Kuyini amafulethi: ama-Pros kanye ne-Conser ngokuthenga kwawo

Thola ukuthi amakamelo athandeka kangakanani futhi kungani ukufunwa kukhula kubo. Futhi, lokho kungalimaza injabulo yokuthenga.

Umthetho we-Russian Federation ucacisa ukuthi amafulethi ayindawo yokuhlala yesikhashana. Indawo yabo ngokomthetho ngamamitha-skwele angama-40. M nokuningi. Qiniseka ukuthi ube nendawo yokuhlala ezimbili noma ngaphezulu, ikhishi, indlu yokugezela. Lawa ngamakamelo aphezulu aduduza asemotweni, amahhotela, ama-sanatorimic, amakhaya amaholide, njll. Uma zibekwe ezakhiweni ezisebenzayo noma amahhotela e-condo, kungathengiswa kubantu.

Kuzuzisa Kangakanani Ukuthenga Amafulethi

Umehluko phakathi kwamakamelo nefulethi

Izinzuzo nokubi kwezindlu

• Izinzuzo
• Okubi

Izici zempahla ebanjiswayo

Kunenzuzo kuye

iziphetho

Amakamelo nefulethi: Uyini umehluko

Indawo yokuhlala ihlukile efulethini kwesinye isimo sezomthetho. Le yizentengiso yezentengiso, umnikazi wazo ongahlala kulo okwesikhashana lapha, ukuwuqasha noma abeke izivakashi. Noma ngabe ekwakhiweni kwamakamelo, amazinga okuhlanzeka kanye nezobuchwepheshe zezikhungo zokuhlala aqashelwa, azisabhekwa njengezinjalo. Kepha lokhu kwenza kube nokwenzeka ukuba siwahumushele kulesi sigaba.

Omunye umehluko ulele impahla ejwayelekile. Lokhu efulethini efulethini ngibheka indawo kaGeneral: i-attic, engaphansi, insimu yasendlini, njll. Ukuze uthole izindlu ezihlukene, umqondo wepropathi ejwayelekile awukho. Konke kungokwalowo ongumnikazi wesakhiwo. Uma abaqashi bafuna ukuvuselela okuthile lapha, kuzofanela bahlenge noma baqashe indawo abayidingayo.

Ukuthengwa kwamakamelo: ama-pros and cons

Ukutholwa kunezinto ezinhle kakhulu nokubi. Sizoqonda ngokuningiliziwe kuzo.

Izinzuzo zokuthenga

I-Real Estate kubhekwa njengezimali ezinhle zemali. Ikakhulu uma isakhiwo sitholakala edolobheni elikhulu noma le-resort. Izinzuzo zezindlu ezingezona ezijwayelekile:

• Intengo iphansi kunaleyo efulethini elilinganayo cishe nge-17-25%. Isilinganiso esinembile sinqunywa ngezinto ezahlukahlukene. Okuphambili phakathi kwabo kukhona induduzo nendawo yokuhlala.
• Ingqalasizinda eyenzelwe. Uma ukuthengwa kusendaweni esetshenziselwa imali evamile yokuhlala, okuvame kakhulu, bese esakhiweni esifanayo noma inani elikhulu lezitolo, amabhange, izindawo zokudlela, njll. Zitholakala esakhiweni esifanayo.
• Indawo elula. Izikhungo zebhizinisi namahhotela zivame ukutholakala engxenyeni ephakathi yedolobha noma eduzane. Ngakho-ke kuvela ithuba lokonga isikhathi ohambweni oluya emsebenzini. Zonke izinto ezibalulekile zasemadolobheni nazo ziseduze.
• Amandla okutshala imali ngokunenzuzo. Indawo yokuhlala etholakala ingadluliselwa ngemuva kwesikhathi esithile ukuthengisa kabusha. Izibalo zikhombisa ukuthi izindleko zalo zikhula njalo.
• Amathuba okuvuselelwa kabusha. Lezi zindawo okungezona zokuhlala, ukuze ziphinde ziphinde ziphinde. Kepha ngasikhathi sinye, zonke izidingo zokuphepha kufanele zibhekwe.

Konke lokhu kuyizinzuzo ezibalulekile. Banquma ukufunwa okuphezulu kwezindlu "ezingezona ezijwayelekile". Zihambelana kakhulu ama-megacities, njengeMoscow, iSt. Petersburg, lapho indawo yomsebenzi nendawo yokuhlala ingahlukanisa khona amakhilomitha.

