Duk game da yadda ake dawo da NDFL NDFL lokacin da sayen gida a cikin jinginar gida

Muna gaya game da menene gudummawar game da adadin dawowa, ƙa'idodi na doka da sauran fasali.

A shekarar 2014, canji a cikin dokar ta shiga cikin ƙarfi. Yanzu 'yan ƙasa suna da damar dawo da ɓangaren aikin jihar da ke samun kudin shiga yayin samun dukiya. Biyan kuɗi har yanzu ya zama dole. Muna magana ne kawai game da biyan kuɗi masu zuwa. Haka kuma, canje-canjen da abin ya shafa kawai waɗanda suka bi ka'idodin da aka ƙayyade a cikin dokar da kuma danganta da takamaiman rukuni. Idan kun shaida shi a cikin wannan tsarin, zai zama mai sauƙi mai sauƙi da inganci. Aikin shine kashi 13% na ma'amalar. Don dawo da shi, kuna buƙatar tuntuɓar binciken, cika sanarwa a cikin hanyar 3-NDFL kuma samar da daidaitaccen kunshin takardu. Don dawo da cire harajin yayin sayen gida a cikin jingina, zai ɗauki watanni uku. Bari mu faɗi komai game da komai. Dukkanin manyan abubuwan da aka samar a cikin labarin 220 na lambar haraji na Rasha Tarayyar, wanda ya shiga karfi a cikin 2014. Har ila yau, yana samar da dukkanin lamuran da waɗannan dokoki suke aiki.

Dawowar NDFL lokacin da sayen gida a cikin jinginar gida

Menene gudummawa

Shin yana da mahimmanci ga lokaci

Kalkuleta

• Lokacin da aka saya daga 2014
• Har zuwa 2014.
• Abin da ya shafi adadin

Wanda ke da 'yancin komawa

Dangantakar dukiya

Inda ya fito

Abin da ya kamata a samar da takardu

Girancing

Sabbin gine-gine - menene fasalin

Menene gudummawa

Idan an sayo gidaje akan daraja, ana fitar da abubuwan biyu.

• Don siyan gidaje. Matsakaicin kudin da ake ɗauka - 2,000,000 rubles. Yana da 13% kuma daidai yake da rubles 260,000. Idan abu ya fi tsada, yana da sukari 2,000,000,000 ga lissafin, kuma idan mai rahusa, kawai ainihin darajar.
• Ta kashi bisa dari. Matsakaicin adadin da kuke son biyan kuɗi na - 3,000,000 rubles. Wannan ka'ida tana aiki anan. Dangane da haka, yana yiwuwa a mayar da shi zuwa 390,000 rubles.

Za a iya dawo da harajin kuɗin shiga na mutum a lokacin da sayen gida a cikin jingina. Wannan taƙaitawar tana nufin haraji da aka biya daga samun kuɗi da albashi. Jihar dawowa za ta kasance kamar yadda ta kiyaye. Lokacin da aka kiyasta shekara ce.

Shin yana da mahimmanci ga lokaci

'Yancin biyan diyya don amfani da ayyukan, farawa daga ranar rajistar masu amfani da takaddun. Ana dawo da kuɗi don siye da yawa a cikin shekaru uku da suka gabata. Idan ma'amala ta gudana a cikin 2014, zaku iya samun kuɗi don lokacin daga 2016 zuwa 2018. Sauran wasannin ne.

Idan canja wurin haƙƙin mallakar ƙasa ya faru a gaban Janairu 2014, Reimmermen kudi yana faruwa tare da ƙuntatawa. Lokacin sayen Gidaje na mazaunin, matsakaicin adadin zai yi daidai da rubles 260,000, ba tare da la'akari da adadin masu ba. Babu hani a kan kashi.

Idan ma'amala ta gudana daga Janairu 2014, kowannensu yana da 'yancin zuwa saman karfe na 260,000. Mafi yawan diyya akan kwantaragin banki zai zama 390,000 rubles.

Kuna iya ɗaukar ƙirar don yin rajista, har ma da 'yan shekaru bayan sun karɓi dama.

