontileka yokuqasha noma yenza inkontileka yokuqasha.
Ukwenza umuntu ubekela efulethini, uthola iziqinisekiso ezengeziwe zokuvikeleka ezisekelweni ezingekho emthethweni yi-State Bodies: ngokwesibonelo, akekho onelungelo lokuxosha abanikazi bawo efulethini abamele noma imali ekhokhwayo yesakhiwo sokuhlala.
Umbuzo obonakalayo manje. Uhlangothi lweSoda, ukwamukelwa kwendlu yangasese akubathinti inani lezindleko zombuso. Umnikazi oqinile wefulethi kuzodingeka akhokhe intela yempahla. Intela ezakhiweni, izakhiwo nezinhlaka eziphakathi kwezintela zasendaweni (ekusebenzeni, lokhu kusho ukuthi abaphathi bakaMasipala basungula ukubheja kwalo) futhi bakhokhelwa minyaka yonke. Izinga lentela liyashintsha ngokuya ngenani lokusungula kwezindawo ezithengiswayo (lelo elinqunywa yizobuchwepheshe zokusungula kwezobuchwepheshe): ngezindleko zempahla ezifika kwezinkulungwane ezingama-300. hlikihla. - Akungaphezulu kuka-0.1% ngaphezulu; 300-500,000. hlikihla. - Ngokulandelana 0.1-0.3%; Bangaphezu kwezinkulungwane ezingama-500. hlikihla. - 0.3-2%. Amanani wentela we-VMOSKwe - 0,1 noma ngo-0,3 noma ama-2% wenani lokusungula. Intela efulethini, abeziswe ngasese kwabanini besabelo, ikhokha abanikazi ngamunye ngenani elihambisana nosayizi wesabelo sesabelo esijwayelekile.
Ingabe kufanele ngibeze efulethini uma umi emgqeni wokwenza ngcono izimo zezindlu noma ikhaya lakho ukudilizwa? Ngeshwa, ezimweni ezinjalo, ngokuhambisana nezindlu zakho zamanje, uzolahlekelwa ngokuzenzakalelayo ngokuzayo ngekusasa. Yokusungula).
Lapho usuka egumbini elingaphumeleli, ungabala okuningi, ngoba ngesikhathi sokukhethwa kwefulethi, amapharamitha amaningi azobhekwa. Ofanayo, ngokuya ngezinhlinzeko zobuciko. 8 Okomthetho Wenqubomgomo Yezindlu "Yenqubomgomo Yezindlu YaseMoscow" No. 6 kwe-11.03.1998. Isimo sezenhlalo singu-18m2 wendawo ephelele yomuntu ngamunye.
Lapho udiliza indlu, abokufika bakhathazekile ngokuthi kuzotholakala kuphi izindlu ezintsha. Gcina indawo yokuhlala ezimweni ezimbili: Okokuqala, ifulethi lakho lizenziwe ngasese; Okwesibili, ikhaya lakho lithathwa kabusha ukwakha kabusha futhi lihlome kabusha izakhiwo endaweni engeyona eyokuhlala. Lapho ukufuduka kusuka efulethini elingaphumeleli (ngenkathi izimo zezindlu zithuthuka), futhi futhi uma ngabe ikhaya lakho libonwa njengesiphuthumayo, kuzonikezwa indawo yokuhlala edolobheni ngaphandle kokugcina indawo yokuhlala.
Ukucashunwa kwenqubo
Inqubo ye-Pervatization ngokwayo ilandelayo: Ubhala isitatimende ngesifiso sokuhumusha ifulethi empahleni yakho, ukuqoqa amadokhumenti futhi uwadlulise ezinhlanganweni ezifanele zikahulumeni. I-WMOSKWE ifaka isicelo sokwenza izinto zokwenziwa ngasese, ukwenziwa kwephasiphothi yezobuchwepheshe kanye nesitifiketi se-Plan in the Rk RK RGC "Real Estate" kuzokubiza ngama-ruble angama-1127. Ngemuva kwalokho, ngemuva kwezinyanga ezi-2-2.5, kuzodingeka ukuthi usayine isivumelwano ekudluliselweni kwefulethi empahleni yakho, futhi ngokushesha nje emva kwalokho, ukuthola ukukhishwa kwirejista yabanikazi. Isigaba esilandelayo ukubhaliswa kombuso wobunikazi ehhovisi le-Federal Broads Service (ama-ruble angu-500. Kumnikazi ngamunye). Isikhathi sokubhalisa yi-1mes. Ekugcineni, umcimbi wokugcina: kungakapheli izinsuku ezi-5 kuyadingeka ukubeka ifulethi le-accounting yezobuchwepheshe futhi uthole ipasipoti yezobuchwepheshe kwi-RHC "Real Estate" (ama-ruble e-190 avela kumnikazi ngamunye).