Okubi

Ngaphezu kokufanele kunezingibe eziningi ezingafinyelela ezinhlekeleleni zokutholwa.

• Akunakwenzeka ukubeka indawo yokuhlala. Umthetho awubheki egumbini ngokuhlala, ngakho-ke akuvunyelwe ukubhalisa kuwo. Ukuphela kwento okungenza umniniyo ukuthola ukubhaliswa kwesikhashana. Inqobo nje uma kunesimo sehhotela noma ihhotela efulethini. Kwezinye izimo, ngisho nalokhu akufanele. Ngakho-ke, kuyadingeka ukucacisa isimo sezindlu okwamanje esiteji sokuthenga. Isikhathi esiphezulu lapho ukubhaliswa kuzokhishwa kuneminyaka emihlanu ubudala, khona-ke kunganwetshwa. Manje kunolwazi lokuthi eRussia lungavumela ukubhaliswa efulethini, kepha kuze kube manje umthetho awemukelwa.
• Akunakwenzeka ukuthola uxhaso, izinzuzo, njll. Ukubhaliswa kwesikhashana akunakuba yisisekelo sokwakhiwa kwe-Inn, ukubeka kokushintshana kwabasebenzi. Ukungabikho kwesimo sezindawo zokuhlala kuvimbela ukulungiswa kwempahla ekwakheni, izinzuzo noma umxhaso ohlukile.
• Izindleko zokulondolozwa kwezindlu ezihlukene zingaphezu kwefulethi. Izinga lentela kwimpahla engeyona indawo yokuhlala liphakeme, njengoba ngenhla futhi amanani entela akuwona okuqukethwe kwawo. Umehluko ngentengo yokuhlinzekwa kwamanzi okushisayo nokushisa kuyabonakala ikakhulukazi. Iphakeme kune-e ejwayelekile cishe ngekota.
• Ukuba khona okungenzeka "komakhelwane" abangakhululekile ". Amahhovisi, izitolo kanye nezinye izinhlangano zingafakwa odongeni, ngoba konke kungathengwa esikhungweni sebhizinisi. Abaphoqelekile ukuba bagcine "imithetho yokuthula", okuyiphoqelekile ezakhiweni ezisefulethini.
• Uma kwenzeka kuba nobunzima ngokukhokhwa kwemali mboleko, iBhangengodla linelungelo lesikhulu sesahlulelo sokuthatha indawo ethengiswayo yezikweletu.
• Ukudalwa kwe-HOA akunakwenzeka. Lokhu kuvame ukuphenduka kube yintengo eyeqile yezinsizakalo zezindlu kanye nezinsizakalo. Ngokuya kokubuyekezwa, inkampani yokwakha ivame ukuthathwa yiqhaza le-jeep. Njengoba sinikezwe ukuthi azikho ezinye izindlela kubahlali, kufanele bakhokhele ukuthola amanani entela.
• Kwesinye isikhathi umthengi wezindlu ezihlukene ngaphandle kwedolobha kufanele akhokhe izibalo ezengeziwe zokuxhuma ezokuxhumana. Unjiniyela uyazuzisa ukuthenga izindawo ezishibhile ngaphandle kwamanzi, igesi, ezinye izimpahla. Ke njengoba umnikazi omusha kufanele akhokhele ngokwengeziwe ngokuxhumeka kwabo. Ngaphezu kwalokho, kucatshangelwa ukungabikho kwamathuba wokuhlela i-HOA, intela yezindlu kanye nezinsizakalo zomphakathi ingaba phezulu kakhulu.

Kuyacaca ukuthi konke ukushiyeka kuhlobene nesimo sezindawo ezithengiswayo. Akuyona indawo yokuhlala noma yezohwebo. Lona okuphambili, umehluko phakathi kwamakamelo. Umthetho uvumela isimo sokushintsha, kepha lokhu kudinga ukuhambisana nezidingo eziningi ezahlukahlukene. Uma ukuhunyushwa okunjalo kwezinhlelo zomnikazi wesikhathi esizayo, ngaphambi kokuphetha, kuyadingeka ukuthola ukuthi kungenzeka yini nhlobo.

