Popeza gawo munyumba: Momwe mungapangire chilichonse ndi zonyansa ndi popanda

Timalingalira mawu a malondawo, dongosolo lolembetsa ndikupereka mndandanda wa zikalata zofunika.

Ngati muli ndi nyumba (kwathunthu kapena pang'ono) pali mwayi waukulu womwe mungakumane ndi kufunika kokonzanso nawo munthu wina. Nthawi zambiri - pa wokwatirana naye, mwana wamwamuna kapena wamkazi. Pali njira zosiyanasiyana zothetsera ntchitoyi. Koma mulimonsemo, kwa Yemwe amadziwa bwino za ulamuliro, chitani zonse mwachangu komanso moyenera - nkhaniyo siyophweka. Tiyeni tiyesetse kudziwa momwe tingaperekere mtengo m'nyumba yopanda zodandaula komanso kutenga nawo mbali.

Zonse za njira yoperekera gawo la nyumbayo

Zikhalidwe Zokondedwa

Samalani

Ndalama Zolembetsa

Dongosolo la zopereka za gawo la nyumbayo

Zolemba zofunika

Momwe mungalembetsere mgwirizano

Zikhalidwe Zokondedwa

Malinga ndi Lamulo, kusamutsa ufulu wa katundu kumakokedwa pansi pa zinthu zina. Chifukwa chake, aliyense amene amasankhira mgwirizano wopereka gawo munyumbayo ayenera kukhala akulu. Ngati tikulankhula za anthu omwe sanafike zaka 18, zochitika zilizonse zomwe sizingachitike ndi makolo awo kapena omwe akuwasamalira. Nthawi yomweyo, risiti la chilolezo kuchokera ku ziwalo ndizofunikira.

Ngakhale ngati opereka ndi omwe ali ndi mphatso mu maubale okhudzana, osasinthika, panganoli silingatseke pakamwa. Mgwirizano Darment uyenera kutumizidwa kokha.

Ndikofunikiranso kulingalira kuti katunduyo amasamutsidwa kwaulere, motero, kukhalapo kwa zinthu zina zowonjezera sikunathedwe. Kupanda kutero, ndi mayesero, mphatso yotereyi siyikhala yosavomerezeka.

Ndikofunikira kuti mwiniwake watsopanoyo alowe mu ufulu wake pamaso pa Woperekayo ayeretsedwa: Ngati malonda alephera, sangathe kutsutsa olowa m'malo. Zotsatira zake, chiopsezo chidzaonekera kuti malo ovuta atembenukira kwa eni ena.

Kuvomerezedwa kwa eni ake chifukwa kapangidwe ka zopereka sikufunidwa nthawi zonse. Ndikofunikira kuzimva ngati nyumbayo ikugwirizana. Nthawi yomweyo, choyamba chiyenera kukhala chodziwika mwalamulo ndi gawo linalo, kenako nkuzisintha. Ngati zafotokozedwa kale ndikukongoletsedwa, tengani chilolezo chochitirana ndi ogulitsa ena oyenera osankha.

Kodi Zosowa Zosowa?

Popereka gawo la zipinda zapamtima zapamtima kapena zomwe zimatenga nawo mbali zimaperekedwa mu 2019 zoyambirira. M'zaka zaposachedwa, malamulo m'derali sanasinthe. Komabe, iwo omwe adzalandira mphatso ya malo okhala, pafupifupi funso limabuka funso: Kodi kuli kofunikira kuti kapangidwe ka zotsalazo kapena mutha kuchita popanda icho? Kupatula apo, kukopa kwa katswiriyu kudzawononga theka la kotala kuchokera kwa kadatura, komwe nthawi zina amatha kupanga ndalama zabwino kwambiri.

Milandu yomwe imafunikira, yolembedwa mujambula. 42 Lamulo 218-Fz. Choyamba, ndikusintha kwabwino kwa ufulu kuderalo nyumbayo, kukongoletsedwa kwathunthu. Ngati malo ali ndi eni angapo, chilichonse chomwe chimachotsa gawo lake la nyumba, popanda cholembera sichingachite. Kupatula momwe zinthu zilili komwe eni amapatsa nyumba yonse.