Awufuni ukudlula zonke izigaba zenqubo yemfihlo yangasese ngokwakho? Ungaphinde unikeze kabusha yonke inkathazo ngamafemu aphakathi. IHhovisi Elikhethekile Nezezindawo Zokuthengiswa Kwezezakhiwo zihlinzekwa ngosizo lwezangaphandle zezakhiwo zokuhlala. Ukuqeda ubuhlungu bekhanda obangelwa ukwenziwa kwemvelo, uzonikeza izinkulungwane eziyi-15-30. Hlikihla. - Kulokhu, kuzofanela ulinde isitifiketi sezinyanga ezi-2-2,5. Uma ufuna ukuthola amadokhumenti ngokushesha (kwezinyanga eziyi-1-1,5), inani lizokwanda. Esimweni, ochwepheshe bama-ejensi banquma izindleko zezinsizakalo ngawodwana. Izaphulelo zingenzeka - Isibonelo, ngokwesibonelo, ngokwezifiso ngasikhathi sinye kuwe, nomakhelwane bakho: Ukulethwa kwawo wonke amadokhumenti "okuthengiswayo" ekuzimele kwezindawo ezifuywayo kusuka ngo-5-20% (kuya ngenani lamafulethi okwenziwe ngasese).
Umniniyo uthola amalungelo alandelayo okuthola (ukutholakala) ngempahla, ukusetshenziswa kwawo (ukusebenza kunoma yiliphi ifomu elivunyelwe) kanye ne-oda (ukushintshaniswa, ukuthengisa, umnikelo, iTestamente). Lokhu kuyaziwa nakanjani umthetho wamaRoma wegunya lomnikazi we-Triad. Ngemuva kwefulethi kuleyo mpahla, uthola ilungelo hhayi kuphela ukuhlala kulo, kodwa futhi nokwenza izinto ezahlukahlukene, ukuze uthengise, udlule noma uqashe indawo yokuhlala. Kuliqiniso, kuzovela izibopho ezengeziwe futhi umnikazi kufanele akhokhe intela yempahla.
Njengomthetho ojwayelekile, ekwakhiweni kwesivumelwano sokudlulisa efulethini empahleni yabantu abangokwemvelo, wonke umuntu okushiwo kule nkontileka kumele abe. Kungakho kudingekile ukufika emnyangweni we-Pervatization, nabanikazi bakho bezindlu. Yize kwezinye izimo ungamela izintshisekelo zokuthi ulahlekile, wamukela amandla afanele. Uma umuntu ekhaya lakho esesifundweni, khona-ke amandla anjalo asiza ummeli ofanelekile, uma kuqhubeka inkonzo ephuthumayo empini yezempi - okungewona owayiyingxenye yengxenye. Amandla ommeli ukuze uthole izizwe zangasese efulethini evela kumuntu osebenzela ukujeziswa ezindaweni zokuboshwa, aqinisekisa inhloko yesikhungo lapho kukhonzwa khona isijeziso.
Ingabe izingane zakho ezincane zihlala nawe, zinabanikazi befulethi? Yebo kunjalo. Ukutshalwa kwemali mayelana nokubhaliswa kobunikazi befulethi bazovela njengabanikazi besabelo sesikhala sokuphila. Kubalulekile ukwazi ukuthi izingane eziyiminyaka eyi-14-18 zikhona lapho zikhona ekuphetheni kwenkontileka zize zibeke amasiginesha kuyo (okufunwa yikho, noma kunjalo, kufanele kuthiwe kuqinisekiswe amasiginesha abazali).
Mhlawumbe awufuni ukuba anciphise ilungelo lakhe lokusebenzisa ilungelo lakhe lokungenisa izizwe (mhlawumbe angafika elusizo lwelungelo leli lungelo ngekusasa lapho efuna ukwenza amanye amafulethini). Zama ukukukhipha kwinqubo yangasese yalesi sindlu. Kepha ukuthola imvume yokugcinwa kwemizimba yokugcinwa nemizimba yokugada ukuqinisekisa ukuthi ingane yakho encane ayifakwa phakathi kwabanikazi befulethi lapho ahlala khona, ngokweqiniso (nangokwenzeka). Ukuphela kwendlela Out Held: Bhalisa ingane ezihlotsheni eziseduze.