Izici Isivumelwano Sokubolekwa Kwempahla

Iningi lezindlu litholwa kwimpahla ebanjiswayo, lokhu kuwumkhuba ojwayelekile kwabaseRussia. Endabeni yamakamelo, uhlelo olunjalo kungenzeka lungasebenzi ngoba ukuthengwa kwento yezentengiselwano kucatshangwa. Nalu uhlu lobunzima obungenzeka obuke babhekana nalo lapho wenza imali ebanjiswayo:

• Mkhulu kunangaphezu kokube kwakuyifulethi, imali yokuqala.
• Amanani wenzalo aphakeme kakhulu.
• Inqubo ende neyinkimbinkimbi yokulinganisa into.

Akusikho konke. Amabhange awahlali akhipha imalimboleko yokuthenga indawo yezentengiselwano. Ngakho-ke, inani leziphakamiso lizoba ngaphansi kunokuba lingaba. Imibandela yokukhipha amabhange emalimboleko akholwa:

• Izimali zomnikelo wokuqala, ubuncane be-15% yenani elidingekayo.
• Ukuqinisekiswa okusemthethweni kwemali engenayo.
• Umshuwalense Wezezakhiwo.
• Ukuba khona kwephakethe eligcwele lezimvume ezivela kunjiniyela, uma ngabe lesi sakhiwo esisha.

Ukuxhaswa kwesimo kwezakhiwo zehhovisi akuhlinzekiwe. Azikho izinhlelo ezikhethayo, kufaka phakathi i-matkapital, ungasebenzi.

Ozuzayo ukuba nempahla yezohwebo

Kubukeka sengathi indawo engenazo izindlu ezingeyona eyokuhlala kungukutholwa okubi. Kuningi kakhulu kwazo zonke izinhlobo zama-nuances, ezikhulisa kakhulu izindleko zokuqukethwe kwazo, kwenze kube nzima ukuthola izinzuzo, njll. Kepha empeleni le fomethi yanelisekile.

• Abantu abathenganga izindlu zokuqala. Kubo, bonke ubunzima ngokubhaliswa neminye imibhalo ayibalulekile. Zonke zenziwa ekhelini lokuqala, elingaba kunoma iyiphi indawo.
• Abafundi noma ama-bachelors. Abazidingi ngempela ingqalasizinda yezenhlalo. Isibonelo, ukusondela kwezikole noma ama-kindergartens. Uma igumbi lisendaweni efulethini, lokhu kuyindlela enhle yemindeni. Kulokhu, zonke izinkambiso zenhlalo zenziwa.
• Abatshalizimali. Abakubheki ukutholwa kwabo njengendawo yokuhlala kwabo, sithatha kuphela inzuzo.
• Osomabhizinisi. Ukuqasha ukuqasha, vula ihhotela, njll.

Kwabahola impesheni, imindeni enezingane, ifomethi enjalo ingaba yingozi kakhulu ngangokunokwenzeka. I-Plus kuphela ephansi, iqhathaniswa nenye indlela, intengo. Kepha konke okunye kuzokubiza kakhulu. Izinkokhelo zomphakathi kanye nentela kuzoba ngaphezulu, ngeke kwenzeke ukuhlela uxhaso. Ngaphezu kwalokho, azikho iziqinisekiso zokuthi isakhiwo sizokwakhiwa endaweni enengqalasizinda yezenhlalo ethuthukisiwe.

Ngokomthetho, unjiniyela akaphoqelekile ukuba ahambisane nezinkambiso zenhlalo, ukuhlanganisa indawo yendawo, ukwakha ukupaka, njll. Ngakho-ke ngeke achithe. Ngaphandle kwalokho, beza lapho kuhlelwe ukuhumusha izindlu nezindawo ezihlala endaweni yokuhlala. Unjiniyela angakwenza lokhu ekugcineni kokwakhiwa, ngokushesha nje ngemuva kokwethulwa kwezakhiwo ezintsha zisebenze.

iziphetho

Amatshe angaphansi kwamanzi lapho uthenga amafulethi eMoscow noma elinye idolobha elikhulu kakhulu. Lokhu kuseyifomethi entsha yempahla, engakulungele konke ukuheha. Umbuso uhlela ukulawula lesi sikhala. Imigomo yamukelwa, eklanyelwe ukulinganisa umehluko ngesimo sabanikazi bezakhiwo zezentengiselwano besebenzisa njengezindlu kuphela. Kuze kube manje, zimbalwa ezindinganiso ezinjalo, udinga ukukala ngokucophelela futhi ngokumelene ngaphambi kokuthenga.