Kalkuleout countulator

Don fi kyau tunanin wannan ƙa'idar, yi la'akari da misalai da yawa.

Yarjejeniyar ta faru a lokacin daga Janairu 2014

A ce a shekara ta 2018 akwai ma'amala da 5.000.000. Girma - 650,000 rubles. (13%). Masu mallakar - 'yan aure waɗanda ke da murabba'i a cikin yanki guda. 650 000/2 = 325 000 ga kowannensu. Kamar yadda muka sani, ba za su iya yin iƙirarin sama da rubles da 260,000 ba.

Bankin ya ba da kuɗi na 11% a shekara. Lokaci - shekara 20. Miliyan uku na biyar jingina ne. Rashin lamuni zai zama 4,500,000. Adadin mayar da hankali kan jinginar gida yayin sayen wani gida akan biyu% na kowane rabon. Muna samun 29 500. Kowane ɗayan matan da ke da cikakken dama don karɓar kuɗi a cikin irin wannan girman, kamar yadda bai wuce matsakaicin halaka daidai da 390,000 ba.

Wani misali. Ma'aurata sun sami sararin rai da daraja 10,000,000. Daga cikin waɗannan, 6,000,000 suka ba da banki har tsawon shekaru 25 a ƙarƙashin 10% kowace shekara. Harajin harajin kowane mutum zai kasance: (10,000,000 / 2) x 13% = 650,000. Iyakokinsu suna da yawa. Yayi yawa sosai ga kowane ma'aurata.

Kudaden da aka kashe kan kwantiragin banki da muke la'akari dasu kamar haka: Na fara koyon yadda kuke buƙatar aikatawa a kan aro. Sakamakon shine 9,500,000. Mun rarraba wannan adadi a cikin rabin kuma ninka da 13%. Mun samu 585,000. Ya fi girma fiye da matsakaicin diyya a cikin 390,000. Saboda haka, kowane memba na iyali zai tara ga ruble 390,000.

Yarjejeniyar ta faru har zuwa watan Janairu

Muna kuma bayar da wasu 'yan misalai.

A ce sabon gidan da aka sayi gida biyu a yankin mazaunin don 3,000,000, wanda ya kasafta banki a karkashin 12% a shekara. An yi wa kwangila tsawon shekaru 10. Don ma'amala, zasu iya cancanci adadin (3.000.000 / 2) x 13% = 190,000. Kamar yadda muka sani, har zuwa shekara ta 2014, sabbinsu za su iya da'awar ban da 260,000 a tsakani. Matsakaicin fassarar ba zai wuce miliyan 130 ga mutum ba.

Misali, overpayment a kan aro ne daidai to 1.400.000. Yana nufin cewa, cire kan kowane zai zama: (1,400 000/2) x 13% = 91.000.

Kuma misali na biyu. Yanayin iri ɗaya ne, amma rashin biya yana da yawa. A ce dole ne jihar ta koma zuwa 500,000 kowannensu na dakin biyu. A wannan yanayin, iyakancewar 390,000 ba ya aiki kuma kowa zai karɓi rabin miliyan rubles.

Abin da ya shafi biyan shekara-shekara yayin tuntuɓar Ifts

Farkonamma aka bayar daga siye, to, tare da jinginar gida.

1. Girman NDFL

An bayar da diyya sau ɗaya a shekara. Ya dace da girman harajin shekara-shekara daga samun kudin shiga da albashin kuɗi kuma ainihin maida hankali ne. Idan ragowar ya wuce wannan girman, zai ci gaba da biya shekara mai zuwa a kan wannan ka'ida. Yi la'akari da wannan ka'ida a cikin ƙarin cikakken bayani game da misalin.

Ma'aurata sun sami gidaje sun cancanci kusan 6,000,000 a cikin 2017. Dukkanin danginsu suna aiki da biyan haraji. Rarraba don ma'amala zai zama: (6,000,000 / 2) X 13% = 357,500. Kowace Mata tana samun 50,000 a kowane wata. Girman samun kudin shiga na shekara shine 78,000. A shekara ta 2018, ya shigar da sanarwar a hukumomin gwamnati. Fassara guda na shekara guda a shekara guda ta kamu da 78,000, wato, kamar yadda ya biya don kimantawa. Munyi la'akari da ragowar: 260 000 - 78 000 = 182 000 rubles. A ce saurayi ya karu albashi, kuma na shekara mai zuwa ta haraji zuwa 85,000. Yana da yawa adadin diyya a shekarar 2019. Yana barin wani 182,000 - 85,000 = 95,000 rubles.