Kuti mupereke malo omwe aperekedwa muukwati, nawonso adzagwiritsanso ntchito ntchito zaovota. Kupanda kutero, tsimikizani kuvomerezedwa kwa wokwatirana kuti asiye ufulu wanyumba sudzamasulidwa. Ngakhale nyumbayo ikalembedwa pa amene amapereka. Zimachitikanso kuti mnzanuyo amapereka mpango wake wamoyo wina. Mwa izi, ziyenera kupanga mgwirizano waukwati kapena mgwirizano pa gawo la katundu, lomwe lidzafunikiranso chigawani.

Chabwino, ngati nyumbayo ndi yanu yonse ndipo palibenso eni ake. Pankhaniyi, pitani ku noversion pachabe. Katswiriyu safunikira mukamayang'ana mwana wakhanda m'nyumba yomwe amapeza likulu la amayi. Chikalata chaumwini chidzakhala ndi mgwirizano womwe kukula kwa gawo la mwana ndi makolo ake kudzapatsidwa. Komanso, malo okhalamo omwe amakhalabe m'mabanja ayenera kukongoletsedwa muumwini wothandizira. Lowani Panganoli likulimbikitsidwa pamaso pa rosreestra kapena akatswiri a MFC.

Ndalama Zolembetsa

Zikuwonekeratu kuti ntchito zodziwika bwino ziyenera kulipira. Mwachitsanzo, kuphatikiza kwa mgwirizanowo kumawononga ma ruble 5-9. Mtengo wapadera umasankhidwa ndi chipinda chodziwikiratu, chomwe mumzinda uliwonse waukulu (dera) - zake.

Kuyesera kupulumutsa, omwe amapereka ndi mphatso nthawi zambiri amabweretsa mgwirizano wawo, koma izi sizikhala bwino nthawi zonse. Nthawi zambiri, ogwira ntchito osadziwika amakana kupatsa zikalata zotere zomwe ali ndi nthawi yomwe alibe nthawi yoti muwaone.

Satifiketi ya mgwirizano, monga tatchula kale, zimawononga ndalama 0,5% ya mtengo wa gawo. Koma pokhapokha ngati ndizofunikira kwenikweni. Ngati mwabwera ku chikwatu chodzifunira, kuchuluka kwake kudzakhala kotsika. Kwa abale apamtima - iyi ndi 0,2%, ndi kwa winawake - 0.4%. Achibale apamtima amadziwika kuti amuna, mkazi, makolo, ana kapena zidzukulu.

Kuchuluka kwa ntchito zodziwika bwino kumawerengeredwa kutengera mtengo wa cadastral, kufufuza kapena mtengo wamsika. Zachidziwikire, ndizopindulitsa kuwerengera imodzi yomwe siying'ono, kufufuza. Komanso, malinga ndi mtundu wa msonkho wa Russian Federation (zojambula 333.25), ophunzira omwe akutenga nawo mbali ali panja.

Komabe, si zonse zosavuta. Pofuna kuwerengera pang'ono, ndikofunikira kukonzekera satifiketi yotsimikizira iliyonse mwa mitundu yomwe ili ndi mtengo wokwera. Zolemba zokhudzana ndi ku Cadelral ndi mtengo wopangidwa ndi mfulu, chinthu china ndi mtengo wamsika. Kuti mudziwe kuti uyenera kulumikizana ndi kampani yoimira yomwe idzapereka ntchitoyi ya ma ruble 5,000. Zotsatira zake, ndalama zonse zidzachepetsedwa mpaka zero. Chifukwa chake ndikwabwino kulola wogwira ntchito ku ofesi yochepa kuti achite zonse mwazomwe mungachite bwino komanso popanda maumboni owonjezera: Kuganizira za kukonzekera kwa Kadatul, komwe amaphunzira payekha.

