Sobanura ko bivuze kugurisha kubuntu, aho inyungu zayo nuburyo bwo kugurisha inzu yayo muri ubu buryo.
Igurishwa ryubusa ryamagorofa nigice cyoroshye kubaguzi. Umugurisha bitewe no gucuruza yakiriye amafaranga, inzu mugihe igurishwa isonewe abafite ibisabwa n'abagize imiryango yabo (kubohoza mu mategeko), kubatarerewe mu magorofa (kwibohoza umubiri) .
Nigute utazagera ku mayeri ya realtor mugihe uhitamo inzu
Akenshi mugusohora abamamaza baganira kandi batangaze ko kugurisha amazu bitategura (cyangwa bidashobora) kugurisha nkubusa. Kubara kubaho ko hazabaho kugerageza kurushaho kugura byinshi. Ibishoboka byongera ko ikintu hamwe no gusana neza bizabikunda cyane kuburyo umuguzi azemera kugurisha "kitari".
Gukosora ibintu birashobora guhitamo ubundi buryo (inzu igomba kugurwa muguhana). Niba bishoboka, rearttor irashobora kwamamaza ikintu cye nkubusa.
Nigute ushobora gukora guhitamo amazu
Igurisha ryubusa rirashimishije cyane kubaguzi kandi ryunguka cyane kubiciro byabagurisha, rimwe na rimwe birakwiye kugura inzu yifuzwa, hanyuma ugurishe ibyawe nkubusa. Birumvikana, niba ufite amahirwe - kurugero, fata inguzanyo yo kugura. Nibyiza noneho kwishyura ibikoresho byinguzanyo kuva kugurisha amazu yubusa - Maratorium kumasaruro yinguzanyo ntabwo ari muri banki iyo ari yo yose.
Abaguzi bakwiriye kubona uburyo bwubusa bwo kugura. Mugihe usoza amasezerano ateganijwe cyangwa amasezerano yambere nugurisha inzu, menya neza gukosora ukuri kugurisha kubuntu mu nyandiko.
Amategeko no gutunganya uburyo bwo kubohoza inzu
Niba kubwimpamvu zimwe cyangwa kumubiri gusonerwa cyangwa bigoye cyangwa bigoye kubagurisha, noneho ababuranyi baremeranyaga nyuma yo gusinya amasezerano yo kugurisha no kubika (DKP) cyangwa nyuma yo kwiyandikisha muri Recestre yo kwimura nyirubwite ya DCT ku muguzi. Mubisanzwe ntabwo birenze iminsi 30 yingengabihe hamwe nigihe gito. Inshingano z'umugurisha ku bijyanye no kwibohora mu magorofa no ku mubiri zihora zikosorwa mu nyandiko ya DCT.
Bibaho ko usibye ba nyiri amazu mu nzu, ibirori bya gatatu byanditswe. Niba bidashoboka kubakura no kwiyandikisha, batanga amakuru yo kuvura hamwe ninshingano zijyanye no kwibohora kwamagorofa no kumubiri hakurikijwe ingingo ziteganijwe muri DCT.
Abaguzi bagomba kwishyirirwaho mu kagari gatandukanye ku kiguzi cyinyubako (~ 50-100 amafaranga ibihumbi. Kuri buri munyeshuri wa gatatu wanditswe mu nzu) mu nyandiko yemeza ko indege yuzuye. Ibi birashobora kuba bivuye kumurongo wo kuvanaho inyandiko yo kwiyandikisha cyangwa gukuramo igihe cyo kwiyandikisha burundu kuri aderesi iyo ari yo yose (adresses) itari adresse yagurishijwe amazu.
Aho urufunguzo rwo muri banki ibitswe
Urufunguzo ruva muri selile ya banki rubikwa kugeza nyirubwite wumugurisha cyangwa ikigo cye cyizewe. Nibyiza cyane kubika urufunguzo muri banki aho amafaranga ashingiye. Ariko serivisi nkiyi itangwa na banki zidasanzwe.
Nyuma yo kwakira ibyangombwa bivuye muri Rosreestra, inyandiko zemeza ko kugurisha umutungo utimukanwa, urufunguzo rwa selile zose zamabanki rwahinduwe ku inyemezabwishyu yo kunanirwa kwakira amafaranga yose ku muguzi. Umubare munini wugurisha urashobora guhita uhita, namafaranga "selile" nto "nukuza inshingano kuri Depurrulpix cyangwa gukuramo ibaruramari mu nzu yose yanditswe mbere.
Kubijyanye no kunyereza nabi nugurisha gusohozwa ku nshingano zemewe n'amategeko cyangwa ku mubiri umuguzi arashobora gukoresha amafaranga yo kwishyura umunyamategeko mwiza.
Niki gishobora gufasha ibaruwa yinguzanyo
Hamwe nibikorwa byoroheje byo kugura inzu yubusa, amabanki akunze guha ibirori mubikorwa kugirango akore ibirego binyuze mu ibaruwa yinguzanyo. Nibyiza, niba ushoboye gutsimbarara ku isohoka rya ba nyirayo n'abandi bantu mbere yo gusinya amazu ya DKP. Mugihe kubara ukoresheje inyuguti yinguzanyo biragoye kubihagarika igice cyamakuru. Amabanki yemerewe gukora ibikorwa bidafite ishingiro byo kwiyandikisha gusa imbere yinteruro yifuzwa muri DCP hamwe namagambo ahuye na noteri.
Inyandiko: L. Starshinova, impuguke itimukanwa
Ingingo yasohotse mu kinyamakuru "Inzu" No 4 (2019). Urashobora kwiyandikisha kuri verisiyo yacapwe yatangajwe.
