Thenga izindlu emakethe yesibili. Ubunzima okufanele babhekane nobani umuntu lapho behlola ifulethi futhi benza kusengaphambili.
Yiziphi izinkinga okufanele zixazulule umuntu oqoqele ukuthola izindlu emakethe yesibili? Yini kwesinye isikhathi engasoli ukuthi umnikazi wesikhathi esizayo engeyona indlu entsha?
Ngaleso sikhathi, ngolunye kanye no-xhuma-ngokudayela, okuvame ukuba yinqubo yonke kusukela ngesikhathi sokukhethwa kwezindawo ezithengiswayo ngaphambi kokudluliselwa kokhiye, kudingeka ukugxila ngangokunokwenzeka futhi uzame ukungaphuthelwa yi-nuance eyodwa. I-Apobloma amanga ngokoqobo ngazo zonke izindlela. Kumayelana nathi esifuna ukukhuluma nabo namuhla.
Yiliphi ifulethi okufanele ulikhethe?
Vele, konke kuncike kumakhono nangezidingo zakho. Akuyona imfihlo ukuthi imali efanayo ingathengwa amafulethi ezinhlobo ezahlukahlukene nenduduzo, ezindaweni ezinobungane kakhulu noma ezingaphansi kwemvelo, ngaphakathi kwedolobha noma i-subving of it.d. I-KPRIMER, i-Modest emazingeni aphansi wenani lama- $ 80,000 manje, kwanele ukuthenga "igumbi eliphindwe kabili" endaweni evamile yephaneli emaphethelweni edolobha, egumbini elithile elinamakamelo afanayo esisekelweni esifanayo sezindlu kwesifunda saseMoscow esiseduze noma efulethini elikhulu eliphakeme emaphethelweni esifundeni saseMoscow. Futhi, ake sithi, ngokutholwa kwe- "Odnushki" encane enkabeni yenhloko-dolobha, kungadingeka futhi kube nenani elikhulu kakhulu.Intengo yokugcina yezindlu zangempela incike kusethi yezici. Noma yikuphi ukuduma okubonisa indawo yokuhlala ngohlangothi oluhle noma olubi kuthinta izindleko zalo. Indawo eshiwo ngenhla nge-balcony, i-loggia noma i-erker, etholakala ezitezi eziphakathi zendlu nge-lifti kanye ne-chute kadoti, etholakala eduze kweziteshi zemasipala nezinye iziteshi zokuhamba. Amafasitela okutholwa okufanele kufanele aye egcekeni elithulile kanye / noma ohlangothini oluseningizimu, igumbi liyindawo enkulu, futhi emgqonyeni omuhle kakhulu ozoba kuhle ukubona i-concierge noma i-Wachiver. Futhi, kunalokho, ifulethi ngaphandle kwe-balcony, namakamelo amancane aseduze esitezi sokuqala noma sokugcina sendlu emi emgaqweni onomsindo, lapho kungekho khona i-lifti kanye ne-oda eliphansi emnyango, lingathengwa ngakuphansi kakhulu intengo. Zonke lezi zinto zifanelekile ukusebenzisa, ukuhweba nomthengisi: Ipharamitha ngalinye linganciphisa noma likhulise izindleko ze-Real Estate ngayinye nge-1-2% noma ngaphezulu, ezizogcina zinikeza ukonga amakhulu ambalwa futhi kwesinye isikhathi izinkulungwane zamaRandi.
I-KSlov, enye yezindlela zakamuva emakethe yezezakhiwo zaseRussia - ukwehla okufunwa yizindlu ezisezingeni eliphakeme kanye nesidingo esikhulayo salowo okuthiwa u-Elite.
Yiziphi izinkinga ezingase zibhekane nomuntu onqume ukuthenga indawo yokuhlala ngokuzimela, ngaphandle kosizo lwabathengisi?
UGalina Utesheva uphendule, inhloko yemakethe yezindlu zesibili nge- "House-Real Estate":
"Ukuthengwa kwefulethi kuhlale kungukukhathaza, okuthokozisayo, kepha futhi nesikhashana esifanelekile empilweni yawo wonke umuntu, ikakhulukazi uma imali ikopishwe kuye iminyaka eminingi, ukulimaza amakhefu nokuzilibazisa okuthandayo. Ngizicasule , kuzoba yini, uma ubunikazi bendlu etholakele buzophonswa inselelo enkantolo yabanikazi bangaphambilini noma abantu besithathu ngenxa yokuthi umthengi akakwazanga ukuzimela umlando wokuthengiswa kwezindawo ezithengiswayo. Amacala angempela ayaziwa lapho okwesithathu amaqembu (ngaphambili abhaliswe kule ndawo, izindlalifa zalowo owayengubani owayekade kanye nabanye abantu) appea ezinesimangalo sokuqashelwa kobunikazi, noma ingxenye, noma ilungelo lokusebenzisa izindlu ngesisekelo semibhalo (isitifiketi), Ukuba khona komthengi kungazange kusole ngisho nomthengi lapho kuphetha ukuthengiselana.