Inde, pali ndalama zina. Chimodzi mwa izo ndi ntchito yaulemu ya gawo la gawo munyumbayo mu 2 000 ma rubles. Sizigwira ntchito popanda iwo. Kukula kwa malipirowa kumalembedwanso mu mtundu wa msonkho wa Russia (Artic 333.33), ndipo sizidalira chilichonse.

Monga taonera ngati gawo likalowedwa muukwati, muyenera kuvomereza kuchokera kwa mnzakeyo (kapena okwatirana), omwe adzafunikanso kutsimikizira. Pachifukwa ichi, mudzatenganso ruble ruble 1 500.

Njira yopereka ndalama

Njira yokonzekera zochitika ndi kulembetsa kwake zitha kugawidwa m'magawo angapo.

Yoyamba ndi kusonkhanitsa zikalata zonse zofunika. Tiyenera kukumbukira kuti ndizosatheka kugwiritsa ntchito makope awo, zoyambira zokha ndizofunikira. Pankhani ya kutayika, mapepala aliwonse ayenera kugwiritsa ntchito kuti abwezeretse maboma oyenera, omwe amatha kubweretsa ndalama zowonjezera.

Kenako - kukonza mgwirizano wopereka. Mutha kuchita izi mosiyanasiyana: ndi kafukufuku wa katswiri, kapena popanda Iwo. Chinthu chachikulu ndi chidaliro kuti zonse zachitika mwaluso ndikuganizira zobisika zonse zovomerezeka.

Ndipo pamapeto pake, gawo lomaliza likulembetsedwa. Pambuyo poti mphatsoyo idzakhala Mwini wake wodzaza ndi nyumba.

Zolemba zofunika

Satifiketi ya umwini

Ngati zawonongeka kapena kutayika, muyenera kulumikizana ndi EGRNE kuti mupeze mawu oyenera. Mutha kuchita izi pa tsamba la rosreestra, kapena kuyendera ofesi ya ifc. Mumunthu uti ukhale chitsimikiziro - pepala kapena pakompyuta - silofunika kwambiri. Mu mtundu woyamba, chikalatacho chidzakhala ndi kusindikiza ndi siginecha, ndipo chachiwiri - siginecha yokha. Zowona, mwa mawonekedwe osindikizidwa, mtundu wamagetsi udzataya mphamvu yalamulo, motero ndizotheka kuipatsa ndalama zamagetsi - Flash Card.

Zachidziwikire, pogonjera zikalata zolembetsa, chikalata cha umwini sichikusowa, koma chimafunikiradi loya kapena kuzindikira komwe mudzagwira ntchito.

Mgwirizano Wokondedwa

Izi ndi zomwe palibe chochita chomwe chidzachitike. Ngati zinthu sizingalole kulumikizana ndi osayankhulapo, mphatsoyi ikhoza kudzipangira pawokha mothandizidwa ndi ziboliboli zomwe zapezeka pa intaneti. Komabe, akatswiri salangizidwa kuchita motere. Chowonadi ndi chakuti zitsanzo zotsitsidwa zitha kuthamangitsidwa, ndikudzaza molondola, ndikofunikira kukwaniritsa zolembedwa zotere. Kupatula apo, mlandu uliwonse - mwa njira yake - mwanjira yake yapadera, chifukwa chake lingaliro lodalirika komanso lolondola - kuyesera ndi loya.

Satifiketi ya umunthu

Ophunzira onse ayenera kukhala pasipoti. Ngati amene wapereka nyumba zenizeni ndi yaying'ono, koma kale zaka za zaka 14, ndiye kuti wina wochokera kwa makolo adzafunanso pasipoti. Nthawi zina kuphedwa kumachitika ndi gawo la trasti. Poterepa, satifiketi ya umunthu wake siyothandiza, popeza deta yonse imamveka bwino pokonzekera lolemba.

Kuvomerezedwa kwa mnzake kapena mnzanu

Chikalatachi chatchulidwa kale pamwambapa. Zachidziwikire, zopereka zimatha kulembetsa komanso popanda iwo, koma ku Rosreestre zimakondwerera katundu. Zotsatira zake, mgwirizano posamutsa ufulu wa katundu udzauzidwa za kusowa kwa mnzake. Mosakayikira izi zinkadziwika kuti zimakhulupirira, chifukwa sizingatheke kuchotsa katundu.

