Kungani usebenzise enye imali, mangaki izinhlangothi ezibandakanyeka kukho, nokuthi kwenziwa ngasiphi isikhathi - siqonda kanye nochwepheshe.
Isikimu sokuthengiselana "Imali yakho iyifulethi lethu" yiyona elula futhi ekhangayo kakhulu, ngoba inani elincane lababambe iqhaza linciphisa ubungozi. Kepha uhlelo olunjalo alwenzeki njalo futhi izimbangela zingahluka.
1 Kungani uphendukela kwesinye isivumelwano
Lapho kudinga imvume yokunakekela
Uma omunye wabanikazi befulethi yingane encane noma umnikazi onogada, khona-ke kungenzeka ukuthi uthengise into enjalo ngemvume yokugada. Futhi bona, njengomthetho, bavunyelwa ukuthengiswa okunjalo kuphela ngokuzinikela kanyekanye kwengane (ekhutshiwe) isabelo efulethini elithengiwe. Isabelo akufanele sibe ngaphansi kwendawo kanye nezindleko zokwabelana kwayo entweni ethengiswayo.
Ngamandla okucisha imalimboleko yemalimboleko kamama nabazali babanikazi, kunesibopho sokukhokha imalimboleko ephelele ukuze alawule izingane efulethini lemali ebanjiswayo. Ngokuthengisa okwengeziwe efulethini, kuzodingeka uthole imvume yokugada. Ngakho-ke, ezinye izindlela azinakugwenywa.
Ezimweni ezingavamile, lapho ingxenye yengane (ukuvuvukala) efulethini ithengiswe incane futhi ayibalulekile futhi le ndlu akuyona eyale nodwa, ivunyelwe ukubeka inani lalesi sabelo kwi-akhawunti yasebhange. Kufanele ivulwe egameni lengane (umnakekeli).
Lapho umthengisi engenakhona indawo yokubhalisa
Imvamisa, umthengisi wefulethi nomndeni wakhe ayikho indawo yokukhipha indawo yokuhlala entsha, ngaphandle kwezindlu ezisanda kuthengwa. Ngakho-ke, phendukela kwesinye isivumelwano.Lapho uthenga amafulethi ngenkohliso
Abantu bangathenga indawo yokuhlala encane noma eshibhile ngokukhokhisa. Futhi kunalokho - ukuthuthukisa izimo zezindlu kule ndawo, inani lamakamelo, indawo enokukhokhisa. ICongress, ingena ezigcawini ezimbili noma ngaphezulu, ukukhokhwa kwefulethi lomphakathi - kuzo zonke lezi zimo kuphela okungenzeka kwenzeke.
Izizathu Zengqondo
Ukungazinzi kwemakethe kanye nezinga lokushintshana kwemali kwesaba abathengisi. Abanikazi bamafulethi besaba ukuhlala nemali ezandleni zabo futhi bangathathi indawo oyidingayo.Izimbangela zomthengi
- Udinga ukuthenga ifulethi endaweni ethile, kepha azikho izinketho zamahhala ezifanele, futhi isimo asikwazi ukuhlehliswa unomphela;
- Ngiyithandile ngempela ifulethi elingathengiswa kuphela njengenye indlela;
- Izindleko zenye indawo efulethini zingaphansi kwezinketho zamahhala (imvamisa 5-15%).
2 Bangaki ababambiqhaza kwesinye isivumelwano
Endabeni elula, ezinye izindlela ezivela emafulethini amabili wabahlanganyeli bokwenziwa okungenani kwezintathu:
- "Umthengi ophezulu" ngemali (mahhala noma imalimboleko);
- Umthengisi wefulethi lokuqala, okufanayo nomthengi wefulethi lesibili;
- Umthengisi wefulethi lesibili (mahhala), elimane nje lithengisa ifulethi futhi lithola imali ngenxa yokuthengiselana.
Ngisho nasencazelo emfushane enjalo yokuthengiselana okulula kakhulu, ungazizwa ubulukhuni besimo. Kepha kungenzeka kube "nabathengisi abaphezulu abaphezulu" abaningana: Isibonelo, uma izinto eziningana zithengiswa ngasikhathi sinye lapho iCongress efulethini elilodwa. Futhi abathengi, ukuthengisa ngasikhathi sinye kanye nokuthenga amafulethi, nakho kungaba ngaphezu kwamabili emacaleni. Ukwanda kwenombolo yezixhumanisi eziseqoqweni kuholela ekukhuphukeni kwengozi.
3 Yini isikhathi sokuthengiselana
Usuvele usesigabeni sesivumelwano se-Advance, kuyadingeka ukulindele kahle usuku lokufinyelela kokuthengiselana, isikhathi senkululeko yezomthetho nangokomzimba yamakamelo. Kubalulekile ukubhalisa isidingo sokuhlola amafulethi ngamaketanga, ukuhlinzeka izitifiketi ezidingekayo, amadokhumenti, izitatimende ze-notarial kanye nezibopho. Isibonelo, kusuka kubasebenzisi bamafulethi abangasayini ukusayina amafulethi efulethini kanye nezivumelwano zokuthengisa (i-DKP). Ukukhishwa kwabasebenzisi, ngaphezu kwezicelo, noma nini lapho kungenzeka khona kusekelwa imigomo yokufinyelela kumaseli asebhange ekuhleleni izifiki ezihambisanayo.
Endabeni yefomu le-notarial lesivumelwano sokuthengisa, kuyasiza ukukhetha ihhovisi le-notarial ngokuhlinzekwa kwezinsizakalo zokudluliselwa kokudluliselwa kobunikazi be-DCC.
Ukubhalisa e-Altary kusiza ukunciphisa ubungozi bokunye ukuthengiselana kanye nemisebenzi edingekayo yokulungiselela.
Umbhalo: L. Starshinova, Isazi Sezindawo Zasemuva
Le ndatshana yashicilelwa kumagazini "House" No. 5 (2019). Ungabhalisela inguqulo ephrintiwe yokushicilelwa.