Lokhu kungaba amadokhumenti aqinisekisa amalungelo aqinisekisa amalungelo efulethini olithengile yifulethi labanikazi bamuva (izintshisekelo zalo zephulwe ngokwezifiso zangaphandle zezindlu ngo-1991-1993), abantu besithathu abangase babe nobunikazi noma basebenzise izindlu, kodwa zisezindaweni zokuboshwa, phatha ukwelashwa endaweni ye-psychooneorological, zenzelwe amabutho. Kwenzeka ukuthi indawo ethengiswayo ingaphansi kwezembatho, ukuboshwa noma isibambiso, nabathengisi befulethi abantu beqembu lengozi (izingane ezincane, izidakamizwa ezizodwa, zigula ngokomqondo), abantu abasebenza emandleni amanga. .
Yini okufanele uyiphathise indawo ethengiswayo?
Ama-ejensi wezezakhiwo ahlinzeka amakhasimende abo abathengi bezindlu uhla lonke lwezinsizakalo ezahlukahlukene:
Ukukhetha izinketho;
Ihlola iqoqo lemibhalo enikezwe ngumthengisi;
Ukuthola umlando wefulethi elikhethiwe labaniniyo;
Ukulungiselela nokuphetha kwenkontileka yokuqala noma isivumelwano sokuqhubeka nokulawulwa kwayo;
ukwenza ukuthengiselana (ukulungiselela kanye nokuphetha kwenkontileka yokuthengisa);
Ukuhanjiswa kanye nokuthola amadokhumenti kusuka ekubhalisweni kombuso;
Ukuba khona njengofakazi lapho kubhuka imali esitokisini sasebhange bese udlulisela kumthengisi;
Ukubhaliswa kwesenzo sokwamukelwa kwesenzo (kwesinye isikhathi ngencazelo yempahla), ukulawulwa kokudluliselwa kwezindlu kuya kumnikazi omusha nezinye izinto.
"Isethi ephezulu yezinsizakalo ifaka ukwesekwa okugcwele kokuthengiselana, kusukela ekukhetheni izinketho nokuphetha ngokubhaliswa kombuso kanye nokudluliselwa kwefulethi kusuka kumthengisi, - Amazwana ku-Svetlana Korsakov, uchwepheshe wangempela Inkampani yezezakhiwo. "Ubuncane ukubheka ubumsulwa bubezonke befulethi abazikhethile ikhasimende., Futhi benze isivumelwano."
Abantu abaningi bazama ukusindisa futhi ngokwabo bafuna izindlu. Kepha ubumsulwa bakhe obusemthethweni kunoma yikuphi ukubhekwa kufanele buhlolwe, noma ngabe uthenga ifulethi kumngane omuhle. Nayi icala lomkhuba kaSvetlana Korsakova. "Iklayenti liphendukele kithi ukuze sisize ekwakhiweni komsebenzi, owathenga ifulethi eminyakeni eyi-7 eyedlule emnganeni wakhe omkhulu futhi manje esethathe isinqumo sokuyithengisa kathathu, kepha sonke lesi sikhathi esiseduze Umama onqunyelwe kanye nendodakazi abanikazi bokuqala. Bahambele ukuthi akekho owaziyo. Ngemuva kokuhlola umlando wefulethi, sathola ukuthi ngaleso sikhathi kwashona insikazi yakudala, futhi kwangcwatshwa ngaso leso sikhathi ngaphandle. Lokhu kwenziwa ngummeli ojwayelekile wenkampani yethu. "
Kubukeka sengathi indaba emfushane yokushintshwa kwabanikazi befulethi kufanele bakhulume ngobumsulwa obungokomthetho bezindlu. Kepha akunjalo ngaso sonke isikhathi. Nasi isibonelo. Le ntokazi yakhetha ifulethi, owayenomhlobiso owodwa kuphela ngaphambili, futhi wanquma ukuyithenga. Ubuhlungu bezezakhiwo iklayenti licele usizo ekufezeni ukuthengiselana okuthengiwe nokuthengisa. AmaRealtors ahlole umlando wefulethi futhi athola ukuthi wayenenkambo yonke, wabe eseyathengiswa (umhambeli wakhe wayezothenga izindlu esakhiweni esisha). Leli qiniso lashaqeka, futhi banquma ukwenza ukulahla kujule. Kwatholakala ukuthi le mpahla eMoscow yatholwa ngaphansi kwesivumelwano sokushintshana, yabe isenziwa ngasese. Owayengubaqashi (utshwala obuhlukumeza ngotshwala, obatshela lolomakhelwane) ngenxa yokuthengiselana abathuthela esifundeni saseKaluga. Kwenzekani kubo, akunakwenzeka ukuthola. Amathuba okuhambisa isimangalo enkantolo ukuthi aqaphele ukuthengiselana kwangaphambilini akuvumelekile. Ngakho-ke, ama-realtors akwelule amaklayenti abo ukuba kubeketini okungathengwanga, avumile ngalo.