Yibuphi obunye ubunzima abangalinda? Ukwenza isibonelo, uma umuntu eseqalile inqubo yezezindlu yangasese yafa kuze kube yilapho inkontileka yokudluliselwa kwezakhiwo zokuhlala empahleni yakhe (kungaba ngaphambi kokubhalisa isivumelwano esinjalo), lokhu akunakuba yisisekelo sokwenqaba ukwelapha indlalifa yakhe. Isimo esiphela - umhloli ngesikhathi sokuphila kwakhe siveze intando yakhe yokuzitholela ifulethi futhi akazange ahoxise isicelo. Kulokhu, izidingo zendlalifa kufanele zaneliseke ngokuphelele.
Le nkinga elandelayo yenzeka: Efulethini elizokwenza ngokwezifiso, ukwakhiwa kabusha okungahambisani kwenziwa. Uma ku-BTI akwaziwa mayelana nezinguquko ozisebenzisile, khona-ke ngeke zithinte inqubo yangasese. Ochwepheshe be-BTI phakathi nokuvuselelwa kabusha? Lapho-ke kuzobonakala ohlelweni oluphansi kanye nokucacisa okuzokwenziwa kuwe ku-BTI izinsuku eziyi-10. Udinga ukuvumelana ngakho, kepha yileso sikhathi lapho bese uqala ukuzimela. Ubulukhuni nobunzima benqubo yokuxhumana buxhomeke kuzinguquko ozikhiqizayo.
Kungenzeka ukwelapha igumbi efulethini lomphakathi noma ngisho ehostela. Ukuhleleka kokubhaliswa nokulethwa kwemibhalo ngeke kuhluke ezingeni, kepha isinqumo secala ngalinye elinjalo umnikazi wezindlu kufanele athathwe ngokuhlukile.
Uma uhlanganyele ekwakhiweni kwezindlu zokubambisana, akudingekile ukuba uzinikezele. Izakhiwo ezinjalo zokuhlala zihunyushwa ngokuzenzakalela ubunikazi bomthengi selokhu kwankokhelo ephelele yomnikelo wesabelo. Kuliqiniso, ngabe uzoxhumana neChamber Yokubhalisa, kulapho uzothola isitifiketi sokubhaliswa kombuso wobunikazi.
Yabelana noma ngokuhlangana?
Ekugcineni, umbuzo obalulekile: Hlobo luni lwepropathi noma ngokuhlangene, kuyadingeka ukuhumusha ifulethi ngemuva kokuzimela? Kuya ngokuyinhloko ehlelweni lwakho nemindeni.Impahla Ehlanganisiwe - Ubunikazi obuhlukahlukene obuhlukahlukene, lapho amasheya wabanikazi ngamunye achazwanga. Lokho wukuthi, abanikazi bakhozi babani futhi bajabulela impahla evamile ngamalungelo alinganayo (ngaphandle kwalapho, inkontileka ayikamiswa ngenye i-oda).
Izandla zangasese zendlu ngempahla ehlanganisiwe ehlanganisiwe kungenzeka kuphela lapho ngokweqiniso zithanda umlingani wakhe. Kulokhu, ama-co-owls angathengisa, anikeze, anikeze ifulethi, kepha kuphela ngemvume. Lapho abashadikazi bezala, engxenyeni ehlanganyelwe yobunikazi, udinga ukushintsha umbuso osemthethweni wobunikazi. Njengomthetho ojwayelekile, bobabili abashade nabo bazothola ukusebenzisana okulinganayo kwefulethi. Uma omunye wabashadikazi enquma ukuthengisa isabelo sawo sobunikazi, elinye linelungelo lokukhetha lokuthenga isabelo ngokuqhathaniswa nabanye abathengi (lokhu kufakwe ku-Art Code of the Russian Federation). Intengo nemibandela yokuthengisa etholakalayo inquma Lowo owanquma ukuhlukana nesabelo sakhe. Abameli bayalulekwa ukuthi benze isiphakamiso sokuthengisa isabelo sakho ngokubhala futhi baqinisekise ngokusobala, bese bedlulisela kumlingani wakho wangaphambilini (noma oshade naye). Ngemuva kwalokho kuzobhalwa ukuthi unikeze owakwakheni (umlingani wakhe) ukuze asebenzise ilungelo lokuhlengwa.
