Ingxenye yamafulethi empahla ebanjiswayo lapho ehlukanise: izimpendulo zemibuzo eyi-8 eyinhloko

Ingabe imvume yasebhange iya engxenyeni? Ungaba kanjani uma efulethini lithengwa ngaphambi kwesiphetho somshado osemthethweni nokuthi yiziphi izimo ezibekwe uma kunezingane emndenini? Siphendula le mibuzo neminye.

Ngabe ifulethi liboshwe kanjani imali mboleko phakathi kwesehlukaniso, futhi ingabe kukhona okungenzeka? Kulokhu, i-Real Estate impahla evamile yabalingani. Bakwazi ukulahla ngokubona kwabo uma izenzo zabo zingaphikisani nemithetho. Ukukhishwa yimindeni eye yangena kwisivumelwano somshado esabekela imingcele esigabeni sempahla. Lesi simo siyinkimbinkimbi yokuthi kukhona futhi umuntu wesithathu - ibhange. Izindlu zisesibabeni sakhe. Lokhu kuvumela isikhungo sesikweletu ukuba sibeke ukuvinjelwa kokuthengiswa, ukushintshana kanye nokunikela. Ngaphezu kwalokho, abanikazi abanalo ilungelo lokusebenzisa into njengembambo. Kunqatshelwe futhi ukufeza ukwakhiwa kabusha nokwakhiwa kabusha, kanye nokubhalisa abaqashi abasha, noma ngabe bawa eduze kwezihlobo ezisondele kakhulu.

Okudingayo ukwazi mayelana namafulethi we-Stadic in Revential

1. Ngabe ngidinga ukuthola imvume yebhange
2. Kuthiwani uma amadokhumenti ehlotshiswe ngaphambi komshado
3. Ungaba kanjani uma imali ebanjiswayo ithathwe
4. Okufanele ukwenze uma umshado ungakhishwe nhlobo
5. Ungabelana Kanjani Uma Kukhona Izingane
6. Ongakwenza Ngenkontileka Yomshado
7. Ukwenza kanjani endabeni yezempi yezempi
8. Ungabelana kanjani impahla enkantolo

1 Ngabe imvume yasebhange kuleyo mpahla?

Izikhungo zezezimali ezimweni ezinjalo zisabela ngendlela ehlukile. Bangazama ukuphoqa amakhasimende abo ukuthi akhokhele isikweletu ngaphambi kwesheduli noma ahlinzeke ukuze wazise kabusha inkontileka ezimeni ezintsha. Amathuba okuqedwa kwesivumelwano avele. Umshado ohlakazekile ungadala ukusetshenziswa kwemali okungalindelekile, ngakho-ke izinhlangano zezentengiselwano zizama ukuzivikela kumakhasimende angakhokhi. Noma iziphi izinguquko ezihlotshaniswa nobungozi bezinhlangothi zombili.

Ukuze uvikele izintshisekelo zawo ezingxabanweni, kuzofanele uye enkantolo. Kuzosiza ummeli onolwazi. Yenza kangcono ngokulandelana okulandelayo.

Ungayenza Kanjani Ngokufanele

• Okokuqala, isimangalo senziwa ngokuhlukaniswa kwempahla. Lo mbhalo awuhlobene nezibopho zesikweletu.
• Ngokwesinqumo esihle senkantolo, ukuqonda kwesitatimende se-egrin esisekela ilungelo lobunikazi. Kwethula imininingwane mayelana nokwabelana ngabanikazi ngamunye. Ukuze wenze lokhu, thintana noRosreestr.
• Ngemuva nje kokuvuselela i-extract ungaxhumana nebhange. Ummeleli walesi sikhungo uzothunyelwa ukuze abhalise kabusha imalimboleko, esekelwa yiphepha elivela enkantolo. Uma ufaka isicelo esigabeni, inhlangano yezentengiselwano izozama ukuqeda isivumelwano noma ukuzivikela ngenye indlela. Inhloso yalezi zenzo ngumzamo wokushiya konke kungashintshiwe, kucindezela amakhasimende. Lapho isigaba sesivele senzekile, futhi lonke ibhange "elibi kakhulu" elisemuva kakhulu, izinyathelo ezinjalo kungenzeka zingadingi.
• Isinyathelo esilandelayo ukwakhiwa kwezinkontileka ezimbili ezihlukene esikhundleni esisodwa.