Uchwepheshe uzobona ukuthi umuntu ongazilungisi ngeke aqashelwe iso lakhe elinolwazi. Isibonelo, ngizoxwayisa ngokushesha iklayenti ukuthi ipasipoti yakhe maduze nje ngeke ivume (ngokwesibonelo, eneminyaka engu-45) noma ithola izingeniso kumasiginesha omthengisi emibhalweni ehlukene. Khuluma ne-notaries eqede ukuthengiselana kwangaphambilini ngefulethi elitholwe, thatha ukukhishwa kwe-archivation encwadlweni yendlu futhi uqobo ukhuluma nodokotela we-passist.
Amadokhumenti adingekayo ukuphetha ngokuthenga okufulethini nokuthengisa
Ukunwebisa amadokhumenti (isitifiketi sobunikazi, ngakwesokudla efeni, isitifiketi sokukhokhela ukubambisana, njll.).
Siza BTI ngenani lokusungula lefulethi.
Ukucaciswa.
Ikhophi yepulani eliphansi.
Ikhophi le-akhawunti yezezimali neyomuntu siqu.
Isitifiketi sokuntuleka kwesikweletu ekukhombeni kwerenti kanye nokusetshenziswa.
Imvume yokuhlela kabusha / ephungase efulethini (uma kwenziwa).
Khipha encwadini yendlu.
Umthetho wokuhambisa ngokwesivumelwano sangaphambilini sokuthengisa.
Irisidi ekutholeni imali.
Usizo oluvela ekuhlolweni kwentela ekukhokhweni kwentela (uma ifulethi lizuzwa njengelifa noma njengesipho).
Iphasiphothi yomthengisi.
Uma i-realtor ibandakanyeka ekuhlelweni kwesethi yemibhalo ngumthengi, kufanele aqinisekise yonke imibhalo enikezwe ngumthengisi futhi ahlole ukubizwa kwegama, amakheli, izinsuku, ukubandakanyeka kulolu hlu, kungakwenza Thola ukukhishwa kwirejista eyodwa yombuso wokungabikho kwemithwalo efulethini elitholwe, izitifiketi ezivela kwi-Psycho-Neurological and Narcological Dispensaries, eqinisekisa umthamo womthengisi, kanye neminye imibhalo.
Ungawakha kanjani ubudlelwano nomthengisi?
Ukuhlolwa . Ngakho-ke, unezinketho ezimbalwa zamakamelo, futhi udinga ukuya ukuze uzibuke. I-OT, ihlanganisa kanjani nezimpawu ezishiwo zendlu, igceke nomnyango, ungazihlulela. Amapharamitha efulethini uqobo (isimo ngaphambi noma ngemuva kokulungiswa, amafasitela egcekeni noma emgwaqweni, ukuphakama kophahla, ukwakheka, indawo yendawo ehlukene njll.) Noma ungakufihli emehlweni akho. I-AVOT ukuthi umnikazi wamanje uzohamba lapho futhi uzoyithinta kanjani intengo yokuthenga, kunengqondo ekuxoxeni. Ake sithi uma efulethini elakhelwe ama-wardrobes, ifenisha yasekhishini, libhalwe kahle ekucushweni kwegumbi, amapayipi abizayo kanye neminye imishini, umnikazi uzogcizelela ukukhokha okwengeziwe kwezindlu. Wena, ube nelungelo lokungathengi izinto zabanye abantu, kepha lapho-ke umthengisi kungenzeka ayeke ukuthengiselana. Kuzobe kuwukuhlakanipha ukufaka ukuxoxisana ngezindleko zezinto ezisele esizeni futhi kunciphise ubuncane.