Ngaphezu kwalokho, ingxenye ephoqelekile yempahla ehlanganayo ingenziwa esimweni sekwethulwa kwezimangalo ngabakweletwayo kwisabelo somlingani osefulethini (isigaba 1. 38 yekhodi yomndeni yeRussia Federation). Isimo esisesomshini wesibili sizonikezwa ilungelo lokuhlengwa komlingani okweletayo. Ekugcineni, impahla yale mpahla kufanele yenziwe ngenkathi ifa ifa lempahla yoMlingani kamufi owasinda owakwakhe. Lokhu kubaluleke kakhulu lapho izindlalifa zikunye, kulokhu, isabelo sempahla yamasheya siyadingeka ukuthola usayizi wepropathi, ezothola ngamunye walawo ashiwo eTestamenteni.
Ake sithi uhlela ukwenza ifleyimu hhayi ngokwami kuphela nangomlingani (noma owakwakho), okungukuthi, ekwakhekeni kwalabo abazimele, abanye abantu bazofakwa (ngokwesibonelo, izingane zakho noma abazali bakho). I-Perratization ePial Property a pricea ayinakwenzeka. Inketho eyodwa kuphela ehlala: Izindlu kumele zibekwe ngazinye zempahla yokulingana. I-Equity Regime iphakamisa ukuthi ifulethi lizohlukaniswa ngokushesha phakathi kwamasheya alinganayo. I-Votchchychi evela kubalingani bemvume yombuso wobunikazi bobunikazi ekuthengiselweni ngesabelo sempahla evamile ongadingekile. Uma kunesidingo, isigxobo efulethini singathengiswa, sinikeze noma sibopheni. Into esemqoka ukuhambisana nezidingo zomthetho: Khumbula ukuthi ilungelo lokuthenga okukhethwayo lingelomakhelwane bakho.
Lungiselela amadokhumenti
Ukuze uthole indawo efulethini uzodinga ukuhlanganisa iphakethe elilandelayo lemibhalo:
Okwangempela kanye namakhophi amaphasiphothi abhaliswe endaweni yangasese, kufaka phakathi izingane ezineminyaka engu-14 ubudala (izikhulu ezisebenzayo kanye nezikhulu zeStockpits of the Counticer IDS noma ihhovisi elivela kulo mbhalo);
Amakhophi okuzalwa kwabo bonke abancane ababhaliswe endaweni yokuhlala ekhona (noma ngabe sebeneminyaka engu-14 ubudala futhi sebevele bathola ipasipoti);
Okwangempela namakhophi emibhalo eqinisekisa ukuguqulwa kwesibongo, igama, i-pastonynysic (ngokwesibonelo, umshado noma izitifiketi zesehlukaniso);
Uma kunesidingo, isitifiketi sokuthi noma yimiphi imindeni yakho eyake yahlala kwesinye isifunda saseRussia ayisebenzisanga ilungelo lakhe lokuzimela lapho (umuntu abhaliswe kunoma yisiphi isifunda ngoSepthemba 1991. Ngo-December 1997, lesi sitifiketi sithola eBTI endaweni yokuhlala , ngemuva kukaJanuwari 1998- eMnyangweni Wezindawo Wenkonzo Yokubhalisa Yombuso);
Kwezakhamizi zakwamanye amazwe zibamba iqhaza kwinqubo yangasese - isitifiketi esiqinisekisa ukubhaliswa unomphela endaweni eyodwa yokuhlala, okubonisa ikheli lokuphila ngaphambi kokuhamba ngezinyawo ngaphambi kokuhamba (nakwisitifiketi kumele kube yindawo yokuhlala eRussia " I-Federation ", kanti idolobha libonisiwe, ngokwesibonelo, iMoscow). I-iPomnote ethi idokhumenti enjalo kufanele isetshenziswe, okungukuthi, oda ukudluliselwa okusemthethweni kwesethenjwa futhi uyiqinisekise nge-notary (imvamisa amahhovisi nama-notary kanye namafemu abandakanyeka ekuhlinzekweni kwezinsizakalo zabapostoli basebenza ngokubambisana);
