Chifukwa chiyani kugwiritsira ntchito njira zina, kuchuluka kwa mbali zingati, komanso nthawi yomwe imachitika - timamvetsetsa limodzi ndi akatswiri.
Njira yosinthira "ndalama zanu ndi nyumba yathu" ndiye yosavuta komanso yokongola kwambiri, chifukwa ophunzira ochepa amachepetsa ngozi. Koma ziweta zotere sizotheka nthawi zonse ndizomwe zimayambitsa zimatha kukhala zosiyana.
1 Chifukwa Chiyani Kuthandizanso
Mukufuna chilolezo
Ngati mmodzi wa eni nyumbayo ndi mwana wakhanda kapena mwiniwake, ndiye kuti nkotheka kugulitsa chinthu chotere ndi chilolezo cha pulaniyo. Ndipo iwo, monga lamulo, amaloledwa kugulitsa koteroko ndi mwayi umodzi wa mwana (wowen) amagawana nawo nyumba zomwe zidagulidwa. Gawolo siliyenera kukhala locheperako kuposa malowo ndipo mtengo wake wa gawo lake mu chinthu chomwe chikugulitsidwa.
Ndi kuthekera kotsekera ngongole ya nyumba ya amayi ndi makolo a eni ake, pali ntchito pambuyo pa ngongole zonse zongobweza kulamulira ana m'nyumba yanyumba. Ndi kugulitsa nyumba yotere, muyenera kupeza chilolezo chothandizira. Chifukwa chake, njira zina sizingapeweke.
Nthawi zina, gawo la mwana (kutupa) panyumba lomwe lagulitsidwa ndi laling'ono komanso lopanda tanthauzo ndipo nyumba iyi si ya imodzi yokha, yomwe imaloledwa kuyika mtengo wa banki iyi. Iyenera kutsegulidwa m'dzina la Wamng'ono (Woyang'anira).
Wogulitsa akapanda kulembetsa
Nthawi zambiri, wogulitsa nyumbayo ndi banja lake palibe malo omwe angakhale ndi nyumba yatsopano. Chifukwa chake, amasinthana ndi njira ina.Mukamagula nyumba ndi Surcharge
Anthu amatha kugula malo ochepera kapena otsika mtengo. Ndipo motsutsana - kukonza nyumba m'derali, ziwerengero za zipinda, malo okhala ndi chiwonetsero. Congress, akuyenda m'mabwalo awiri kapena kupitilira apo, kukhazikika kwa nyumba yolumikizana - pazinthu zonsezi zokhazo zomwe zingatheke.
Zifukwa Zake
Kusasunthika kwa msika ndi ndalama zosinthana ndi ndalama zimawopa ndi ogulitsa. Eni ake a nyumbazi amawopa kukhala ndi ndalama m'manja ndipo osanyamula nyumba zomwe mukufuna.Zomwe zimayambitsa
- Muyenera kugula nyumba pamalo ena, koma palibe njira zaufulu zokhala zaufulu, ndipo izi sizingadulidwe mpaka kalekale;
- Ndinkakonda kwambiri nyumba yomwe imatha kugulitsidwa ngati njira ina;
- Mtengo wa chipatala china ndi pansipa wosankha (nthawi zambiri 5-15%).
2 Ndi otenga nawo mbali zingati?
Munthawi yosavuta, njira zina kuchokera ku nyumba ziwiri za omwe atenga nawo mbali pazinthu zitatu:
- "Wogula Wapamwamba" ndi ndalama (mfulu kapena ngongole);
- Wogulitsa nyumba yoyamba, yomwe ili nthawi yomweyo wogula nyumba yachiwiri;
- Wogulitsa nyumba yachiwiri (yaulere), yomwe imangogulitsa nyumba ndikulandira ndalama chifukwa cha malonda.
Ngakhale mu kufotokozera kwakanthawi kotereku kwa kusintha kwazinthu zosavuta, mutha kumva zovuta za momwe zinthu zilili. Koma pakhoza kukhala "ogulitsa kwambiri": mwachitsanzo, ngati zinthu zingapo zigulitsidwa nthawi yomweyo pamene Congress mu nyumba imodzi. Ndipo ogula, nthawi yomweyo kugulitsa ndikugula nyumba, kumakhalanso kochulukirapo kuposa unyolo. Kuchulukitsa kwa chiwerengero cha maulalo mu unyolo kumayambitsa kuwonjezeka.
3 Kodi nthawi yanji yomwe imagulitsidwa
Pakadali pano pa mgwirizano wapamtunda, ndikofunikira kuti muyembekezere tsiku lomwe likupezeka ku malondawo, nthawi yomwe imamasulidwa ndikumasulidwa kwa nyumba. Ndikofunikira kulembetsa kufunika koyang'ana nyumba mu unyolo, kupereka zikalata, zikalata, mawu odziwika komanso maudindo. Mwachitsanzo, kuchokera kwa ogwiritsa ntchito nyumba zomwe sizikusayina kugula ndi kugulitsa mapangano (DKP). Tingafinye ogwiritsa ntchito, kuwonjezera pa mapulogalamu, ngati kutheka nthawi zonse kumathandizidwa ndi ma cell a ku banki pokonzekera kudzipatula.
Pankhani ya mawonekedwe ogulitsira, ndikofunikira kusankha ofesi yocheperako ndi makonzedwe a kusamutsa umwini wa DCC.
Kulembetsa pa novenary kumathandizira kuchepetsa zoopsa zina ndi zochitika zofunikira zokonzekera.
Vesi: L. Starhhinova, katswiri wogulitsa nyumba
Nkhaniyi idasindikizidwa mu magazini ya magazini "(2019). Mutha kulembetsa ku mtundu wa bukuli.