2. Adadin bashi

A matsayinka na mai mulkin, sauran ya bayyana a lokacin diyya ta ƙarshe. Sauran biyan kuɗi na ƙarshe da wuya sun zo daidai da NDFL. An canza wadannan abubuwan sha zuwa ga kasawa akan kwangilar banki.

Don haka, a ce, a shekara ta 2017 da ma'aurata masu aure da suka sayi gida na 6,000,000, wanda rabin ya ɗauki banki. Bari mu kira su Andrei da Elena. A cikin shekarar da ta gabata, harajin Andrei ya kai 105,000, ga Elena - 110,000 kuma ya kamata a bayar da daidaiton farko - 110,000, a na biyu - 110,000 - 95 000 = 15 000. Wannan bambanci ya wuce zuwa wani ɓangare na dawowar.

A ce an nemi takarda na shekaru 15 a karkashin 10% a shekara. Overpayment - 2,800,000. Bayyana kashi ɗaya na kowane ma'aurata: (2 80 000/2) x 13% = 182,000. A wannan shekara, wanda aka ba su ma'auni A NDFL, a cikin ɗari suna ta ne saboda kawai zuwa 35,000 kuma 15,000. Da alama sun tattara 49,400, amma ana aiwatar da lissafin 49,400, amma ana aiwatar da lissafin 49,400, amma ana aiwatar da lissafin 49,400, amma ana aiwatar da lissafin 49,400, amma kuma lissafin yana gudana daban. Abin da yake saboda Andrei banda 35,000, zai iya ɗaukar kusan shekara mai zuwa. Bayan watanni 12, ya biya haraji a cikin 100,000, Enena - da 90,000. A wannan lokacin, sun sanya bashin 300,000 a banki.

Munyi la'akari da cirewar jinginar gida: (300 000/2) x 13% = 19 500. Ina ƙara ragowar. Don Andrey: 49 400 - 35 000 = 14,400, da Elena: 49 400, Elena - 19 500 000 000 = 19 500 + 300. A cikin Bayan shekara, matar za ta karɓi sauran: 100,000 - 33.900 = 66 100, Mata: 90,000 - 53900 = 33900 = 33900 = 33900 = 39900 = 33900 = 33900 = 33900 = 33900 = 36900 = 33900 = 36900 = 33900 = 36900 = 33900 = 33900 = 33

Ragowar koyaushe tana motsawa zuwa lokacin biyan kuɗi na gaba.

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Wanene ke da 'yancin dawo da harajin lokacin sayen gida a cikin jinginar gida

Kasar da aka yi amfani da ita kawai na hukumar Rasha na iya jin daɗin wannan gatan. Wannan doka ta shafi mutanen da suka kai shekaru na ritaya. Babu wani abu da aka fifita yanayi.

Kadawa ba zai iya samun fuskoki ba:

• Tuni karbar shi - sabis ɗin sau ɗaya ce sau ɗaya;
• ba masu aiki da mutane ba tare da tabbatar da kudaden shiga ba bisa hukuma a cikin shekaru uku da suka gabata;
• sayen murabba'i a danginsu;
• Mun yi amfani da jihar. Tallafin kuɗi da fa'idodin zamantakewa don cikakken biyan kuɗi. Idan ba a cika ba, alal misali, lokacin amfani da matkapalo, an cire adadin daga farashin gida. Dawowa shine batun kashi 13% kawai na bambanci da aka karɓa;
• Abubuwan da ke cikin doka - domin su akwai wani tsarin haraji. Ba su biya harajin kuɗin shiga na mutum ba, amma vat;
• Ma'aikatan kamfanoni waɗanda aka sayo gidajen da aka sayo gidajen da aka sayo ta a kashe mai aiki;
• 'Yan ƙasa na sauran jihohin da ba masu biyan haraji ba ne a cikin Tarayyar Rasha.