Kubaluleke kakhulu ukubheka ukuthi kwakhiwe kabusha kanye nokuhlelwa kabusha kwaqhutshwa efulethini. U-Isesley yebo, kuyadingeka ukubona izimvume futhi uqiniseke ukuthi izinguquko zangempela zivunyelenwe. Uma imishini yokuphinda yenziwe ngaphandle kwemvume, kungcono ukuyeka ukuthengwa kwefulethi ukuze ungabi nezinkinga nabaphathi bendawo. Isinqumo esiqondayo sokuthenga ngqo le mpahla (ikakhulukazi njengoba kuvame ukuthengiswa ngentengo ephansi), udinga ukuqonda lokho, ngokuya ngekhodi entsha yezindlu yeRussia Federation, kuzodingeka ukuthi uxhumane kabusha kabusha ngokungemthetho noma ulethe indawo yokuhlala Ukubukeka kwangaphambili (ngaphandle kwalokho kungathengiswa ekuthengisweni komphakathi). Ito izobiza imali eningi. Ngendlela efanayo, uma ekugcineni uqhubeka nokuthengisa ukutholwa kwamanje, futhi kuzofanela ubeke izimvume.
Umhlangano wokuhlola (okuyinto, ukuphinda, okungcono ukuchitha phambi kweRealOr "Yakhe") Udinga ukuxazulula imibuzo eminingi, uma kunjalo, uthandile ifulethi. Umthengisi kufanele ahlinzeke iqoqo lemibhalo ubuqiniso bawo obuzodinga ukubheka.
Ukwenza kusengaphambili . Ngesikhathi sokuhlolwa kokuqala noma kwesibili kwefulethi, umthengisi nomthengi kanye nomthengi axoxisana ngokwawo mayelana nentengo, izimo kanye nesikhathi sokukhululwa kwakhe. Ngemuva kwalokho, umthengi (ngosizo lweRealtor) uhlola yonke imibhalo enikezwe ngumthengisi. Uma konke kuhlelekile nabo, sekuyisikhathi sokwenza phambili noma idiphozithi kanye nokubhala ubudlelwano. Imvamisa umthengisi kanye nomthengi baphetha inkontileka yokuqala noma isivumelwano sokufika kwangaphambili. Kwenziwa ngokubhala okulula (ezinkampanini zezezakhiwo kunikezwa izinkontileka ezijwayelekile ezakhiwa abameli). Inzalo, udinga ukucacisa yonke imininingwane yokuthengiselana okuzayo: Uma kuzokwenziwa futhi kuliphi ifomu elizoba yinkontileka yokuthengisa (ngokubhala okubhaliwe noma okungekho emthethweni), okuyiphi intengo yempahla ezokhonjiswa kwinkontileka nokuthi yini kuzoba inani le-Advance / idiphozi, elithatha izindleko ngokuya ngokuthengiselana, lapho iBhange lizohlala khona ukubala, lapho abantu ababhalisele efulethini bazobhekelwa phansi, ngasiphi isikhathi ngemuva kokubhaliswa kombuso izokwenziwa ngokudluliswa kwe-real estate it.d. Ngehlukana ngokwahlukana imibandela yokudlulisa impahla ngokuya ngesenzo sokwamukelwa nokudluliselwa kanye nokusungula, isikhathi sokubuyiselwa komthengisi kwesasele noma iphoyinti uma kungagcwaliseke khona inkontileka neminye imininingwane.
Uyini umehluko phakathi kwesethi?
Sondela Shayela inkokhelo eyedlule ukudluliswa kwempahla, ukufeza umsebenzi noma ukuhlinzekelwa kwezinsizakalo. Ukuba semthethweni kusuka kwidiphozithi, akuyona indlela yokuqinisekisa ukugcwaliseka kwesibopho. Ubukhulu nokuhleleka kwenqubekela phambili ebudlelwaneni obuphakathi kwezakhamizi kunqunywa yisivumelwano sezinhlaka ezikhokhelwa inkontileka efanele.
Faka . Ubufakazi besiphetho senkontileka kanye nokuqinisekisa ukubulawa kwalo. "Isivumelwano sibhalwe phansi.
Umehluko obalulekile phakathi kwemiqondo emibili yezomthetho ye-Advance futhi utholwe ngokwehluleka ukufeza inkontileka. Uma ukuthengiselana kukhathazekile ngesizathu esithile, kusengaphambili kumane kubuyiswe. Ama-Azadatakes akhokhwa ngumthengisi kumthengi ngosayizi ophindwe kabili (!) Uma ukuthengiselana kungenzeki ngenxa yokuqala. I-ININA ibuyiselwe imali uma ukuthengwa kungathathwa yiphutha lomthengi (ngokuya nge-Article 381 yeKhodi Yomphakathi yaseRussia).