Satifiketi ya anthu olembetsedwa

Mwachidule, izi ndi zotuluka m'buku la nyumba. Ziyenera kupemphedwa kuti mupemphedwe mu MFC ngati woperekayo atamalizidwa kuti apitirize kukhala ku nyumba imodzi, yomwe adapereka. Satifiketi idzakhala ngati chitsimikiziro cha kulembetsa kwa opereka pa nyumba iyi.

MALANGIZO OTHANDIZA

Kutengera ndi zochitika, othanali angafunse zotetezedwa zina. Chimodzi mwa izo ndiye maziko omwe woperekayo adalandira umwini. Ndiye kuti, mgwirizano wogulitsa, ngati gawoli lidapeza ndalama, ndikutsimikizira kuti cholowa, ngati nyumbazo zidakwaniritsidwa.

Ngati ophunzira a malonda ndi mamembala a banja limodzi, olembera omwe adzayenera kumvetsetsa zomwe ubale wawo ndi. Vuto ndiloti mphatsoyo imakakamizidwa kulipira 13% ya msonkho kuchokera pamtengo womwe umapezeka ngati mphatso ya nyumba, koma pokhapokha ngati si wachibale wa woperekayo.

Zambiri zokhudzana ndi zomwe zimachitika zimafalikira kwa woyang'anira msonkho, chifukwa chake zolemba zoterezi zimakhala zothandiza ngati satifiketi yakubadwa, ukwati, etc.

Nthawi zambiri, opereka ndalama ndi anthu okalamba omwe ali mu 60, kapena ngakhale kwa zaka 70. Kuti atsimikizire za kukhala ndi moyo wabwino, akatswiri a ofesi yodziwitsa nthawi zambiri amapempha satifiketi kuchokera ku psychorological.

Ngati mawonekedwe kapena machitidwe a opereka amakayikira zoti zomwe zimawavuta kumwa mowa kapena kugwiritsa ntchito mankhwala osokoneza bongo, osatchulapo za chithandizo chamankhwala chomwe chimapereka, musachite.

Momwe mungalembetsere mgwirizano

Mukamagwiritsa ntchito olembera, mgwirizano umatumiza owerengera kuti alembetse. Osakhala osalipira. Nthawi zambiri, mgwirizano umapezeka mu mawonekedwe amagetsi, koma nthawi zina (posapezeka pa intaneti), akatswiri amatumizidwa ku ofesi yolembetsa omwe amawathandiza. Poyamba, malondawo adzalembetsedwa patsiku la ntchito, lachiwiri - osapitilira masiku atatu atalandira mapepala. Zolemba zomalizidwa zimabwezedwa kwa amene adawatumiza.

Pankhaniyi pamene mphatsoyo idapangidwa popanda kukhudzidwa, mavuto omwe adalembetsa adasamaliridwa kwa omwe akuchita nawo zomwe akuchita. Kusamutsa mgwirizano ku Rosreestr, muyenera kuyendera MFC popanda kunena pawokha, ndipo pambuyo pake idzaperekedwa ku chipinda cholembetsa. Kutha kubweretsa chilichonse ku Rosrestr mwachindunji kumadera ambiri tsopano akusowa.

Ku zikalata zonse, ndikofunikira kuti mulandire ndalama zolipira. Kupanda kutero, pepala silidzatengedwa.

Pambuyo pa masiku 9 ogwira ntchito kuyambira nthawi yomwe ikudandaula kwa IFC, mutha kubwerera mosamala ndikutenga mgwirizano.

Tidayang'ana momwe tingapangire mphatso pa nyumbayo. Iyi ndi njira yovuta, kukhazikitsa zomwe ndikofunikira kuti mukhale ndi maphunziro ena kapena amathandizanso thandizo la akatswiri. Koma akadaphunzira mozama za mlanduwu komanso kuleza mtima, aliyense adzatha kuthamangira mwaufulu.