Ga sojoji daga fassarar, kudaden da aka ciyar daga kasafin kasafin jihar.

Dole ne a yi niyya. Rajista yana yiwuwa ne kawai idan dukiyar tana kan yankin na Federational Rasha.

Dangantakar dukiya

Ya kamata a lura cewa dangantakar mallaka na masu a wannan yanayin ba sa wasa da matsayi. Ba a la'akari da dukiya ta hanyar lissafi ba. Duk biyan kuɗi daidai. Ma'aurata a hannun dama don rarraba cirewar a hankali. A lokaci guda, ba shi da matsala ko ɗayansu yana aiki, kuma ko ya riga ya sami irin wannan diyya. Kamar yadda muka sani, an ba shi sau ɗaya kawai. Don rarraba matsayinku, danginku ya shafi binciken. Ana yin shi sau daya. Canza rabbai bayan amincewa a cikin yanayin gwamnati ba zai yiwu ba.

Yana da mahimmanci a lura cewa rarraba sutura ya fi riba mai riba. Idan an sayi gida bayan Janairu 2014, kowa yana da hakkin ya zama daidai wani ɓangare na 260,000 rubles.

Inda ya fito

Rashin mallakar dukiya yayin sayen gida a cikin jinginar gida za'a iya bayarwa a cikin IFTS ko a wurin aiki. A cikin karar farko, ana yin biyan kuɗi sau ɗaya a shekara, a na biyu - wata-wata. Lokacin canza aikin cirewar za'a iya dakatar har zuwa wata mai zuwa. Daya daga cikin fa'idodin samun dama shine cewa lissafin ya faru nan da nan, kuma ba a ƙarshen shekara ba.

A ina kuma yadda ake gabatar da takardu:

• Ta hanyar binciken harajin gundumar
• A shafin yanar gizon sabis na jihohi
• A cikin cibiyar da ake amfani da ita mafi kusa da MFC
• Tare da taimakon asusun ajiyar sirri na mai biyan haraji

Abin da ya kamata a samar da takardu

Don rajista za a buƙaci:

• Kammalallen sanarwa na kudin shiga na shekara-shekara a cikin nau'i na 3-NDFL.
• Kwafin fasfonin fasfo na ɗan ƙasa na Tarayyar Rasha.
• Takaddun mallaka - Sayi da Yarjejeniyar Siyarwa, Yarjejeniyar Egrn, Takaddar Rajistar Aljanna. A cikin sabbin gine-gine, a maimakonsu wasu lokuta ana ba su wani lokacin wani aiki na karbuwa da canja wurin dukiya.
• Kwafi Inn.
• Kofe na masu dubawa da bayanan banki.
• Aikace-aikace don rajistar cire haraji.
• Aikace-aikacen don sake rarraba hannun jari - a buƙatun ma'aurata.

An yi zane kowace shekara. Wajibi ne a biya su a hayar.

Girancing

A matsayinka na mai mulkin, yana faruwa lokacin da bankin ya samar da mafi kyawun yanayi ga abokin ciniki. Za'a iya samun biyan diyya ta tsohuwar da sababbin tsaro. An ba da izini ga abubuwan da aka ba shi ba tare da la'akari da ko akwai biyan kuɗi don dawowa ba. A cikin sabbin takardu, ya kamata ka saka nasiha ga wanda ya gabata. Tare da ƙirar shekara-shekara a cikin kunshin takardu, dole ne a haɗa yarjejeniyoyi biyu.

Fasalin dawowar NDFL lokacin da siyan sabbin gine-gine

Reimbury dectara haraji da harajin shiga na mutum yayin sayen wani gida a cikin jinginar gida yana yiwuwa ne kawai lokacin da mai shi yana da masu ba da shawarar takardu da hannu. Game da batun sabbin gidaje, wannan na iya zama aikin karba da kuma watsa. A peculiarity shine an kashe takarda banki a baya fiye da yadda aka bayar. A lokaci guda, mazauna sun cancanci cirewa kuma na tsawon lokacin da dukiyoyinsu ba su daɗaɗɗa.