Ngokubamba iqhaza kwe-ejensi yezezakhiwo, isivumelwano sakhe kusengaphambili sivame ukwenziwa noma isivumelwano sokuqala esihlinzeka ngenkokhelo kusengaphambili. Isivumelwano seSivumelwano (Uma ngabe ngale ndlela yokuthola isibopho sigcizelela enye yamaqembu noma izinhlangothi zombili) umthengisi kanye nomthengi bavame ukuphetha bona uqobo, ngaphandle kosizo lweReortor.
Yini okufanele ibe ngosayizi we-Advance / idiphozi? Lokhu kuvame inani lama- $ 500-2000, kuya ngentengo yefulethi kanye nokuqinisekisa ubucayi bezinhloso zomthengi. Kepha kwezinye izikhathi umthengisi angadinga ukwenza intuthuko enkulu. U-Iasli umthengi unentshisekelo kakhulu ekutholeni leli fulethi elithile, uyavuma (kwesinye isikhathi ngisho naphezu kokumelana kweRealtor). Ngaphandle kwalokho, isimo esingathandeki kakhulu singase siphakame lapho umthengisi njengomphumela ngenxa yokwenqaba ukwenza ukuthengiselana, futhi ukubuyiswa kwangaphambili akusiphuthumi. Kokunye kwalezi zimo, uSvetlana Korsakov usitshele. Iklayenti linqume ukuthenga ifulethi lomgcini wakhe odinga ukuthuthuka kwama- $ 8,000. I-Realtor ayikungeluleka ukuthi wenze inani elikhulu kangaka, kepha iklayenti lagcizelelwa nangokusayina isivumelwano kusengaphambili, imali ekhokhwayo. Ngemuva kokuphelelwa yisikhathi kwesigwebo, umthengisi waphoqeleka ukuthi abuyise le mali, kodwa wenqabile, ethi uzokwenza lapho ethola phambili umthengi ongaba khona. Inkampani yezezakhiwo ithatha isinqumo sokusiza iklayenti lakhe (futhi ayizange lithathe imali eyengeziwe) futhi ixhumeke esimweni sommeli kanye nommeli. Ekuqaleni, umthengisi ohlulekile akafuni ngisho nokukhuluma ocingweni nabameleli be-ejensi, kodwa kamuva wayengasalanga ukuthi anikeze kanjani imali, futhi ngokushesha okukhulu. Ngabe kukhona inhloso embi ezenzweni zakhe, bekungenzeki ukusungula.
Ukubuyiselwa kwale kusengaphambili elikhokhelwayo umthengi angazidinga ngokwakhe, uma ngokuzumayo akhombe izimo ayengazazi ngesikhathi sokudluliselwa kwemali. Icala le-Otaka elenzeke muva nje, satshela uLilia Zag. Elinye lamakhasimende alo ekuqaleni kukaMenga lenzeke efulethini endlini endala enkabeni yenhloko-dolobha, futhi kamuva izokwenza ukulungiswa okubizayo ngokuvuselelwa kabusha. Ngesikhathi sokulungiselela ukuthengiswa kokuthengisa nokuthenga, ukulungiswa kukahulumeni waseMoscow N 383 kaMeyi 31, 2005 kwashicilelwa. "Ngokupheleliswa ngokweqile kanye nokwenziwa kabusha kwezakhiwo zokuhlala ngaphandle kokudela izakhamizi ngo-2005-2007" ngohlu lwezakhiwo ezifundeni ezahlukene zincike ekwakheni kabusha. Ifulethi elikhethwe yikhasimende lika-lily lalingenye yalezi zakhiwo. Ikhasimende elingaba khona liqashiwe futhi linqume ukuyeka ukuthenga, kanti ama-realtors akwazile ukuqinisekisa umthengisi ukuthi abuyise kusengaphambili. Baphikisana nesikhundla sabo kulokho uma umthengi bemazi ngeqiniso lokuphelelwa ngokweqile noma lesimanje sendlu, wayengeke athenge ifulethi.
Igumbi elilandelayo sizokutshela ukuthi udinga ukurekhoda kwinkontileka yokuthengisa nokuthengisa, kucashile ukuthi ngabe kuyadingeka yini ukuthi kuveze inani langempela lendlu kwinkontileka, chaza ukuthi yikuphi ukuncishiswa kwentela yepropathi, futhi sizophakamisa Enye inombolo yezinkinga zamanje ezihlobene nokuthengwa kwezindlu.
Abahleli babonga indawo ethengiswa kakhulu, "indlu-izindlu nezindawo ezithengiswayo" kanye "nekhulu le-City-XXI" ukuze basize lapho kulungiswa lokho okuqukethwe.