Ikhodi yomndeni yeRussia Federation esigabeni ivumela ngamunye wezingane ukuze athole amasheya alinganayo. Kodwa-ke, kunezimo eziningi ezimbalwa lapho kuzokwenzeka khona.

Lapho kungenzeki ukuthola amasheya alinganayo efulethini

• Ukuba khona kwengane kungakhathalekile iminyaka yayo.
• Imibandela Yesivumelwano Somshado.
• Amakhasimende enza amanani ahlukile.
• Izibopho zesikweletu zithathwa ngesikhathi lapho ubudlelwano bungakahlotshisiwe.

2 Yini okufanele ngiyenze uma imali ebanjiswayo ikhishwe ngaphambi komshado?

Umthetho uthi noma iyiphi impahla etholwe ngaphambi kokuqala kokuphila komndeni ithathwa njengomuntu siqu futhi ayikwazi ukwahlukaniswa ngemuva kokuphuka ubudlelwano. Ngasikhathi sinye, omunye wabavuthi unezibalo zawo, noma ngabe akusebenzi. Iqiniso ngukuthi noma iyiphi imali engenayo yelungu lomndeni lesibili ngokusho komthetho ibhekwa njengejwayelekile. Ukushintsha le mithetho, udinga ukubhalisa izimo zakho kwinkontileka yomshado. Lapho iphetha, imvamisa ingacabangi ukuhlukanisa noma ukushintshanisa izindlu, kepha nokho ukushushiswa kufanele kukhonjiswe futhi kuxazululwe yonke imibuzo kusengaphambili.

Uma isivumelwano sokubolekwa kwemali siphothulwa ngaphambi kokuqamba ubudlelwano, isikweletu silele kumuntu owenze isivumelwano.

Uma izindlu zisesakhiweni esisha, ezingakathunyelwa, akunakwenzeka ukukhipha ubunikazi baKho. Endabeni lapho isehlukaniso senzeka kuze kube yilapho ukukhishwa kokukhishwa okuvela e-EGRN ezandleni, omunye wabashadikazi angafaka isicelo sesinxephezelo semali ngekhefu. Inqobo nje uma ukukhishwa kusezandleni zabo bobabili, amasheya alinganayo ancike ngakunye kwawo. Ungabelana ngengxenye ehlanganisiwe kuphela.

3 Ukwenza kanjani uma inkontileka yenziwa emshadweni?

Njengomthetho, abalingani bangabaqeqeshi. Imisebenzi yabo isatshalaliswa ngokulinganayo. Ngemuva kwesehlukaniso, kungavela ukungqubuzana - emva kwakho konke, manje wonke umuntu kuye. Akunakwenzeka ukuthi othile afune ukuthatha izibopho, ikakhulukazi njengoba lokhu kungenziwa.

Kungcono ukubala kusengaphambili ukuthi ngubani nokuthi yini okufanele yenziwe lapho ehlukanisa. Kulokhu, akudingekile ukudonsa inkontileka yomshado, kepha imibuzo eminingi izoxazululwa kalula. Uma ubeka konke ku-samoneck, imiphumela ingaba yinhlekelele. Kunezimo lapho i-One Cowamor enqaba ukwenza iminikelo ehleliwe, ekholelwa ukuthi lokhu kungumsebenzi wenye. Naye, naye unamathela embonweni ofanayo maqondana nowokuqala. Ngenxa yalokhu, izinkokhelo ezedlulile, izinhlawulo kanye nenkontileka enqunyelwe nebhange.

Kwenzeka ukuthi omunye wabahlanganyeli asebenza njengomqinisekisi, omunye - obolekayo. Isiqinisekisi siphoqelekile ukuthi sizokhokha isikweletu uma umhlanganyeli wesibili wokuthengiselana ngeke akwazi ukufeza imisebenzi yakhe futhi enze iminikelo ehleliwe.

