Kuki ukoresha ubundi buryo, umubare munini uyirimo impande, hamwe nigihe gikorerwa - twumva hamwe numwuga.
Gahunda yubucuruzi "Amafaranga yawe ni inzu yacu" ni yoroheje kandi nziza, kuko umubare muto w'abitabiriye gabanya ingaruka. Ariko iyo gahunda ntabwo buri gihe bishoboka kandi impamvu zirashobora kuba zitandukanye.
1 Kuki kwitabaza ubundi buryo
Iyo ukeneye uruhushya rwo kwita
Niba umwe muri ba nyir'igorofa ari umwana muto cyangwa nyirayo yarinze, noneho birashoboka kugurisha ikintu nkicyo uruhushya rwo kurera. Kandi bo, bafite itegeko, bemerewe kugurisha gusa hamwe nimpano icyarimwe yumwana (gutwarwa) gusangira inzu yaguzwe. Umugabane ntugomba kuba munsi yakarere nigiciro cyumugabane wacyo mubintu bigurishwa.
Hamwe nubushobozi bwo kuzimya inguzanyo yumurwa mukuru wababyeyi hamwe nababyeyi, hari inshingano nyuma yishyurwa inguzanyo yuzuye kugirango ugaragaze abana munzu yinguzanyo. Hamwe no kugurisha urundi ruhande, uzakenera kubona uruhushya rwo kubara. Kubwibyo, ubundi buryo ntibishobora kwirindwa.
Mu bihe bidasanzwe, iyo umugabane w'umwana (kubyimba) ku nzu yagurishijwe ni muto kandi bidafite akamaro kandi iyi nzu ntabwo ari iy'umuntu umwe rukumbi, yemerewe gushyira akantu gato, yemerewe gushyira akantu gato, yemerewe gushyira akantu k'uyu mugabane kuri konti ya banki. Igomba gukingurwa mwizina ryumuto (umurinzi).
Iyo ugurisha ntaho yiyandikishije
Akenshi, ugurisha inzu n'umuryango we ntahantu ho gutanga inzu nshya, usibye mumazu mashya yaguzwe. Kubwibyo, kwitabaza ubundi buryo.Iyo ugure amazu hamwe ninyongera
Abantu barashobora kugura amacumbi make cyangwa ahendutse hamwe ninyongera. Kandi uko binyuranye - kunoza imiterere yimiturire muri kariya gace, umubare wibyumba, agace kari kumwera. Kongere, ijya mu bibanza bibiri cyangwa byinshi, gukemura inzu rusange - muri izo manza zose gusa ubundi buryo bushoboka.
Impamvu za psychologiya
Isoko ry'isoko hamwe n'ivunjisha ry'ifaranga ritera ubwoba n'abagurisha. Ba nyiri inzu batinya kuguma hamwe namafaranga no kudafata inzu ukeneye.Impamvu z'umuguzi
- Ugomba kugura inzu ahantu runaka, ariko nta mahitamo akwiye, kandi ibintu ntibishobora gusubikwa igihe kitazwi;
- Nakunze rwose inzu ishobora kugurishwa gusa nkubundi buryo;
- Igiciro cyo gushya kiri munsi yubusa (mubisanzwe 5-15%).
2 Ni bangahe abitabiriye ubundi buryo
Mu rubanza rworoshye, ubundi buryo buturutse mu nyubako ebyiri z'abitabiriye igihe byibuze bitatu:
- "Umuguzi wo hejuru" ufite amafaranga (kubuntu cyangwa inguzanyo);
- Ugurisha inzu ya mbere, icyo gihe icyarimwe umuguzi winzu ya kabiri;
- Ugurisha inzu ya kabiri (KUBUNTU), agurisha inzu gusa kandi yakira amafaranga nkibisubizo byigikorwa.
Ndetse no mubisobanuro bigufi byerekana ubundi buryo bworoshye, urashobora kumva ibintu bigoye. Ariko hashobora kubaho "abagurisha bakomeye": kurugero, niba ibintu byinshi bigurishwa icyarimwe iyo Kongere yinyubako imwe. N'abaguzi, icyarimwe bagurisha no kugura amazu, nabo barashobora kuba barenze babiri mumurongo. Kwiyongera kumibare ihuza mumurongo byanze bikunze biganisha ku ngaruka.
3 Ni ibihe bihe byo gucuruza
Bimaze kuri stade yamasezerano ya mbere, ni ngombwa gutegereza neza itariki yo kugera kubikorwa, igihe cyo kwibohora amazu no kumubiri no mumurongo. Ni ngombwa kwandikisha ibikenewe kugenzura amazu mu rugani, gutanga ibyemezo bikenewe, inyandiko, amakuru no mu majwi n'inshingano. Kurugero, kubakoresha amazu itasinya kugura amazu no kugurisha amasezerano (DKP). Kureka abakoresha, usibye porogaramu, igihe cyose bishoboka bishyigikiwe namabwiriza yo kubona selile ya banki mugutegura abimukira.
Kubijyanye nuburyo bwa norial yamasezerano yo kugurisha, nibyiza guhitamo ibiro bya noteri hamwe no gutanga serivisi zo kwimura nyir'icyerekezo cya DCC.
Kwiyandikisha kuri Noteri bifasha kugabanya ingaruka zo mu buryo bumwe bushingiye ku bundi buryo hamwe n'ibikorwa by'imyiteguro.
Inyandiko: L. Starshinova, impuguke itimukanwa
Ingingo yasohotse mu kinyamakuru "Inzu" No 5 (2019). Urashobora kwiyandikisha kuri verisiyo yacapwe yatangajwe.