Ukwenqaba okubhaliwe emcimbini wokuthi othile ovela kubaqashi befulethi lakho uyenqaba ukubamba iqhaza ekuhlanganyeleni (ukwenqaba kumele futhi kuqinisekiswe ngummeli olungisa izivumelwano; uma kunesidingo, kungamenyelwa endlini). Ukwehluleka kumele kuhlanganiswe kuvunywa bonke ababambe iqhaza ekuzandleni zabantu bokuhlala. Noma ukwenqaba kungahambelana mathupha ukusayina isivumelwano sokudlulisa ifulethi, ukwenqatshwa okubhaliwe akudingeki;
Okwangempela kwemibhalo yefulethi (i-oda, i-oda lokushintshana, ukukhishwa kwepasipoti, kukhishwe ekulahlekeni kwenqubomgomo yoMnyango Wezindlu kanye Nezikhwama Zezindlu Zomuzi waseMoscow lapho uhlinzekwa kanye nomphakathi) - intando dinga umbhalo, namakhophi amabili. Uma ulahlekelwe yiwaranti, udinga ukuthola isitifiketi sokuthi yize i-oda aligciniwe. Isitifiketi ngokwaso esiqinisekisa ubunikazi sefulethi sizokhipha umlando wedolobha (eMoscow, okungokomlando okuphakathi nendawo kutholakala ku: st. Inyunyana yabasebenzi, 80). Ngaphezu kwalokho, okukhishwe emizuzwini yomhlangano weKhomishini Yezindlu ye-Premission of the Prefecture endaweni yezakhiwo ezenziwa ngasese ekuxazululeni kwezemvelo ngaphandle kwesivumelwano esidingekayo;
Ukukhishwa encwadini yendlu (ngolwazi ngezakhamizi ezibhaliswe kule ndawo kusukela ngesikhathi sokutholwa kwe-oda) ngamakhophi amabili. Uma umuntu ovela kumalungu omndeni akhishwa ngesinqumo senkantolo, kuyadingeka ukunikeza ikhophi yalesi sinqumo;
Izimo ezimbili ze-akhawunti yomuntu siqu. Ukulalela ukufa kwefulethi elibhekele ngaphambi kokuphela kwenqubo yangasese ngeke kuguquke. Kodwa-ke, i-akhawunti yomuntu siqu kumele ihunyushelwe kothile ovela kubantu abadala ababhaliswe efulethini;
Izinkomba namakhophi wohlelo lwaphansi kanye nokucwaninga, kuqinisekiswe yi-BTI;
Amakhophi okukhokhwa kwezinsizakalo zokusetshenziswa kwezinyanga ezi-3 ezedlule.
Kumele kwaziwe ukuthi uhlu lwamadokhumenti lungandiswa - konke kuncike esimweni esithile. Isibonelo, endabeni yokufa kwefulethi elibhekele noma omunye walabo ababehlala efulethini uzodinga isitifiketi sokufa.
Uma kwenzeka usuvele ubenzele indlu efulethini, kepha ulahlekelwe yidokhumenti eqinisekisa ubunikazi bezakhiwo zokuhlala, kuyadingeka ukuthola ukuphindwaphindwa. Kuyadingeka ukuxhumana negumbi lokubhalisa lesifunda sakho.
Ungasebenzisa ilungelo kuphela lokusebenzisa kanye kuphela, ngakho-ke, ngokusho kobuciko. 7 Izinqumo zeKomidi leRussical Federation endlini kamasipala "ekwamukelweni kokuhlinzekwa okuyisibonelo kokuzimela kwezobunye zezindlu ezisetshenziselwa izindlu" kufanele zilethwe isitifiketi esiqinisekisa ukuthi kwakungekho ngxenye yezwe yangasese yezindlu . Ngakho-ke, noma yiliphi ilunga lomndeni wakho, osuvele wazenzela isikhala sokuphila, ngeke akwazi ukuthatha ilungelo lokusebenzisa ngokwesibili.
Khumbula ukuthi imigqa yemibhalo edingekayo ukuze kudlule kuzo zonke izinqubo zangasese zikhula. Akunandaba ukuthi uzokwamukela amadokhumenti ngokwakho noma wethembe ngochwepheshe, uzosebenzisa ekuhambeni kwezimali ezisele ezinyangeni ezi-3 kuya ku-1. Kungakho, kunikezwa izinguquko ezizokwenzeka maduze ngenqubo yangasese, zama ukwenza isinqumo ngesikhathi sokugcina imali yakho nesikhathi.