Ungaxazulula kanjani imibuzo ngokuthula

• Ukusatshalaliswa kwemisebenzi kuhlala kufana - ngamunye ukhokha ingxenye yawo. Ukuze senze lokhu, kudingeka sazise kabusha inkontileka nebhange, elaphetha ngabantu ababili. Wonke umuntu kufanele abe nokwabo. Mhlawumbe amakhasimende kuzofanela abonise i-solvency yawo enkantolo ukuze anwebe isivumelwano.
• Omunye wangaphambilini uduzane wenqaba ingxenye yawo evumelana ngomunye.
• Ngemvume yawo wonke amaqembu, impahla iyathengiswa. Ngemuva kokubuyisela ibhalansi yesikweletu, imali isatshalaliswa phakathi kwababolekisi.
• Isixazululo esilula kakhulu futhi esinokwethenjelwa sizoyibuyisela ngokugcwele imalimboleko, sithengise into ye-real estate bese uhlukanisa imali phakathi kwawo. Ezimweni ezintathu zokuqala, ibhange lingaphendula ngokwenqaba. Uhlelo lokugcina alunakubangela ukuphikisana.

4 Ungayihlanganyela kanjani impahla ethengiswayo uma umshado ungabhalisiwe?

Isivumelwano siqukethe kuphela obolekayo. Lapho wephula ubuhlobo, owesibili unelungelo lokufuna ingxenye yalo noma isinxephezelo sezimali. Ukuze wenze lokhu, kuzofanela aye enkantolo ngobufakazi bokukhokha kusuka kwisabelomali esiphelele. Ngaphezu kwalokho, kuzofanela afakazele ukuthi wahlangana nomhlanganyeli wesibili. Lokhu kulula uma kunegrafu emaphepheni, lapho kuboniswa khona, lapho kusemthethweni khona amakhasimende.

Ngokubizwa okubizwa ngokuthi yi-Civil (Okungekho emthethweni) Ukuzibophezela komshado kuthatha amaphepha ahlotshiswe ngawo. Uma lokhu kungumuntu oyedwa, ebhekene nekhefu lobudlelwano, kuzofanela enze iminikelo efanayo.

5 Ungahlukanisa kanjani ifulethi kwimpahla ebanjiswayo, uma kukhona izingane?

Kulokhu, izingxenye zizobe zingalingani. Okukhulu kuzokwamukela lowo ozophila ingane. Kungemva kokuba le mpikiswano inqume, ungaxhumana neBhange lokuphindaphindeka.

Uma indlalifa inengxenye yayo, ingezwe engxenyeni yomzali azophila nayo. Uma ehlala noyise noma umama ongenayo ingxenye yawo, futhi akanazo ezinye izindlu, amamitha ambeka akhe ayakhishwa. Isibonelo, uma umama efaka isicelo senhlangano yezentengiselwano ngaphambi komshado, futhi indodana yakhe ihlala noyise, khona-ke indodana kufanele ibe yingxenye yezindlu. Ngokomthetho, le ndawo idluliselwa kubaba.

Ngokukhokha kwesikweletu, abazali bavame ukusebenzisa imali enkulu yokubeletha. Njengomthetho, inkantolo ibona impahla yoshade naye. Kungakulahla indawo ekhokhelwe kulezi zimali. Ngokulahleka kwamalungelo wabazali, impahla iya kuyise.

6 Ungenza kanjani uma kuqedwa isivumelwano somshado?

Isivumelwano Somshado siqukethe izimo ezikhethekile. Ake sithi umhlanganyeli wentengiselwano awukhululiwe ezinkokhelo, kuyilapho engasakwazi ukufaka izindlu. Isivumelwano siyisici esibalulekile lapho sixhumana nenkantolo. Kuyimpendulo yombuzo - Ungahlukanisa kanjani ifulethi kwimpahla ebanjiswayo lapho uhlukanisile.

7 Yini okufanele ngiyenze uma imalimboleko yezempi yenziwa?

Umehluko omkhulu phakathi kokubolekwa kwezempi ukuthi umthwalo wemfanelo wokukhokhwa kweminikelo awona kubantu, kodwa eMnyangweni Wezokuvikela.

Isivumelwano siqukethe kuphela nelungu lomndeni, okuyisisebenzi sezempi. Ayikwazi ukuphinda ithole impahla etholwe kwabanye abantu. Umndeni wakhe awuhlanganyeli esigabeni.

Ngokungakhokhwa kweminikelo ngaphansi kwenkontileka yemalimboleko yemali eqondiwe (kungaba ukwephulwa okuhlukile), isinxephezelo kufanele sikhokhe isosha. Ingxenye yefulethi lempahla ebanjiswa ngesikhathi sesehlukaniso ayinakwenzeka kuleli cala.

8 Ungahlukanisa kanjani impahla enkantolo?

Uma kungenzeki ukuvumelana nendlela enokuthula, kuyadingeka ukuhambisa isimangalo ekuhlukaniseni impahla.

Yini okufanele ibe seLakhwini

• Usuku lokuthenga.
• Imininingwane mayelana nokuthi ngubani obhalise isivumelwano.
• Inani leminikelo ekhokhelwayo.
• Izidingo zomenzi wesicelo.

Iphakheji yemibhalo yokuvunyelwa

• Khipha kusuka egrn, esungula ubunikazi benothi ukuthi izindlu zikuboleka imalimboleko.
• Isivumelwano semalimboleko, lapho kuboniswa khona amasheya neminikelo yoshade naye.
• Siza ezinsalweni zezikweletu. Ikhishwa yibhange.
• Isitifiketi sesehlukaniso.
• Amakhophi amaphasiphothi.
• Iphepha eliqinisekisa iqiniso lokukhokha ngeminikelo, uhlobo lomshado, olunye ulwazi. Ungadinga imininingwane ngoFakazi uma udinga ukubamba iqhaza.
• Ukutholwa kokukhokhwa komsebenzi wombuso. Inani lincike kwizindleko zesimangalo, okuthi, nakanjani, kuncike ekulinganisweni komlingani ophendukela enkantolo. Ngezindleko zama-ruble ayizinkulungwane ezingama-20-100, usayizi womsebenzi wombuso uzoba ngama-ruble angama-800. Kanye ne-3% yenani elingaphezulu kwama-ruble ayizinkulungwane ezingama-20.

Ummangali angadinga iphepha eliqinisekisa imithombo yezinkokhelo.

Iphakethe lemibhalo yommangali

• Kukhishwe ngezikweletu ezisetshenziselwa ukukhokha.
• Amadokhumenti awo amafa, uma imali yokukhokha itholakele noma ibuyiselwe emuva ekuthengisweni kwepropathi edluliselwa ngefa.
• Isivumelwano Esithandekayo, uma ngabe imali eyethulwe yabandakanyeka ekubuyiselweni kwezikweletu noma izikhungo zezakhiwo zahileleka.

Lapho wenza isinqumo ngaleli cala elidingidwa, izidingo zebhange zidlala indima ebalulekile. Lesi sikhungo singumnikazi wezakhiwo esithengiswayo kuze kube yilapho imali yokukhokha isikweletu, ngakho-ke kuyadingeka ukuvuma yonke imisebenzi. Ngakho-ke, ngokwesibonelo, amakhasimende kwesinye isikhathi anesidingo semali eyengeziwe. Indawo yokuhlala yakho ingaqashwa, kepha yini okufanele ngiyenze uma ifulethi kwimpahla ebanjiswayo lehlukana? Ukuze wenze lokhu, udinga ukuthola imvume yebhange.

Isizathu sokukhalaza ngalesi sibonelo sivame ukuba ukwenqatshwa komunye wabashadikazi ukufeza imisebenzi yesikweletu. Ngokwenqatshelwa kwephepha lokuhlukaniswa, baphinde bavuselelwa uhlangothi lwe-solvent, futhi uhlangothi lwe-insolvent lulahlekelwe yingxenye yalo. Uma obolekayo engathembeki engakhokhi inani lemali izinyanga ezintathu, futhi alifuni ukwenqaba isabelo, ibhange likwazi ukuthengisa izindlu nomhlaba, kanye nezindlela ezigciniwe ukukhokhela isikweletu esakhiwe. Lapho uthengisa, kunciphisa intengo ukuthola imali ngokushesha okukhulu.

Kwenzeka ukuthi bobabili abashadikazi bayenqaba ukukhokha. Kulokhu, isikhungo sinelungelo eligcwele lokuthatha into ye-real estate band.